1040.com vs eFile.com Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated May 2026 8 min read

1040.com

0.0 (0 reviews)

1040.com is a straightforward online tax preparation software that allows you to file your federal and state income tax returns quickly through a simple, guided interview process.

Starting at $25/mo
Free Trial NO FREE TRIAL
VS

eFile.com

0.0 (0 reviews)

eFile.com is a dedicated online tax preparation platform that helps you prepare and file your federal and state income tax returns directly with the IRS and state agencies.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature 1040.com eFile.com
Website 1040.com efile.com
Pricing Model Subscription Freemium
Starting Price $25/month Free
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✘ No product demo ✘ No product demo
Deployment saas mobile saas mobile
Integrations
Target Users solopreneur freelancer solopreneur small-business
Target Industries
Customer Count 0 0
Founded Year 1997 2004
Headquarters Drake Software, USA Jacksonville, USA

Overview

1

1040.com

1040.com provides a streamlined way for you to file your federal and state income taxes online without the complexity of traditional desktop software. You can walk through a simple, conversational interview that identifies your credits and deductions automatically. Whether you have a simple W-2 or more complex self-employment income, the platform handles the calculations and forms required to submit your return directly to the IRS.

You can start your return for free and only pay when you are ready to file. The platform is designed for individuals, families, and independent contractors who want a flat-rate pricing model rather than being upcharged for every additional form or schedule. It simplifies the filing process by focusing on a user-friendly interface that works on any device, ensuring you can finish your taxes from home or on the go.

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eFile.com

eFile.com is an online tax preparation platform designed to help you navigate the complexities of federal and state income tax filing. Whether you are filing a simple return or managing more complex situations like self-employment income, investments, or itemized deductions, you can complete the entire process within your browser. The software guides you through a series of questions to identify credits and deductions you qualify for, ensuring you receive your maximum refund while staying compliant with current tax laws.

You can use the platform to e-file your returns directly to the IRS and state tax authorities, significantly speeding up the processing time compared to paper filing. It serves individual taxpayers, families, and small business owners who want a straightforward, interview-style interface without the high cost of traditional CPA services. The platform also provides tools to track your refund status and access your previous years' tax records in one secure location.

Overview

1

1040.com Features

  • Guided Tax Interview Answer simple questions about your life and income while the software automatically selects and fills out the correct tax forms.
  • Smart Search Find specific tax topics or forms instantly with a built-in search tool that jumps you directly to the right section.
  • Comprehensive Coverage File everything from simple W-2s to complex self-employment and investment income for one flat price without hidden upgrade fees.
  • Real-Time Refund Tracker Watch your federal and state refund amounts update instantly as you enter new information into your tax return.
  • Direct Deposit Receive your tax refund faster by having the IRS deposit your funds directly into your bank account automatically.
  • Prior Year Import Save time by importing your basic information from previous years so you don't have to re-type your personal details.
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eFile.com Features

  • Tax Interview Guide. Answer simple questions about your life and finances while the software automatically populates the correct tax forms for you.
  • Deduction Inspector. Scan your financial data for over 350 potential credits and deductions to ensure you keep more of your hard-earned money.
  • Direct Deposit. Receive your tax refund faster by having funds deposited directly into your bank account once the IRS approves your return.
  • State Tax Filing. Prepare and file your state income tax returns alongside your federal return to keep all your tax data synchronized.
  • Error Check System. Identify potential errors or missing information before you submit your return to reduce the risk of IRS audits or delays.
  • Prior Year Access. Store and access your digital copies of past tax returns so you always have your financial history ready when needed.

Pricing Comparison

1

1040.com Pricing

Flat Rate Filing
$25
  • Federal and State filing included
  • All tax screens and forms
  • Self-employment and small business
  • Investment and rental income
  • Itemized deductions
  • Live chat and email support
E

eFile.com Pricing

Free Federal
$0
  • Form 1040 only
  • W-2 income support
  • Standard deduction
  • Unemployment income
  • Free customer support

Pros & Cons

M

1040.com

Pros

  • Simple flat-rate pricing for all tax situations
  • No upselling for complex forms or schedules
  • User-friendly interface works well on mobile devices
  • Federal and state returns are bundled together
  • Transparent costs with no hidden filing fees

Cons

  • Fewer automated data import options than competitors
  • Limited high-level tax planning or advisory tools
  • No completely free filing tier for simple returns
A

eFile.com

Pros

  • Lower price point than major brand competitors
  • Simple interview-style interface is easy to follow
  • Fast processing for federal e-filing submissions
  • Helpful support for basic tax filing questions

Cons

  • State filing requires an additional separate fee
  • Interface feels dated compared to premium competitors
  • Limited support for highly complex corporate taxes
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