Centime
Centime is a comprehensive cash management platform that helps small to mid-sized businesses automate accounts receivable, accounts payable, and rolling cash flow forecasting in one place.
Float
Float is a resource management software that helps you plan projects, schedule your team's time, and track capacity to ensure every project stays on track and within budget.
Quick Comparison
| Feature | Centime | Float |
|---|---|---|
| Website | centime.com | floatfeed.com |
| Pricing Model | Subscription | Subscription |
| Starting Price | $99/month | $6/month |
| FREE Trial | ✓ 14 days free trial | ✓ 14 days free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2017 | 2011 |
| Headquarters | Boston, USA | New York, USA |
Overview
Centime
Centime is a unified cash management platform designed to give you total control over your business finances. Instead of jumping between spreadsheets and bank portals, you can manage your entire cash lifecycle—from payables and receivables to real-time forecasting—within a single interface that syncs directly with your ERP. It helps you eliminate manual data entry and provides a clear picture of your future liquidity.
You can automate your collections process with branded reminders and simplify your bill payments using flexible funding options. The platform is specifically built for mid-market companies that have outgrown basic accounting tools but aren't ready for complex enterprise systems. By consolidating your financial operations, you can reduce late payments, optimize your working capital, and make faster, data-driven decisions for your business growth.
Float
Float gives you a bird's-eye view of your entire team’s availability so you can stop guessing who is busy and start planning with confidence. You can schedule tasks using a simple drag-and-drop interface, manage time-off requests, and set custom work hours for every team member. It eliminates the chaos of spreadsheets by centralizing your project timelines and resource allocation in one visual space.
You can also track actual time spent against your original estimates to keep your budgets healthy and your deadlines realistic. Whether you are managing a small creative agency or a large global consultancy, the platform helps you balance workloads and prevent burnout. It integrates with the tools you already use, like Slack and Google Calendar, to keep everyone synced without manual updates.
Overview
Centime Features
- Cash Flow Forecasting Generate accurate, rolling cash flow forecasts automatically by pulling real-time data from your GL and bank accounts.
- AR Automation Speed up your collections with automated, branded email reminders and a self-service payment portal for your customers.
- AP Management Streamline your entire bill pay process from invoice capture to electronic payment while maintaining strict approval workflows.
- Multi-Entity Consolidation View and manage cash across multiple subsidiaries or business units in one consolidated dashboard without manual exports.
- Credit Risk Monitoring Monitor the credit health of your customers in real-time to identify potential payment risks before they impact your cash.
- KPI Dashboards Track critical metrics like Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO) with visual, interactive reporting.
Float Features
- Visual Resource Scheduling. Assign tasks and manage your team's schedule with a fast, drag-and-drop interface that shows everyone's capacity at a glance.
- Capacity Management. Set custom work hours, public holidays, and manage time-off requests to see your team's true availability in real-time.
- Multi-Project Planning. View all your projects on a single timeline to identify overlaps and ensure your most important work is prioritized.
- Real-Time Time Tracking. Log hours directly from your schedule or use the mobile app to compare actual time spent against your initial estimates.
- Budget Tracking. Monitor your project spend in real-time with alerts that notify you before you exceed your allocated hours or costs.
- Advanced Reporting. Generate detailed reports on team utilization and project performance to make data-driven decisions about future hiring and planning.
Pricing Comparison
Centime Pricing
- Cash flow forecasting
- GL and bank integration
- Standard AR/AP automation
- Basic KPI reporting
- Email support
- Single entity support
- Everything in Standard, plus:
- Multi-entity consolidation
- Advanced credit risk monitoring
- Custom approval workflows
- Priority customer success manager
- API access
Float Pricing
- Resource scheduling
- Unlimited projects
- Real-time reporting
- iOS and Android apps
- Integrations with Slack & Zapier
- Everything in Starter, plus:
- Time tracking
- Log hours from schedule
- Compare estimates vs actuals
- Built-in timer
- Advanced budget tracking
Pros & Cons
Centime
Pros
- Seamless integration with popular ERPs like NetSuite and QuickBooks
- Intuitive dashboard provides instant visibility into future cash positions
- Automated collection reminders significantly reduce manual follow-up time
- Consolidates multiple bank accounts into a single unified view
Cons
- Initial setup and mapping can take time for complex GLs
- Pricing is not transparently listed on the website
- Mobile experience is less robust than the desktop platform
Float
Pros
- Extremely intuitive drag-and-drop interface for quick scheduling
- Clear visibility into team capacity and potential burnout
- Seamless integration with popular project management tools
- Flexible enough to handle complex global team schedules
- Fast and responsive customer support team
Cons
- Mobile app has fewer features than desktop version
- Reporting filters can feel limited for complex data needs
- No built-in task dependencies for granular project planning
- Learning curve for setting up complex custom permissions