Solartis Review: Overview, Features, Pricing & Alternatives in 2025

Legacy insurance systems make upgrades painfully slow.

If you’re stuck waiting months (or even years) just to launch new insurance products or update rates, evaluating next-gen platforms like Solartis makes sense.

From what I’ve analyzed, slow product launches translate into lost revenue and frustrated brokers, which hits your bottom line hard.

Solartis flips the script with its API-driven, microservices-based Insurance Platform as a Service, purpose-built to help your team move faster without the usual tech headaches. Unlike boxed-in core systems, you can mix and match their flexible modules—from quoting to billing—to create a setup tailored to your workflows.

This review covers how Solartis can speed up your insurance product rollouts and empower your users without ripping out everything you already have.

In this Solartis review, you’ll see exactly how their feature set, pricing, and integration options stack up, so you can make a confident, informed buying decision.

You’ll discover the features you need to modernize your insurance operation—without all the risks.

Let’s dive into the details.

Solartis Overview

Solartis has been focused exclusively on insurance technology since they started in 2004. From their California base, their core mission is helping insurers move beyond clunky legacy systems.

In my experience, they best serve Property & Casualty carriers and MGAs who are tired of rigid platforms. What really sets them apart is their true microservices-based insurance platform, letting you build what you actually need.

Their recent push to expand the API library shows a clear innovation path. You’ll see this theme of flexible connectivity throughout this Solartis review as a major advantage for your business.

Unlike monolithic competitors like Guidewire, Solartis feels less overwhelming. I think their real value is providing the agility to launch new insurance products quickly, using their mature API-first architecture.

They work with forward-thinking insurance carriers and program administrators who need to innovate faster than their traditional core systems will allow, especially in the mid-market segment.

From what I’ve seen, their entire strategy centers on speed and API-centric flexibility. This directly addresses your need to overcome slow, legacy systems and compete in a modern insurance market.

Now let’s examine their core capabilities.

Solartis Features

Legacy insurance systems holding your business back?

Solartis offers an integrated, microservices-based platform designed specifically for insurance carriers and MGAs. These are the five core Solartis solutions that help transform outdated insurance operations.

1. Rating & Quoting Engine

Complex rates causing constant headaches?

Managing intricate underwriting rules and multi-state rating algorithms in spreadsheets is a nightmare. It creates delays and leaves room for costly errors.

Solartis provides a highly configurable rating engine, allowing business users to manage rules and forms via UI. From my testing, its ability to handle complex, multi-state rating algorithms is truly impressive. This solution can integrate with any external system via API.

This means you can drastically reduce the time to update rates or launch new products, giving your business a competitive edge.

2. Full-Cycle Policy Administration

Policy changes taking forever to process?

Handling the entire policy lifecycle – from endorsements to renewals – can be incredibly document-intensive and slow. Manual processes lead to errors and customer frustration.

This Solartis solution orchestrates all necessary microservices for policy management. What I found particularly strong is how it automates renewal offers and real-time endorsements. You can even embed policy servicing functions directly into customer portals.

You get a streamlined process for managing policies, which improves efficiency, compliance, and even your policyholder’s online experience.

3. Billing & Commissions Management

Billing and commissions a tangled mess?

Inflexible billing schedules and complex agent commission structures are notoriously difficult to manage. This often leads to disputes and administrative burdens.

This module supports various billing plans, automated invoicing, and electronic payments. Where Solartis shines is its ability to manage complex, multi-tiered agent commissions with ease, even offering agents their own tracking portal.

This solution ensures accurate and timely payments, reduces manual reconciliation efforts, and improves relationships with your valuable agent network.

4. Claims Administration

Claims process feeling disjointed and slow?

Managing claims from initial notice to final payment often involves disparate systems. This can delay payouts and impact customer satisfaction significantly.

While not a standalone mega-suite, the Solartis claims module offers a solid foundation for intake, assignment, and payment processing. Its strength lies in seamless integration with policy administration, giving adjusters immediate policy details.

