Struggling to control your company’s cash?
When you’re buried in manual data entry and chasing invoices, getting a clear, real-time view of your finances feels impossible.
This chaos leads to late payments and missed discounts. The worst part is making critical decisions with outdated information.
This isn’t surprising. A DocuClipper study found that 68% of respondents manually key invoices into their systems. This heavy reliance on manual work creates bottlenecks and invites costly errors.
But what if you could automate this entire process? The right software can give you real-time visibility and complete control over your cash flow.
In this guide, I’ll show you the best accounts payable software available today. We’ll explore tools that automate workflows and provide instant financial insights.
You’ll discover how to save precious time, reduce errors, and make smarter financial decisions without the guesswork of endless product comparisons.
Let’s get started.
Quick Summary:
| # | Software | Rating | Best For |
|---|---|---|---|
| 1 | Bill.com → | Growing small to mid-sized businesses | |
| 2 | Tipalti → | Mid-market & global companies | |
| 3 | Ramp → | Mid-market & growing companies | |
| 4 | Stampli → | Growing & mid-market businesses | |
| 5 | Brex → | Growing mid-market firms |
1. Bill.com
Tired of manual AP slowing your growth?
Bill.com directly addresses this with automated accounts payable features, simplifying bill creation, approvals, and payments.
This means you can say goodbye to stacks of paper, saving your team up to 30 hours weekly currently spent managing invoices.
Ready to streamline your financial operations?
Bill.com transforms how your company manages AP, AR, spend, and expenses on a single integrated platform.
You can confidently automate financial operations with simple integration into your existing tech stack, like QuickBooks and Oracle NetSuite, allowing one login for all your cash flow tasks.
Additionally, Bill.com offers robust security and controls for AP, plus reporting and insights to optimize cash flow. This provides the real-time visibility you need for better decision-making and scalable operations, enabling significant efficiency gains.
Gain greater financial control.
Key features:
- Automated AP process: Streamline bill creation, approvals, and payments, saving significant time by reducing manual tasks and paper-based workflows.
- Integrated financial platform: Manage accounts payable, accounts receivable, spend, and expenses all from one unified system with automatic accounting software sync.
- Cash flow optimization tools: Access credit lines, set budgets, track spending, and utilize virtual cards for tighter control over your company’s finances.
Bill.com features, pricing, & alternatives →
Verdict: Bill.com stands out as a leading contender for the best accounts payable software, offering powerful automation and robust financial controls. With reported savings of up to 12 hours monthly and 20% increased office efficiency by users like Clif Family Winery, it provides the real-time insights and cash flow control growing businesses need to scale efficiently.
2. Tipalti
Struggling with manual accounts payable processes?
Tipalti offers an end-to-end AP automation solution, allowing your team to eliminate manual work and time-consuming reconciliation. This means you can focus on more strategic work.
Their comprehensive automation removes friction, ensuring you gain improved visibility, control, and efficiency across your entire payables process, reducing errors and saving time.
Here’s how Tipalti simplifies your finance operations.
Tipalti’s connected finance automation suite gives you control over accounts payable, global payments, procurement, and employee expenses. This helps you run your business more efficiently and drive growth.
Their platform features AI-driven capabilities for smarter processes and instant insights, enabling more productivity with less manual effort. You can also manage all entities’ payables operations from a single system.
Additionally, Tipalti supports cross-border payments to 200+ countries in 120 currencies via 50+ payment methods, ensuring quick, easy, and accurate global payouts while simplifying employee expenses and global reimbursements. They offer robust compliance and fraud prevention.
This means greater control and full visibility for your company.
If you’re also looking for solutions beyond finance, my guide on best patient engagement software covers seamless EHR integration and compliance.
Key features:
- End-to-end AP Automation: Streamline your entire accounts payable process, eliminating manual tasks and time-consuming reconciliation for improved efficiency.
- Global Payment Capabilities: Effortlessly manage cross-border payments to over 200 countries in 120 currencies, ensuring fast, secure, and cost-effective payouts.
- Advanced Controls & Compliance: Benefit from multi-jurisdictional tax compliance, built-in payment protections, and enterprise-grade security to stay protected automatically.
