1040.com vs TurboTax Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated May 2026 8 min read

1040.com

0.0 (0 reviews)

1040.com is a straightforward online tax preparation software that allows you to file your federal and state income tax returns quickly through a simple, guided interview process.

Starting at $25/mo
Free Trial NO FREE TRIAL
VS

TurboTax

0.0 (0 reviews)

TurboTax is a comprehensive tax preparation software that guides you through federal and state income tax returns with step-by-step questions to maximize your deductions and ensure filing accuracy.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature 1040.com TurboTax
Website 1040.com turbotax.intuit.com
Pricing Model Subscription Freemium
Starting Price $25/month Free
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✘ No product demo ✘ No product demo
Deployment saas mobile cloud mobile desktop
Integrations QuickBooks Mint ADP Charles Schwab Fidelity E*TRADE Vanguard Chase Wells Fargo
Target Users solopreneur freelancer freelancer solopreneur small-business
Target Industries
Customer Count 0 0
Founded Year 1997 1984
Headquarters Drake Software, USA Mountain View, USA

Overview

1

1040.com

1040.com provides a streamlined way for you to file your federal and state income taxes online without the complexity of traditional desktop software. You can walk through a simple, conversational interview that identifies your credits and deductions automatically. Whether you have a simple W-2 or more complex self-employment income, the platform handles the calculations and forms required to submit your return directly to the IRS.

You can start your return for free and only pay when you are ready to file. The platform is designed for individuals, families, and independent contractors who want a flat-rate pricing model rather than being upcharged for every additional form or schedule. It simplifies the filing process by focusing on a user-friendly interface that works on any device, ensuring you can finish your taxes from home or on the go.

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TurboTax

TurboTax simplifies the complex world of tax filing by transforming daunting forms into a series of simple, conversational questions. You don't need to be a tax expert to get your maximum refund; the software handles the calculations and searches for over 350 deductions and credits based on your unique life situation. Whether you are a simple W-2 filer, a homeowner, or a small business owner, you can navigate your taxes with confidence using their intuitive interface.

The platform provides various levels of support, from DIY filing to full-service options where a tax professional does everything for you. You can import your financial data directly from employers and financial institutions, significantly reducing manual entry and potential errors. It is designed for individuals, freelancers, and small business owners who want a guaranteed accurate return without the high cost of a traditional accounting firm.

Overview

1

1040.com Features

  • Guided Tax Interview Answer simple questions about your life and income while the software automatically selects and fills out the correct tax forms.
  • Smart Search Find specific tax topics or forms instantly with a built-in search tool that jumps you directly to the right section.
  • Comprehensive Coverage File everything from simple W-2s to complex self-employment and investment income for one flat price without hidden upgrade fees.
  • Real-Time Refund Tracker Watch your federal and state refund amounts update instantly as you enter new information into your tax return.
  • Direct Deposit Receive your tax refund faster by having the IRS deposit your funds directly into your bank account automatically.
  • Prior Year Import Save time by importing your basic information from previous years so you don't have to re-type your personal details.
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TurboTax Features

  • Step-by-Step Guidance. Answer simple questions about your life and let the software automatically fill out the right tax forms for you.
  • Deduction Finder. Scan for over 350 tax deductions and credits to ensure you keep more of the money you earned.
  • W-2 Import. Snap a photo of your W-2 or import it digitally to save time and eliminate manual data entry errors.
  • Audit Support Guarantee. Receive free audit guidance from a trained professional to help you understand what to expect if the IRS contacts you.
  • Expert Review. Connect with live tax experts who can review your return line-by-line before you file for total peace of mind.
  • Maximum Refund Guarantee. Get the largest refund possible or your money back if another tax preparation method finds a bigger one.
  • ExplainWhy Technology. View instant explanations for why your refund amount changed so you understand your financial picture clearly.
  • Mobile Filing. Start, stop, and finish your taxes across your phone, tablet, or computer with seamless data syncing.

Pricing Comparison

1

1040.com Pricing

Flat Rate Filing
$25
  • Federal and State filing included
  • All tax screens and forms
  • Self-employment and small business
  • Investment and rental income
  • Itemized deductions
  • Live chat and email support
T

TurboTax Pricing

Free Edition
$0
  • For simple tax returns only
  • W-2 income reporting
  • IRS standard deduction
  • Earned Income Tax Credit
  • Child Tax Credits
  • Free federal and state filing

Pros & Cons

M

1040.com

Pros

  • Simple flat-rate pricing for all tax situations
  • No upselling for complex forms or schedules
  • User-friendly interface works well on mobile devices
  • Federal and state returns are bundled together
  • Transparent costs with no hidden filing fees

Cons

  • Fewer automated data import options than competitors
  • Limited high-level tax planning or advisory tools
  • No completely free filing tier for simple returns
A

TurboTax

Pros

  • Extremely user-friendly interface for non-experts
  • Seamless data importing from financial institutions
  • Clear explanations of complex tax concepts
  • Reliable mobile app for filing on the go
  • Excellent live support options for tricky questions

Cons

  • Pricing can feel high for complex returns
  • Frequent prompts to upgrade to paid tiers
  • State filing often requires an additional fee
  • Limited functionality in the free version
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