This means you can accelerate claim resolution and ensure adjusters have all the necessary information at their fingertips for better decision-making.

5. Product Agility & Rapid Launch

New product launches taking forever?

Traditional insurance core systems are monolithic, making product innovation and launches excruciatingly slow. You’re often stuck waiting months, even years.

Solartis’s core platform, built with dozens of API-driven microservices, enables rapid product development. From my evaluation, this architecture allows you to construct custom insurance products in months, not years. This decoupling gives you immense agility.

What you get is the power to quickly respond to market demands, launch niche products, and truly outmaneuver competitors with speed.

You’ll find these Solartis solutions work together as a powerful, interconnected ecosystem, providing comprehensive lifecycle management. The modularity means you can leverage specific capabilities or the full suite depending on your needs. This seamless integration drives significant operational efficiency.

Solartis Pricing

Hidden costs making you nervous?

Solartis pricing operates on a custom quote model, reflecting its enterprise-grade nature rather than standard tiers. This means you’ll engage directly with their sales team to determine costs for their powerful insurance Platform as a Service.

1. Pricing Model & Cost Factors

Custom quotes dominate here.

Solartis’s pricing is subscription-based but doesn’t come with set tiers or published rates. Instead, they tailor pricing depending on modules chosen and scale of operations, including transaction volumes and lines of business. What I found regarding pricing is that complexity and required services heavily drive your final cost.

From my cost analysis, this means your monthly costs stay aligned with your specific business size and operational complexity.

2. Value Assessment & ROI

Is this pricing worth it?

Solartis emphasizes its microservices and API-centric architecture, which can significantly reduce time to market for new products compared to legacy systems. For carriers and MGAs, this means strong ROI through rapid product launches and digital transformation. Their core platform’s flexibility enables significant agility.

Budget-wise, this approach can lead to substantial long-term savings by avoiding costly, time-consuming traditional core system overhauls.

3. Budget Planning & Implementation

Watch out for hidden expenses.

Beyond the ongoing subscription, professional services for initial setup, data migration, and training contribute substantially to upfront costs. From my research, expect a five-to-six-figure initial investment for implementation, depending on the level of customization and integration needed.

So for your business, you can expect to allocate a significant upfront budget to ensure smooth deployment and maximum platform utilization.

My Take: Solartis pricing prioritizes tailored solutions over generic tiers, making it ideal for insurance enterprises needing highly flexible, custom-built platforms for rapid product innovation and digital transformation.

The overall Solartis pricing reflects a customized enterprise investment for significant transformation.

Solartis Reviews

What do Solartis customers genuinely think?

To give you an honest perspective, I’ve analyzed Solartis reviews from platforms like G2 and Capterra. This section unpacks real user feedback, helping you understand their practical experiences with the software.

1. Overall User Satisfaction

User sentiment points to niche satisfaction.

From my review analysis, Solartis reviews reflect satisfaction primarily among larger, technically sophisticated users. What I found in user feedback is that successful implementation is key to positive experiences, which explains why review counts are lower; it’s a specialized platform designed for specific needs. This suggests it’s not a mass-market solution.

User satisfaction highly correlates with having the internal development resources and expertise to fully leverage its powerful API-centric capabilities.

2. Common Praise Points

Users love its core flexibility.

Users consistently praise Solartis’s microservices architecture for exceptional speed-to-market and product iteration. What stands out in customer feedback is how its robust APIs empower rapid insurance product launches, a critical advantage over legacy systems. Review-wise, this agility consistently stands out as a major differentiator for users seeking modern solutions.

This means you can expect faster development cycles and greater innovation capacity for your insurance product offerings.

3. Frequent Complaints

Complexity remains a common hurdle.

Frequent complaints center on implementation complexity; this is not an out-of-the-box solution requiring substantial effort. From my review analysis, it requires a skilled internal development team or strong partner support. Additionally, some users find the administrative UI less modern, though its API focus largely mitigates this for core users.

