Is your financial data truly secure?
Juggling multiple platforms while trying to keep sensitive information safe from threats is a constant battle, leaving your business vulnerable.
Choosing the wrong software leads to more than just budget headaches; it compromises compliance and exposes your entire company to financial risks.
It’s no surprise Global Banking & Finance Review found 71% of consumers worry about their data security. This concern is magnified when you’re responsible for corporate finances.
The right platform can solve this problem by giving you powerful, centralized financial control and complete peace of mind.
In this guide, I’ll break down the best online banking software available. I’ll compare the top solutions to help you make a truly confident decision.
You’ll discover how to streamline workflows, enhance security, and integrate with your existing ERP systems, finally moving beyond current limitations.
Let’s get started.
Quick Summary:
| # | Software | Rating | Best For |
|---|---|---|---|
| 1 | Blaze → | Security-focused CFOs | |
| 2 | FIS → | Large enterprises | |
| 3 | Temenos → | Mid to large banks | |
| 4 | Finastra → | Mid-sized businesses | |
| 5 | Mambu → | Mid-sized innovators |
1. Blaze
Do you face challenges comparing online banking software?
Blaze offers an easy-to-use no-code platform, simplifying your ability to build secure applications. This means you can create powerful financial tools without needing to write or maintain complex code.
This tackles the pain point of seeking tools that align with growing digital operations, providing a cost-effective and secure solution. The result is a streamlined process for developing customized financial applications.
Here’s how Blaze solves this.
Blaze empowers you to create complex workflows without getting bogged down in code. You can easily build interfaces in seconds with powerful drag-and-drop components, connecting them to your data and styling them to suit your brand. This allows for advanced calculations and automation of repetitive financial tasks, saving your team significant time and reducing errors. Additionally, Blaze supports multi-environment deployment, giving you full control over how you build, test, and deploy applications. You can also integrate with any API or data source, unifying your financial data for smarter application functionality.
Enhance your financial control.
While we’re discussing building secure applications, understanding best patient engagement software can also be crucial for businesses dealing with sensitive data.
Key features:
- No-Code Application Development: Build secure, custom financial applications and dashboards 10x faster without writing code, enabling rapid deployment of tailored solutions.
- Advanced Workflow Automation: Automate repetitive financial tasks, perform complex calculations, and streamline operations to reduce manual errors and save valuable time.
- Robust Security & Integrations: Benefit from HIPAA and SOC 2 Type 2 compliance, strong user permissioning, and seamless integration with various APIs and financial data sources like Plaid, QuickBooks, and PayPal.
Blaze features, pricing, & alternatives →
Verdict: Blaze is an excellent choice for the best online banking software, especially for CFOs seeking secure, scalable, and customizable solutions. Its no-code platform with robust automation and extensive integrations, including Plaid and QuickBooks, directly addresses the need for enhanced financial control and streamlined operations.
2. FIS
Struggling with financial software that can’t keep up?
FIS offers an ecosystem of banking, lending, and payment solutions to help your business thrive digitally. This means you can deliver a seamless banking experience across every customer touchpoint.
Your current tools might lack scalability, but FIS provides core banking systems and digital banking solutions that help you uncover growth opportunities without compromising security. This ensures your financial operations align with evolving regulatory needs.
Ready to enhance your financial control?
FIS’s Digital One platform provides a single software solution to transform your digital banking experience, offering a modern user interface and managed security, risk, and compliance. This helps you streamline item and lockbox processing, and accelerate real-time payments.
Additionally, FIS’s Automated Finance suite modernizes the office of the CFO, delivering enhanced visibility and control over transactional activities, payments, and treasury. This comprehensive suite helps reduce costs and eliminate inefficiencies by synchronizing your financial networks. Plus, the Private Capital Suite automates accounting and reporting, offering fresh insights and real-time responsiveness to private equity investors, aligning investment approaches and regulatory compliance for an optimized financial ecosystem.
Gain real-time insights into your financial data.
While we’re discussing financial software, if you’re also exploring industry-specific tools, my article on printing & packaging industry software might be helpful.
Key features:
- Digital One Platform: Provides a unified data experience across all digital banking channels, ensuring consistency for both your customers and employees while securing your financial operations.
- Automated Finance Suite: Modernizes the office of the CFO with robust receivables, payables, and revenue optimization tools, enhancing visibility and control over financial transactions.
- Private Capital Suite: Automates accounting and reporting processes for private equity, delivering reliable analytics and flexible fund accounting configurations for informed investment decisions.
FIS features, pricing, & alternatives →
Verdict: FIS delivers an integrated suite of financial solutions that directly address the complex needs of CFOs seeking the best online banking software. With capabilities like unified data experiences, automated finance, and private capital management, FIS empowers you to reduce manual tasks, enhance data-driven decision-making, and achieve superior financial control.
3. Temenos
Struggling with complex banking software and hidden costs?
