Manual processes slow you down, right?
If you work in property and casualty insurance, dealing with slow claims handling, scattered data, and mountains of compliance work can feel never-ending. Add pressure from customers who want better experiences, and you might wonder how to even keep up, let alone get ahead.
These pain points can lead to $$$ lost in inefficiencies, upset clients, or even compliance missteps.
According to Accenture, 79% of insurance executives say that their ability to grow profitably is held back by outdated legacy systems. What this shows is clear: those clinging to the old way risk falling behind, both in compliance and customer experience.
That is why finding the right insurance software is so key—it can boost both your efficiency and compliance in the market.
In this article, I’m going to introduce you to the best property and casualty insurance software that can help you automate workflows, manage claims and policies, and turn data into real results.
By the time you finish reading, you’ll know the top solutions for streamlining your day-to-day operations, improving compliance, and, most importantly, delivering better service to your customers.
Let’s get started.
Quick Summary:
| # | Software | Target Users |
|---|---|---|
| 1 | Guidewire ↗ | P&C insurers needing efficient, compliant operations |
| 2 | Duck Creek ↗ | Insurers requiring rapid product innovation and agility |
| 3 | Majesco ↗ | Insurers focused on streamlining operations and flexibility |
| 4 | Insurity ↗ | P&C insurers & MGAs needing fast, scalable launches |
| 5 | OneShield ↗ | Insurers & MGAs scaling operations with compliance focus |
1. Guidewire
Are you struggling with inefficiencies in your insurance operations?
Guidewire’s InsuranceSuite offers core capabilities for policy administration, claims management, and billing to help you streamline processes and improve compliance.
With a unified platform and cloud deployment options, you gain speed and agility. For example, Definity boosted broker quote responses by 34% after moving to Guidewire Cloud. This shows how Guidewire can transform your business.
You can simplify workflows and automate manual tasks to reduce errors and operational costs.
The software also supports personal, commercial, and workers’ compensation lines, giving you flexibility no matter what segment you focus on. If you’re interested in optimizing operations for complex infrastructure, you might consider learning about OSS BSS systems that streamline operations, which can offer valuable insights for insurance technology.
Another asset is Guidewire’s analytics tools, like HazardHub, which provide 10x more data for better pricing and underwriting decisions. Orion180 cut quoting time from five minutes to just two using this feature.
Understand customer risk better and enhance profitability through data-driven insights and AI-enabled decision making.
Guidewire empowers insurers to growth efficiently and comply with regulations while improving customer service.
Key features:
Comprehensive core products: InsuranceSuite’s PolicyCenter, ClaimCenter, and BillingCenter handle key P&C insurance workflows from policy to payment, easing operational burdens.
Cloud-powered agility: Guidewire Cloud offers 10x faster deployment and 75% less downtime, enabling your business to adapt quickly to market changes and innovate. For organizations working across a city-wide level, exploring smart city software for urban living may help you understand the benefits of cloud-powered solutions in broader contexts.
Advanced analytics integration: HazardHub and Predict improve risk assessment and pricing accuracy, speeding quoting processes and making underwriting smarter.
Learn more about Guidewire features, pricing, & alternatives →
Verdict:
Guidewire stands out as the best property and casualty insurance software for P&C insurers aiming to boost efficiency and compliance. Their proven results, such as Velocity Risk cutting costs by 60% and doubling profits, highlight how powerful their solutions are for growth and operational excellence.
2. Duck Creek
Looking for insurance software that adapts quickly?
Duck Creek’s low-code SaaS suite helps you deliver property and casualty insurance protection faster while staying compliant.
With its configurable core systems, you can build and update insurance products rapidly, which means no more waiting for developers to code. It’s a serious game changer if you need agility in meeting customer demands or changes in regulation.
You get faster speed-to-market.
The platform’s reusable product modules and low-code tools make it easy to launch or update insurance products without complex programming, saving you significant time and cost.
Beyond product management, Duck Creek offers a broad ecosystem of applications covering policy, billing, claims, digital engagement, payments, and compliance. This end-to-end coverage supports streamlining your entire insurance lifecycle, so you can operate efficiently and confidently meet regulatory requirements.
It also supports expanding distribution channels and improves agent and broker satisfaction through its specialized distribution management and digital engagement products. You won’t just serve customers better—you’ll grow your market reach too.
This end-to-end suite empowers P&C insurers to humanize customer experiences and scale operations with increased flexibility and integration options across 130+ partner connections and over 2,600 APIs. With 200+ customers and 1,100+ implementations, Duck Creek has proven reliable for insurers of all sizes.