These challenges aren’t deal-breakers for its target audience but highlight the need for significant upfront resource investment.

Overall, Solartis reviews reveal a powerful, specialized platform ideal for technically capable insurance businesses. Their feedback demonstrates strong results with proper resource commitment.

Best Solartis Alternatives

Choosing the right insurance platform is crucial.

Finding the best Solartis alternatives depends on your specific business size, budget, and operational priorities. I’ll help you navigate the competitive landscape to pinpoint the ideal solution for your unique needs.

1. Guidewire InsuranceSuite

Are you a top-tier global insurer?

From my competitive analysis, Guidewire stands as the market leader for very large carriers, offering an extremely comprehensive and feature-rich suite. What I found comparing options is that this alternative is often chosen for its unparalleled breadth in complex enterprise environments, despite typically requiring multi-year, multi-million dollar implementation projects.

Choose Guidewire when you are a massive, top-20 global insurer with the budget and timeline for a huge transformation.

2. Duck Creek Technologies

Seeking a modern SaaS for large enterprises?

Duck Creek is a major competitor to Guidewire, particularly notable for its aggressive shift to a cloud-native, SaaS-based model, making it a strong alternative for modernizing carriers. What I found comparing options is that Duck Creek offers a robust cloud-native enterprise suite for established businesses, though Solartis offers more granular microservices flexibility.

Consider this alternative when you’re a large carrier seeking a comprehensive, established, modern SaaS solution.

3. Socotra

Is a pure API-first, developer-centric platform your goal?

Socotra is philosophically very similar to Solartis, providing a pure cloud-native, API-driven platform. From my competitive analysis, this alternative is often perceived as more modern and is ideal if your organization possesses a strong, in-house engineering culture to leverage its API-first approach extensively.

Choose Socotra if you prioritize a pure API-driven platform and have significant in-house developer resources.

4. Insurity

Do you need a wide array of integrated solutions?

Insurity offers a very broad portfolio of solutions, often built through acquisition, serving almost any P&C insurer need beyond just policy administration. From my analysis, Insurity provides a comprehensive one-stop-shop approach, which may lack Solartis’s architectural consistency but covers diverse requirements.

Choose Insurity when you need a single vendor for multiple solutions like data analytics and regulatory reporting.

Ultimately, the best Solartis alternatives depend on your specific business scenario and strategic priorities for insurance operations.

Setup & Implementation

Implementation demands careful strategy.

A Solartis review reveals its cloud-native platform isn’t a simple plug-and-play. Understanding its implementation requires practical preparation for a multi-month project, setting realistic expectations for your business.

1. Setup Complexity & Timeline

This isn’t an overnight setup.

Solartis implementation is high complexity, requiring configuration and development work to define business rules and rating algorithms. What I found about deployment is it’s a significant multi-month engagement, demanding careful scoping for realistic timelines. Expect a collaborative process with Solartis guiding your project.

You’ll need to define clear business rules and product requirements upfront, ensuring the platform is expertly tailored to your specific insurance offerings.

2. Technical Requirements & Integration

IT team readiness is paramount.

From my implementation analysis, Solartis demands an in-house or partner development team experienced with REST APIs and modern development practices for robust integrations. This is not a low-code platform, so direct technical proficiency is essential. You’ll build comprehensive connections to your existing systems.

Your team must prepare for extensive API-driven integration work, ensuring seamless data flow between Solartis and your legacy applications for smooth operations.

3. Training & Change Management

User adoption needs strategic effort.

While Solartis primarily interacts via API, administrative users will need training on the back-end UI for product management. The implementation process, given its customizability, requires strong internal change management. Expect a learning curve for new processes, not just the software itself.

Invest in comprehensive training for your product and operations teams. Identify internal champions who can drive adoption and address user feedback effectively.

