1040.com vs Koinly Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

1040.com

0.0 (0 reviews)

1040.com is a straightforward online tax preparation software that allows you to file your federal and state income tax returns quickly through a simple, guided interview process.

Starting at $25/mo
Free Trial NO FREE TRIAL
VS

Koinly

0.0 (0 reviews)

Koinly is a cryptocurrency tax software that helps you calculate your capital gains and income by syncing your wallets and exchanges to generate compliant tax reports.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature 1040.com Koinly
Website 1040.com koinly.io
Pricing Model Subscription Freemium
Starting Price $25/month Free
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✘ No product demo ✘ No product demo
Deployment saas mobile cloud
Integrations Binance Coinbase Kraken MetaMask Ledger TurboTax TaxAct H&R Block KuCoin Crypto.com
Target Users solopreneur freelancer solopreneur small-business
Target Industries
Customer Count 0 0
Founded Year 1997 2018
Headquarters Drake Software, USA London, UK

Overview

1

1040.com

1040.com provides a streamlined way for you to file your federal and state income taxes online without the complexity of traditional desktop software. You can walk through a simple, conversational interview that identifies your credits and deductions automatically. Whether you have a simple W-2 or more complex self-employment income, the platform handles the calculations and forms required to submit your return directly to the IRS.

You can start your return for free and only pay when you are ready to file. The platform is designed for individuals, families, and independent contractors who want a flat-rate pricing model rather than being upcharged for every additional form or schedule. It simplifies the filing process by focusing on a user-friendly interface that works on any device, ensuring you can finish your taxes from home or on the go.

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Koinly

Koinly is a cryptocurrency tax platform designed to simplify the complex process of tracking your digital assets and calculating your tax obligations. You can connect your exchange accounts, private wallets, and blockchain addresses to automatically import your entire transaction history. The software then reconciles your data, identifies transfers between your own wallets, and calculates your capital gains or losses using approved accounting methods like FIFO or LIFO.

You can use the platform to monitor your portfolio's performance in real-time while ensuring you stay compliant with local tax laws in over 20 countries. It solves the headache of manual spreadsheet tracking by identifying missing market prices and highlighting potential errors in your data. Whether you are a casual investor or a high-frequency trader, you can generate ready-to-file tax reports like the IRS Form 8949 or TurboTax entries in just a few minutes.

Overview

1

1040.com Features

  • Guided Tax Interview Answer simple questions about your life and income while the software automatically selects and fills out the correct tax forms.
  • Smart Search Find specific tax topics or forms instantly with a built-in search tool that jumps you directly to the right section.
  • Comprehensive Coverage File everything from simple W-2s to complex self-employment and investment income for one flat price without hidden upgrade fees.
  • Real-Time Refund Tracker Watch your federal and state refund amounts update instantly as you enter new information into your tax return.
  • Direct Deposit Receive your tax refund faster by having the IRS deposit your funds directly into your bank account automatically.
  • Prior Year Import Save time by importing your basic information from previous years so you don't have to re-type your personal details.
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Koinly Features

  • Automatic Data Sync. Connect your exchanges and wallets via API or public keys to automatically import your transaction history without manual entry.
  • Portfolio Tracking. View your total holdings, ROI, and unrealized gains across all your platforms in one unified, real-time dashboard.
  • Tax Report Generation. Download localized tax documents like Form 8949, Schedule D, and international reports tailored to your specific country's requirements.
  • Error Reconciliation. Identify and fix missing transaction data or duplicate entries with built-in tools that highlight inconsistencies in your records.
  • DeFi & NFT Support. Track your decentralized finance activities and NFT trades across multiple blockchains to ensure every transaction is accounted for.
  • Tax Loss Harvesting. Identify assets that are currently at a loss so you can sell them to offset your capital gains and lower your tax bill.

Pricing Comparison

1

1040.com Pricing

Flat Rate Filing
$25
  • Federal and State filing included
  • All tax screens and forms
  • Self-employment and small business
  • Investment and rental income
  • Itemized deductions
  • Live chat and email support
K

Koinly Pricing

Free
$0
  • Up to 10,000 transactions
  • Unlimited wallet sync
  • Portfolio tracking
  • Capital gains preview
  • DeFi & NFT support

Pros & Cons

M

1040.com

Pros

  • Simple flat-rate pricing for all tax situations
  • No upselling for complex forms or schedules
  • User-friendly interface works well on mobile devices
  • Federal and state returns are bundled together
  • Transparent costs with no hidden filing fees

Cons

  • Fewer automated data import options than competitors
  • Limited high-level tax planning or advisory tools
  • No completely free filing tier for simple returns
A

Koinly

Pros

  • Extensive support for over 700 exchanges and wallets
  • User interface is clean and easy to navigate
  • Accurate handling of complex DeFi and staking transactions
  • Excellent customer support and detailed help documentation

Cons

  • API sync can occasionally require manual troubleshooting
  • Pricing increases significantly for high-volume traders
  • Large datasets can take time to process
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