Underline your insurance products’ competitive edge using Duck Creek’s future-ready upgradability and Anywhere Integration tools.
Key features:
- Low-code product configuration and updates let you quickly adapt insurance offerings without heavy IT involvement, helping you reduce time to market and respond to changing needs.
- Comprehensive lifecycle management that covers policy, billing, claims, and payments, streamlining operations and reducing silos across teams and systems.
- Strong integration ecosystem with 130+ partners and 2,600+ APIs enabling flexible connectivity and enhanced digital engagement for customers and agents.
Learn more about Duck Creek features, pricing, & alternatives →
Verdict:
Duck Creek stands out as an excellent choice for insurers wanting the best property and casualty insurance software with rapid product innovation and operational agility. Blair Sturts of Cumberland Mutual highlights how its low-code configurability speeds up change implementation, making it ideal for P&C insurance professionals needing both flexibility and compliance.
3. Majesco
Want to simplify insurance management for your company?
Majesco offers a data-driven core insurance platform designed to help insurers automate underwriting, policy, billing, and claims processes with ease.
Their platform gives you the flexibility to launch products fast while adapting to market needs and regulatory changes. It’s all about helping you reduce operational costs and speed up time to market through automation and intelligent workflows. Majesco’s cloud-native technology supports digital transformation, letting you improve customer experience and compliance without the usual headaches.
You’ll like how Majesco’s platform embraces configurability and integration, accommodating new business models while maintaining existing systems. This means you don’t have to rip and replace legacy architecture but can evolve it progressively. If you’re interested in other tools that help streamline operations, you might want to check out the best OSS BSS system for simplifying your business processes.
It also supports real-time analytics and automated decision-making, helping you to optimize risk and improve your portfolio’s profitability.
Key features:
- Core insurance automation: Automate underwriting, policy management, claims, and billing to reduce manual work and speed up your insurance processes.
- Configurable product launch: Quickly design and deploy new insurance products with flexible tools that help you stay competitive and responsive to market demands.
- Cloud-native architecture: Leverage scalable cloud technology to improve operational efficiency and customer service while ensuring compliance with evolving regulations.
If you’re looking for similar scalable solutions to boost your operational efficiency, you may also be interested in the best API management tools for secure and fast integration.
Learn more about Majesco features, pricing, & alternatives →
Verdict:
Majesco stands out as a leader in the best property and casualty insurance software category for insurers wanting to streamline operations and adapt quickly. Their solution helped clients improve product launch speed by 40%, proving its impact on business agility and cost efficiency. This makes Majesco an excellent choice if you want to boost efficiency and compliance in your insurance business.
4. Insurity
Looking to simplify complex insurance processes?
Insurity’s cloud-native platform is built to help P&C insurers and MGAs stay ahead of regulatory changes and manage large policies effortlessly.
The platform powers your core insurance operations, including policy administration, billing, claims, and analytics, with an intuitive interface designed to scale with your business. It means you can move faster without getting bogged down by manual tasks or outdated systems.
You’ll appreciate how quickly it helps you launch new insurance products.
In fact, new offerings can go live in less than 30 days, allowing you to cover emerging risks before competitors do.
Another standout is Insurity Premium Audit, which automates premium audits to recover missing premiums and reduce manual work for your team. This boosts efficiency without needing extra staff.
Their proprietary Valen Data Consortium with $109 billion in data assets adds deeper insights through Insurity Analytics. This feature connects you to 50+ third-party data providers, helping you make smarter underwriting and claims decisions based on comprehensive, real-time data.
Key features:
- Cloud-native platform with scalable modules: Seamlessly manage policy, billing, claims, and analytics under one roof, reducing operational complexity and supporting business growth.
- Fast product launches under 30 days: Quickly introduce new coverages to respond to market demands and protect against evolving risks.
- Automated premium audit process: Recover lost premiums and decrease manual labor while ensuring compliance and maximizing revenue.
You’ll also find that their solutions integrate well with other software, similar to how library automation software can simplify your management and streamline your day-to-day operations.
Learn more about Insurity features, pricing, & alternatives →
Verdict:
Insurity is a solid pick for P&C insurance professionals who want the best property and casualty insurance software that balances operational efficiency with regulatory compliance. Supporting over 500 customers and completing 50+ go-lives annually, Insurity proves its ability to deliver speed and scale, especially with its smart automation and data-driven analytics.
5. OneShield
Looking to improve your insurance operations?
OneShield offers cloud-based software focused on P&C insurers and MGAs, designed to simplify policy, billing, claims, and reporting tasks.
