Payhawk
Payhawk is a comprehensive spend management platform that combines corporate cards, reimbursable expenses, and accounts payable into a single automated solution to help businesses control global spending and streamline accounting.
Refrens
Refrens is an all-in-one business operating system providing freelancers and small businesses with integrated tools for invoicing, lead management, expense tracking, and financial reporting to streamline daily operations.
Quick Comparison
| Feature | Payhawk | Refrens |
|---|---|---|
| Website | payhawk.com | refrens.com |
| Pricing Model | Custom | Freemium |
| Starting Price | Custom Pricing | Free |
| FREE Trial | ✘ No free trial | ✓ 14 days free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2018 | 2019 |
| Headquarters | London, UK | Bengaluru, India |
Overview
Payhawk
Payhawk is an all-in-one finance platform that helps you manage company spending from a single dashboard. Instead of juggling multiple tools for credit cards, out-of-pocket reimbursements, and supplier invoices, you can centralize everything in one place. You can issue physical and virtual cards to your team with built-in spending limits and automated approval workflows that ensure every penny spent aligns with your company policy.
The platform automates the tedious parts of accounting by capturing receipts via a mobile app and extracting data instantly using OCR technology. It integrates directly with your existing ERP or accounting software, like NetSuite or Microsoft Dynamics, to sync transactions in real-time. This eliminates manual data entry and helps you close your monthly books much faster while maintaining full visibility over your global cash flow.
Refrens
Refrens provides a unified platform to manage your entire business lifecycle, from capturing new leads to collecting final payments. You can create professional, GST-compliant invoices, track your business expenses, and manage client relationships without jumping between multiple disconnected tools. The platform is designed specifically to help you reduce administrative overhead and get paid faster through integrated payment gateways.
You can also use the system to manage your sales pipeline with a simple CRM that tracks lead status and follow-ups. Whether you are a solo freelancer or running a small agency, the software helps you maintain a clear view of your cash flow and tax liabilities. It simplifies the complex parts of running a business so you can focus on delivering great work to your clients.
Overview
Payhawk Features
- Smart Corporate Cards Issue physical and virtual cards with custom spending limits and automated approval rules to control budgets in real-time.
- Automated Data Extraction Snap a photo of any receipt and let the AI extract dates, amounts, and VAT automatically to eliminate manual entry.
- Global Accounts Payable Manage and pay supplier invoices across multiple currencies and countries while maintaining a clear digital audit trail for every payment.
- Real-time ERP Sync Connect your spending data directly to NetSuite, SAP, or Microsoft Dynamics with automated mapping for seamless month-end closing.
- Subscription Management Track all your recurring software subscriptions in one view to identify duplicate seats and prevent unwanted renewals or overspending.
- Reimbursable Expenses Let your employees submit out-of-pocket claims through the mobile app for quick approval and automated repayment via bank transfer.
Refrens Features
- GST Invoicing. Create professional, tax-compliant invoices and quotations in seconds to ensure you always look professional to your clients.
- Lead Management CRM. Track your entire sales pipeline from initial inquiry to closed deal so you never miss a follow-up opportunity.
- Expense Tracking. Record and categorize your business expenses on the go to maintain an accurate picture of your profit margins.
- Payment Gateway Integration. Accept online payments directly through your invoices using multiple methods to improve your collection cycles and cash flow.
- Client Dashboard. Give your clients a dedicated portal to view their transaction history, download invoices, and make pending payments easily.
- Financial Reporting. Generate instant reports for sales, taxes, and outstanding payments to stay prepared for tax season without the stress.
Pricing Comparison
Payhawk Pricing
Refrens Pricing
- Unlimited invoices
- Basic CRM access
- Expense tracking
- Quotations and estimates
- Payment reminders
- Everything in Free, plus:
- Custom domain branding
- Remove Refrens branding
- Advanced reports
- Inventory management
- Priority email support
Pros & Cons
Payhawk
Pros
- Excellent mobile app for quick receipt uploads
- Seamless integration with major ERP systems
- Real-time visibility into employee card spending
- Responsive customer support for technical setup
- User-friendly interface for non-finance employees
Cons
- Initial setup of accounting categories takes time
- Card delivery can be slow in some regions
- Higher price point than basic expense tools
Refrens
Pros
- Very easy to set up and start invoicing
- Generous free tier for solo entrepreneurs
- Clean and intuitive user interface
- Excellent GST compliance for Indian businesses
Cons
- Mobile app features are slightly limited
- Limited advanced automation for large teams
- Customization options restricted on free plan