Tipalti features, pricing, & alternatives →
Verdict: Tipalti is clearly among the best Accounts Payable software for growing companies and mid-market firms. With its AI-driven automation, global payment capabilities, and robust compliance features, it helps finance managers streamline workflows, reduce manual effort, and gain real-time insights for better cash flow management.
3. Ramp
Are manual AP processes slowing your growing company?
Ramp streamlines your corporate cards, bill payments, and accounting, all in one intuitive platform. This means you can finally replace multiple disconnected tools with a single solution designed to make your finance team faster and happier.
This comprehensive approach helps eliminate the information overload and implementation risks you might associate with adopting new software.
Ready to simplify your finance stack?
Ramp helps you connect your ERP and upload your policies within minutes, moving 100% of your business spend to the platform within 30 days. You can customize approval flows and issue cards with built-in controls, stopping out-of-policy spending before it even happens. Additionally, Ramp’s AI intelligence monitors transactions 24/7, proactively catching errors and uncovering overspending. Plus, accounting automation reduces busywork, accelerating your monthly close by 75% and saving 1-2 FTEs in finance headcount.
The result? Significant time and money savings for your business.
While we’re discussing real-time insights, understanding how marketing analytics tools impact ROI is equally important.
Key features:
- Corporate Cards & Spend Control: Issue corporate cards with built-in controls and customize approval flows to prevent out-of-policy spending and manage expenses proactively.
- Automated Bill Payments & Accounting: Process bills in seconds, accelerate your monthly close, and automate expense management and compliance, saving countless hours for your finance team.
- Real-time Intelligence & Savings: Utilize Ramp AI to monitor transactions 24/7, identify overspending, and gain insights that lead to substantial time and cost savings for your company.
Ramp features, pricing, & alternatives →
Verdict: Ramp is the best Accounts Payable software for growing companies and mid-market firms seeking to automate workflows and gain real-time visibility. With 40,000+ finance teams saving millions of hours and case studies showing 75% faster closes, it offers tangible ROI and scalable operations.
4. Stampli
Are you tired of endless AP inefficiencies?
Stampli connects every dot in your procure-to-pay workflow, from purchase requests to payments, boosting your finance team’s efficiency by 90%.
This means no more manual workarounds or scattered conversations, addressing your pain points by giving you complete control and visibility over your financial operations.
Gain real-time insights and control.
Stampli’s platform automates invoice data capture and incorporates an AI Copilot for automatic cost allocation and approval routing. This means you gain total visibility into AP, enabling better cash flow management.
Moreover, Stampli simplifies approvals with one intuitive screen requiring no training for approvers. You can easily manage complex corporate structures with unlimited entities and adaptable workflows supporting fixed or dynamic approval processes. Additionally, its robust ERP integrations, built in-house, ensure fast deployment and seamless data flow, often saving your team significant labor expenses.
This results in faster invoice approvals and increased efficiency.
While streamlining your AP processes, understanding overall business operations is crucial. You might find my analysis of experience management software helpful for broader insights.
Key features:
- AP Automation: Automate invoice data capture, coding, and approval routing with AI Copilot for 90% increased finance team efficiency and real-time insights.
- Comprehensive P2P: Connect procurement, AP, payments, credit cards, and vendor management on one platform for end-to-end visibility and control.
- Robust ERP Integrations: Benefit from 70+ in-house built ERP integrations ensuring lightning-fast deployment and support for complex POs.
Stampli features, pricing, & alternatives →
Verdict: Stampli emerges as a top contender for the best accounts payable software, offering a comprehensive procure-to-pay platform that centralizes and automates AP processes. Its unique AI Copilot, extensive ERP integrations (70+), and proven ability to boost finance team efficiency by up to 90% make it an ideal choice for growing and mid-market companies seeking streamlined operations and enhanced cash flow control.
5. Brex
Struggling with complex AP processes and limited cash flow control?
Brex provides powerful cards, banking, expenses, and accounting, all integrated to streamline your financial operations. This means real-time insights and control, crucial for finance managers aiming for efficiency.