Its platform helps you move at your own pace by providing customizable workflows and insurance content, so you can reduce operational errors and stay compliant without hassle. The system manages the entire insurance lifecycle, which means fewer manual processes and faster service delivery.
It saves you time.
You get a platform that supports everything from rating and billing to relationship management, helping you keep your customer data organized and accessible.
OneShield also delivers a fully managed SaaS solution that’s pre-loaded with industry-standard rules and workflows, cutting down your setup time and making compliance easier. Their technology spans from startups to established insurers, meaning it flexes with your growth and market segment needs.
You’ll appreciate its built-in reporting and analytics tools, which give you insights to make informed decisions faster.
OneShield is ideal if you want to scale operations while maintaining accuracy and compliance. They’ve worked with notable insurers like HAI Group and Forrest T. Jones, proving their system supports both rapid growth and complex insurance products. If you’re stepping up your insurance game, this solution is a serious contender.
Key features:
- Comprehensive core insurance modules: Supports policy management, billing, claims, rating, and relationship management to streamline your entire P&C insurance workflow.
- Pre-configured insurance content and workflows: Reduces time-to-market and ensures regulatory compliance suitable for various lines, including specialty and professional liability.
- Cloud-based SaaS delivery: Offers scalability and quick deployment, giving you the flexibility to grow your operations without heavy IT overhead.
If improving operational efficiency is your goal, you might also want to discover useful attendance management software to streamline your payroll and compliance processes.
Learn more about OneShield features, pricing, & alternatives →
Verdict:
OneShield stands out as a strong choice for insurers and MGAs looking for the best property and casualty insurance software. Their cloud platform’s depth in handling policies, claims, and billing helped HAI Group launch new products effortlessly. If you want a solution that grows with you and keeps your operations accurate and compliant, this is worth checking out.
6. BriteCore
Looking for smoother insurance operations?
BriteCore’s cloud-native platform lets you manage all your P&C insurance processes in one place, cutting complexity and boosting productivity.
This platform helps you run daily operations from a single web-based system, so you avoid juggling multiple tools. It’s built on Amazon Web Services (AWS), giving you reliable uptime and remote work flexibility—great if you want uninterrupted business continuity without being tied to the office. You can quickly launch new products, thanks to low-code tools and prebuilt templates, which ease product updates and expansions without heavy IT input.
It really simplifies growth.
BriteCore also offers insightful, persona-based reporting and analytics dashboards. These help leaders spot opportunities and reduce costs by providing real-time, customizable data views.
Another standout feature is its digital engagement options. Agents and policyholders can use portals and mobile apps, or you can build custom digital experiences via APIs, improving customer interaction and satisfaction. If your agency manages a lot of events, exploring event registration software to streamline your attendee experience might also help modernize your workflow.
Dependable and modern.
Key features:
- Cloud-native system built on AWS provides high availability and allows your team to work remotely, reducing operational disruptions and supporting flexible workflows.
- Low-code rating and underwriting tools enable quick product modifications, accelerating time-to-market while maintaining control with versioning and templates.
- Comprehensive reporting and analytics offer executive dashboards and custom reports for data-driven decisions that identify growth and cost-saving opportunities.
Learn more about BriteCore features, pricing, & alternatives →
Verdict:
BriteCore stands out as the best property and casualty insurance software if you want to streamline your core operations and grow confidently. It’s trusted by over 100 insurers across the US and Canada and won the 2025 Best P&C InsurTech Solution award. Its cloud platform ensures resilience while improving efficiency and customer engagement for firms like Lilypad Insurance.
Conclusion
You deserve efficient insurance processes, right?
Working in property and casualty insurance, you know that slow claims handling and scattered data can be a real drain on your resources. It’s frustrating when clients demand quicker services, and you’re stuck in the past with outdated systems.
A staggering 79% of insurance executives believe that old technology is hindering their growth potential. This statistic highlights the urgency for change—sticking to legacy systems means risking stagnation in a fast-evolving market.
So, what’s the solution?
Guidewire’s comprehensive software suite is tailored to tackle these very challenges. It consolidates core processes, streamlining claims and policy management while enhancing compliance. By automating workflows, Guidewire significantly improves operational efficiency.
Many users, like Definity, have boosted quote responses by 34% after switching to Guidewire. If you’re ready to elevate your operations, I encourage you to book a free demo of Guidewire today and witness the transformation.
Investing in this solution can help you reclaim lost time, improve customer satisfaction, and achieve compliant growth!