Temenos offers comprehensive core banking capabilities, digital banking features, and robust payment processing.
This means you can modernize your bank today with future-ready solutions, streamlining operations and empowering your staff with smart technology.
Solutions that empower your financial control.
Temenos helps you tackle digital transformation by offering a platform for personalized experiences and efficient processes. Their core banking solution delivers innovative services, strengthening customer relationships with speed.
Additionally, their digital banking capabilities allow you to create personalized experiences and powerful transactional tools, optimizing performance and accelerating transformation. You can also leverage their wealth management platform for end-to-end transformation, driving efficiency and sustainable growth while reducing costs.
Plus, their SaaS offering maximizes customer focus and accelerates your growth with updated, resilient, and secure banking services, enabling you to deliver ready-to-use solutions across all banking segments faster than ever before.
It’s all about simplified modern banking.
If you’re also looking into other specialized solutions, my article on long term care software covers unique challenges in facility management.
Key features:
- Comprehensive Core Banking: Deliver modern, comprehensive banking for all customer segments, strengthening relationships with speed and efficiency.
- Powerful Digital Banking: Create personalized customer experiences, powerful transactional capabilities, and efficient processes to accelerate transformation.
- Secure Payments Processing: Enjoy real-time, secure, and scalable payments processing that powers growth and elevates overall banking experiences.
Temenos features, pricing, & alternatives →
Verdict: Temenos is a strong contender for the best online banking software, especially for CFOs seeking to reduce manual tasks and enhance data-driven decision-making. With their focus on core banking, digital transformation, and payments, they enable businesses to streamline operations and deliver personalized financial experiences. Their SaaS offering allows for rapid deployment and growth acceleration.
4. Finastra
Are manual financial tasks holding your business back?
Finastra provides mission-critical software for lending, payments, and treasury, enabling you to elevate financial control. This means you can manage cash, liquidity, and corporate lending from one comprehensive platform.
For CFOs juggling complex regulations, Finastra simplifies compliance. It delivers a consistent, frictionless digital borrower experience across diverse financial products, reducing manual processes and complexity, ultimately improving your back-office operations significantly.
Time to transform your financial operations.
Finastra’s powerful payment solutions allow you to adopt the latest technology trends with an open, cloud-based, and API-first framework. This helps you to consolidate, simplify, and reduce costs with a single platform for your business.
Additionally, their Treasury & Capital Markets Solutions offer flexible, open solutions for enhanced performance and risk management. You can extend your business capabilities to analyze and forecast with one integrated solution, creating automated processes and coherent data to build competitive advantage. Plus, for universal banking, Finastra delivers next-generation technology with deep data insights using sophisticated analytics for better targeting and servicing account holders, accelerating your growth while optimizing costs.
Ready to gain ultimate financial control?
Key features:
- Comprehensive Lending Solutions: Streamline corporate, retail, and mortgage lending with consistent digital borrower experiences, enhancing customer onboarding and back-office efficiency for a clear ROI.
- Scalable Payments Processing: Adopt cloud-based, API-first payment solutions that consolidate and simplify operations, enabling instant scaling and efficient front-end and back-end experiences.
- Integrated Treasury & Capital Markets: Improve trading and treasury performance with simple, flexible solutions for better risk management, automated processes, and enhanced monitoring and reporting capabilities.
Finastra features, pricing, & alternatives →
Verdict: If you’re a CFO seeking the best online banking software to reduce manual tasks and enhance data-driven decision-making, Finastra offers robust solutions for digital banking, payments, and treasury management. Their open, cloud-based platform enables real-time reporting, automated processes, and seamless integration for accelerated growth and optimized costs, perfect for mid-sized businesses.
5. Mambu
Struggling with outdated banking systems and complex integrations?
Mambu offers cloud-native core banking that helps you build modern financial experiences your customers desire. This means you can launch innovative offerings like Mambu Payments quickly and integrate them effortlessly.
Your existing tools might lack the scalability and agility needed for customer-centric services, but Mambu’s composable architecture and extensive partner ecosystem gives you the control to deliver distinctive customer experiences.
Here’s how you can gain true financial control.
Mambu’s composable approach enables you to combine independent components and services, building exactly what you need, when you need it. This allows for go-lives measured in days and weeks, not years, ensuring you can continuously iterate with zero disruption.
Plus, Mambu’s cloud-native lending and deposits engines empower you to create diverse loan offerings, from embedded finance to mortgages, and power a wide variety of deposit-based offerings, from digital wallets to prepaid cards. The result is cost-effective digital transformation without heavy upfront investment or vendor lock-in.
Take charge of your financial future.
Before diving deeper, you might find my analysis of best AI development platforms helpful for accelerating digital innovation.
Key features:
- Composable Banking Approach: Combine independent components and services to build exactly what your business needs, enabling rapid innovation and reducing time-to-market.
