Afterpay
Afterpay is a financial technology platform that allows you to purchase items immediately and pay for them in four interest-free installments over a six-week period.
Confirmo
Confirmo is a cryptocurrency payment gateway that enables businesses to accept Bitcoin and other digital assets with automated conversion to fiat currency for secure global transactions.
Quick Comparison
| Feature | Afterpay | Confirmo |
|---|---|---|
| Website | afterpay.com | confirmo.net |
| Pricing Model | Custom | Subscription |
| Starting Price | Custom Pricing | $??/month |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2014 | 2014 |
| Headquarters | Melbourne, Australia | Prague, Czech Republic |
Overview
Afterpay
Afterpay is a payment platform that lets you offer your customers a flexible way to pay for their purchases. Instead of paying the full amount upfront, your customers split their total into four equal installments. They pay the first installment at the time of purchase, while the remaining three are automatically deducted every two weeks. This approach helps you increase conversion rates and average order values by making larger purchases more manageable for your shoppers.
You receive the full payment for the order upfront, minus a small commission, while Afterpay handles the credit risk and payment collection. The platform integrates directly into your existing checkout process, providing a smooth experience for both online and in-store transactions. It is a practical tool for retailers of all sizes looking to reach a younger, credit-averse demographic that prefers predictable budgeting over traditional high-interest credit cards.
Confirmo
Confirmo is a dedicated cryptocurrency payment gateway designed to help you accept digital assets without the headache of market volatility. You can integrate crypto payments into your online store, send automated invoices, or manage manual billing through a centralized dashboard. The platform handles the technical complexity of the blockchain, allowing you to focus on your core business while reaching a global audience of crypto users.
You can choose to keep your settlements in cryptocurrency or have them automatically converted to fiat currencies like EUR, USD, or CZK and sent directly to your bank account. It eliminates the risk of price fluctuations by locking in exchange rates at the moment of transaction. Whether you run a small e-shop or a high-volume enterprise, you get a secure environment to modernize your checkout experience.
Overview
Afterpay Features
- Interest-Free Installments Give your customers the freedom to split any purchase into four equal payments without charging them any interest.
- Upfront Merchant Payments Receive the full amount for every transaction immediately, even though your customers are paying over six weeks.
- Afterpay Shop Directory Get your brand in front of millions of active shoppers who use the Afterpay app to discover new stores.
- In-Store Payments Accept flexible payments at your physical checkout using the Afterpay Card through digital wallets like Apple Pay.
- Cross-Border Trade Sell your products to international customers easily while receiving payments in your local currency automatically.
- Express Checkout Reduce cart abandonment by allowing returning customers to complete their purchase in just a few clicks.
Confirmo Features
- Automated Fiat Settlement. Protect your margins by automatically converting incoming crypto payments into your preferred local currency like EUR or USD.
- Ready-made Plugins. Connect your store instantly using pre-built plugins for popular platforms like WooCommerce, Shopify, Magento, and Prestashop.
- Customizable Invoices. Generate professional crypto invoices with your branding and send them to clients via email or direct links.
- Point of Sale App. Accept Bitcoin and Lightning Network payments in your physical store using a simple web-based POS interface.
- Mass Payouts. Send multiple payments to partners or employees worldwide simultaneously using the automated API-driven payout system.
- Lightning Network Support. Enable near-instant transactions with minimal fees for your customers by utilizing the Bitcoin Lightning Network.
Pricing Comparison
Afterpay Pricing
Confirmo Pricing
- 0.8% transaction fee
- Unlimited incoming payments
- Access to all e-commerce plugins
- Fiat currency settlements
- Email and ticket support
- Dashboard analytics
- Custom transaction volume rates
- Dedicated account manager
- Priority API support
- Custom settlement schedules
- Advanced security reporting
- Tailored integration assistance
Pros & Cons
Afterpay
Pros
- Proven to increase average order value significantly
- Attracts a younger demographic of loyal shoppers
- Simple integration with major ecommerce platforms
- Assumes all fraud and credit risk for you
Cons
- Merchant fees are higher than standard credit cards
- Strict approval process for some business types
- Late fees can impact your customer's experience
Confirmo
Pros
- No monthly subscription fees or hidden setup costs
- Fast settlement to bank accounts in major fiat currencies
- Supports Lightning Network for instant low-fee transactions
- Simple integration with major e-commerce platforms
- Clean and intuitive dashboard for transaction tracking
Cons
- Limited selection of supported cryptocurrencies compared to competitors
- Customer support is primarily ticket-based rather than live chat
- Requires full KYC verification before you can withdraw funds