You can gain control and speed with modern solutions, automating invoice entry, approvals, and payments worldwide. This simplifies global operations, addressing key pain points.
Here’s how to spend smarter and move faster.
Brex helps you maximize every resource with AI-powered controls, payments, and accounting, even offering treasury products with competitive returns. This gives you financial power and streamlines operations.
You can set budgets and allocate spending limits with auto-enforced controls, empowering your employees to spend wisely while you track and adjust in real time. This ensures your team stays on budget and maximizes impact.
Additionally, Brex makes expenses a breeze for everyone with automated receipts, an AI-powered expense assistant, and in-app travel booking. Plus, it accelerates accounting with AI-generated suggestions and thousands of two-way ERP integrations. You can even book accruals for incomplete expenses with one click, automating GL coding globally.
The result? Significant time savings and enhanced compliance.
Key features:
- AI-powered Bill Pay: Automates invoice entry, approval, and payments, saving your finance team valuable time and reducing manual errors in accounts payable.
- Spend Control: Set real-time budgets and spending limits with auto-enforced controls and vendor-specific cards to ensure policy compliance and optimize cash flow.
- Accounting Automation: Accelerate your accounting processes with AI-generated suggestions, one-click accrual booking, and extensive two-way ERP integrations for global GL coding.
Brex features, pricing, & alternatives →
Verdict: Brex stands out as the best accounts payable software for growing companies and mid-market firms seeking to transform their financial operations. Its AI-powered automation, real-time spend controls, and seamless ERP integrations, reportedly saving users 4,250 hours annually and achieving 99% expense policy compliance, offer unparalleled efficiency and control.
6. Airbase
Tired of uncontrolled business spending?
Airbase offers guided procurement, AP automation, expense management, and corporate cards to centralize your operations. This means you gain unmatched visibility, control, and compliance, all within a user-friendly system.
Your finance team can automate intake and ensure compliance with no-code routing for all stakeholders, eliminating confusion and manual efforts.
Here’s how to simplify your financial operations.
Airbase allows you to pay bills with ease and sync everything to your general ledger, transforming AP into a largely touchless experience. This includes managing complex purchase orders, amortizations, and multi-subsidiary support.
You can streamline expense reporting and global reimbursements with an experience employees love, using AI to generate reports from receipt images and ensure compliance. Additionally, their versatile corporate card program secures pre-approvals and flows purchase details directly to your ERP, supporting physical, virtual, and even your existing AMEX or SVB cards.
The result is bringing procurement, employees, and accounts payable together for seamless harmony and greater efficiency.
Beyond optimizing your finance workflows, effective workshop management software can further streamline operational efficiency.
Key features:
- Guided Procurement: Automates intake with guided buying processes and no-code routing for compliance, eliminating confusion for employees and stakeholders.
- AP Automation: Provides a touchless experience for bill payment, purchase orders, amortizations, and multi-subsidiary support, with easy ERP syncing and vendor management.
- Corporate Cards & Expense Management: Offers versatile card programs with pre-approvals and AI-powered expense reporting for global reimbursements, simplifying compliance and travel.
Airbase features, pricing, & alternatives →
Verdict: Airbase offers robust solutions for finance managers and controllers aiming to streamline procure-to-pay processes. Its comprehensive platform, integrating AP automation, expense management, and corporate cards, makes it a top contender for best accounts payable software for growing companies and mid-market firms seeking to control spend and gain real-time insights.
Conclusion
Still buried in manual invoice processing?
It’s not just the paperwork. Manual errors and slow approvals lead to late fees and missed discounts, clouding your financial visibility.
According to DocuClipper, the average cost to process an invoice is around $15 manually. That hidden cost quickly adds up, especially for a growing enterprise. It directly impacts your bottom line.
Here’s what I’d recommend.
From my review, Bill.com is the clear winner. It directly tackles these manual workflows, giving you real-time visibility and control over your cash flow.
I love how it automates the entire process, reportedly saving teams up to 30 hours weekly. The best accounts payable software should offer this level of efficiency. It’s a true game-changer for scaling your operations.
I suggest you request a demo of Bill.com to see how it can transform your financial operations.
You’ll save significant time and money.