- Cloud-Native Engines: Leverage dynamic lending and deposits engines to power a wide variety of financial offerings, from tailored loan products to diverse deposit accounts.
- Scalable & Cost-Effective Operations: Scale operations efficiently with costs aligned to growth, avoiding heavy upfront investments and vendor lock-in, ideal for digital transformation.
Mambu features, pricing, & alternatives →
Verdict: Mambu stands out as a top contender for best online banking software due to its composable, cloud-native architecture that helps mid-sized businesses launch innovative financial products quickly. The platform’s flexibility allows for custom solutions, reducing manual tasks and enhancing data-driven decisions while aligning costs with growth.
6. Backbase
Tired of fragmented financial systems hindering your growth?
Backbase’s AI-powered Banking Platform unifies sales and servicing, creating a single, intelligent operating model. This means you can move from legacy tech that handcuffs your ambitions.
Backbase provides a complete stack to unlock growth, offering new revenue streams and cutting operational costs, helping you to turn fragmented systems into a unified operating model.
Ready to transform your financial control?
Backbase introduces the AI Factory, integrating experts directly into your teams to co-create high-impact use cases rapidly. This speeds up your innovation to execution process.
The platform delivers precision at scale with segment-driven apps for retail, small business, commercial, and wealth management. These apps offer personalized services and AI-powered advice.
Additionally, the Unified Banking Suite combines data, journeys, and intelligent operations to drive growth across every channel, client, and line of business. This helps you scale profitable relationships with instant access to banking experts for complex needs.
Achieve remarkable growth when everything works as one.
Key features:
- AI-powered Banking Platform: Unifies sales and servicing journeys for efficiency, cutting operational costs, and unlocking new revenue streams across all lines of business.
- Unified Banking Suite: Consolidates data, client journeys, and intelligent operations to drive growth, enabling personalized services and AI-powered advice for various segments.
- AI Factory Integration: Embeds AI experts directly into your teams, bridging skill gaps and accelerating the co-creation of high-impact use cases for rapid innovation and execution.
Backbase features, pricing, & alternatives →
Verdict: Backbase’s AI-powered Banking Platform stands out as the best online banking software for mid-sized businesses, unifying fragmented systems into a cohesive, intelligent operating model. Its features, including the AI Factory and Unified Banking Suite, are designed to boost revenue, cut costs, and ensure personalized service delivery across diverse financial segments.
7. Infosys
Struggling with financial control and outdated banking tools?
Infosys provides robust digital core capabilities and an AI-first operating model. This means you can build vital capabilities to deliver strong digital outcomes for your financial operations.
Their focus on digital core capabilities helps your business achieve agility and resilience, directly addressing the pain points of scaling digital operations. You can modernize your IT landscapes without disruption.
It’s time to elevate your financial management.
Infosys offers its Infosys Finacle platform, a key component for financial services, helping you create a unified digital experience. They focus on building an analytics-driven enterprise to monetize your financial data effectively.
This allows you to engineer digital-first products and offerings, creating new revenue streams and enhancing customer loyalty. Additionally, their emphasis on cyber security ensures digital trust by solving complex problems and building cyber resilience for your global business. Plus, their AI-powered core helps prioritize execution of change.
The result is enhanced data-driven decision-making.
While we’re discussing optimizing business operations, you might also be interested in my guide on best janitor software for facility management.
Key features:
- AI-powered core: Enables prioritization of change execution and enhances performance with an agile digital approach, suitable for dynamic financial environments.
- Digital Core Capabilities: Helps your business build vital capabilities for delivering digital outcomes, crucial for modernizing financial operations and maintaining resilience.
- Infosys Finacle Platform: Offers specialized solutions for financial services, creating unified digital experiences and helping monetize your financial data.
Infosys features, pricing, & alternatives →
Verdict: Infosys is a strong contender for the best online banking software, especially for mid-sized businesses seeking comprehensive solutions. With its AI-powered core and specialized Finacle platform, it helps simplify complex financial tasks, ensuring compliance and enhancing data-driven decisions for your organization.
Conclusion
Finding the right tool is daunting.
For your mid-sized business, the stakes are incredibly high. You must find a platform that balances robust security with the flexibility needed to scale your digital operations.
McKinsey reports that 85% of consumers feel safe and secure with their online banking. This puts immense pressure on you to select a solution that upholds this consumer trust without sacrificing functionality or control.
Here’s what I recommend.
From my experience reviewing these platforms, Blaze truly stands out. Its powerful no-code platform lets you build highly secure, custom financial tools without the typical development headaches.
Imagine building the exact dashboards and workflows your team needs in a fraction of the time. I believe Blaze is the best online banking software because it delivers this custom power alongside enterprise-grade security.
For additional insights, my analysis of best radiology software provides valuable perspectives.
I strongly suggest you book a free demo of Blaze. See firsthand how it can transform your company’s financial operations.
You’ll gain true financial control.