4. Support & Success Factors

Vendor support proves invaluable.

Solartis professional services and support teams are critical partners throughout the implementation process. Their guidance helps navigate the platform’s complexity and customize it for your needs. Responsive support accelerates project milestones, ensuring you overcome challenges efficiently.

Budget for Solartis’s professional services. Their expertise is crucial for successfully leveraging the platform’s advanced capabilities and avoiding costly missteps.

The overall Solartis implementation is a significant, complex undertaking that delivers powerful capabilities for insurance modernization. Successful deployment hinges on robust technical readiness and strong collaboration.

Who’s Solartis For

Solartis: Is it right for your insurance operations?

This Solartis review helps you analyze if this powerful platform aligns with your business profile, team size, and use case. I’ll provide clear guidance on where Solartis excels and where it falls short for your operations.

1. Ideal User Profile

Digital-first insurance innovators.

Solartis is perfect for P&C insurance carriers, MGAs, and InsurTech startups with a strong digital vision. From my user analysis, your organization benefits from a future-proof platform designed for rapid product innovation and digital transformation. You’ll need resources for implementation.

You’ll succeed if your priority is launching niche products quickly and leveraging modern API-centric technology over traditional systems.

2. Business Size & Scale

Mid-market to enterprise insurance.

Solartis best serves mid-market to enterprise-level insurance organizations. What I found about target users is that your business requires access to skilled developer resources for implementation, whether in-house or outsourced. It’s not a small agency solution.

You’ll find this works when your company is ready for a strategic investment in a flexible, scalable core system replacement.

3. Use Case Scenarios

Rapid product launch and legacy augmentation.

Solartis excels at augmenting legacy systems with new digital front-ends via APIs, or for quickly building and deploying new, niche insurance products. User-wise, the software shines for full core system modernization in mid-sized carriers looking for a flexible platform.

You’ll benefit if your goal is to overcome legacy limitations for faster product iterations and market entry.

4. Who Should Look Elsewhere

Simplicity-first, non-technical users.

Solartis is not suitable for small agencies or insurers without significant technical expertise seeking a simple, out-of-the-box policy management system. From my analysis, your team will struggle without dedicated development capabilities to configure and integrate the API-centric platform.

If your priority is a plug-and-play solution with minimal technical overhead, you should explore simpler, pre-configured alternatives.

In summary, this Solartis review shows the platform is ideal for insurance organizations ready to invest in modernization and leverage API-first technology. Your success largely depends on your team’s technical capabilities and digital goals.

Bottom Line

Solartis stands out for insurance innovation.

This Solartis review cuts through the complexity to give you my direct assessment, guiding your decision on this specialized insurance platform.

1. Overall Strengths

Microservices power rapid product launches.

Solartis’s microservices and API-centric architecture enable unparalleled flexibility, allowing insurers to rapidly develop and deploy new products. From my comprehensive analysis, its robust APIs are a core strength, ensuring seamless integration with existing systems and partners for agile operations.

These capabilities are crucial for insurers seeking to innovate and respond quickly to market demands, overcoming legacy system limitations.

2. Key Limitations

Consider the necessary implementation commitment.

Solartis is not a plug-and-play solution, demanding significant internal technical expertise or partner resources for effective implementation. Based on this review, the back-end UI feels less modern, potentially impacting administrative usability for non-technical teams.

These are not insurmountable issues but require realistic planning and investment to fully leverage the platform’s power.

3. Final Recommendation

Who truly benefits from Solartis?

You should choose Solartis if you are a P&C carrier or MGA ready to invest in transformative, API-driven insurance product development. From my analysis, it excels for agile, digital-first insurance strategies, making it ideal for those moving beyond rigid legacy systems.

My recommendation is strong for organizations with strategic vision and technical capacity to embrace a platform approach.

This Solartis review provides a comprehensive look at a powerful platform, and I feel highly confident in this assessment for your decision-making.