Billtrust vs BitPay Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Billtrust

0.0 (0 reviews)

Billtrust provides an automated accounts receivable platform that helps you accelerate cash flow by streamlining invoicing, payments, and collections through a unified cloud-based solution.

Starting at --
Free Trial NO FREE TRIAL
VS

BitPay

0.0 (0 reviews)

BitPay is a comprehensive crypto payment solution providing businesses with the tools to accept, store, and spend various cryptocurrencies while offering seamless settlement in traditional fiat currencies.

Starting at $??/mo
Free Trial NO FREE TRIAL

Quick Comparison

Feature Billtrust BitPay
Website billtrust.com bitpay.com
Pricing Model Custom Subscription
Starting Price Custom Pricing $??/month
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment cloud mobile saas mobile
Integrations NetSuite Oracle SAP Microsoft Dynamics Infor Epicor Workday Salesforce Sage JD Edwards Shopify WooCommerce Magento PrestaShop OpenCart WHMCS Zen Cart QuickBooks NetSuite Xero
Target Users mid-market enterprise small-business mid-market enterprise
Target Industries manufacturing distribution transportation e-commerce gaming luxury-goods
Customer Count 0 0
Founded Year 2001 2011
Headquarters Lawrenceville, USA Atlanta, USA

Overview

B

Billtrust

Billtrust is a comprehensive accounts receivable automation platform designed to help you get paid faster while reducing manual workloads. You can manage the entire order-to-cash cycle in one place, from initial credit applications and electronic invoicing to payment processing and cash application. By automating these repetitive financial tasks, you minimize human error and provide your customers with a modern, digital payment experience that fits their preferred workflows.

The platform is built for mid-market and enterprise organizations that handle high volumes of transactions across various industries like manufacturing, distribution, and transportation. You can integrate it directly with your existing ERP system to ensure data stays synchronized across your financial stack. Whether you need to automate collections outreach or simplify complex multi-channel invoicing, the software provides the tools to optimize your working capital and improve operational efficiency.

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BitPay

BitPay is a dedicated crypto payment processor that helps you accept digital currencies from customers worldwide without the risk of price volatility. You can integrate crypto payments into your existing e-commerce checkout, send international payouts to vendors, or manage your corporate digital assets through a secure, multi-signature wallet.

The platform eliminates the complexity of handling blockchain transactions by converting crypto payments directly into your local currency. You can receive settlements in USD, EUR, and other fiat currencies deposited straight to your bank account. It is designed for businesses of all sizes, from small online shops to large enterprises looking to expand their global reach and reduce transaction fees compared to traditional credit cards.

Overview

B

Billtrust Features

  • Electronic Invoicing Deliver invoices through your customers' preferred channels, including email, AP portals, and digital lockboxes to ensure faster delivery.
  • Business Payments Portal Give your customers a branded self-service portal where they can view balances, download invoices, and make secure payments easily.
  • Automated Cash Application Match incoming payments to open invoices automatically using AI-powered matching logic, even when remittance data is messy or missing.
  • Collections Management Prioritize your outreach with automated workflows and risk-based scoring so you focus on the accounts that impact cash flow most.
  • Credit Automation Onboard new customers faster with digital credit applications and automated credit scoring to make informed lending decisions in minutes.
  • Payment Processing Accept credit cards, ACH, and wire transfers securely while benefiting from lower processing costs through optimized Level 2 and 3 data.
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BitPay Features

  • Global Checkout. Accept Bitcoin and other popular cryptocurrencies at your online store with a checkout experience optimized for any device.
  • Fiat Settlement. Protect your margins by converting crypto payments into your local currency automatically to avoid market price fluctuations.
  • Direct Bank Deposits. Receive your settled funds directly into your bank account in over 38 countries with daily settlement options.
  • Email Invoicing. Generate and send crypto-ready invoices to your international clients so they can pay you instantly from any wallet.
  • Multi-Sig Wallet. Manage your business funds with high-security multi-signature technology that requires multiple approvals for every transaction.
  • Mass Payouts. Send crypto payments to thousands of employees or vendors globally at once without the high costs of wire transfers.

Pricing Comparison

B

Billtrust Pricing

B

BitPay Pricing

Standard Business
$??
  • 1% to 2% transaction fee
  • Unlimited monthly volume
  • Daily bank settlements
  • Email and forum support
  • Standard e-commerce plugins
  • Basic reporting tools

Pros & Cons

M

Billtrust

Pros

  • Significantly reduces manual data entry for cash application
  • User-friendly payment portal improves the customer experience
  • Strong integration capabilities with major ERP systems
  • Automated reminders help decrease Days Sales Outstanding

Cons

  • Initial implementation process can be time-intensive
  • Reporting tools may require a learning curve
  • Occasional delays in customer support response times
A

BitPay

Pros

  • Eliminates chargeback fraud risk for merchants
  • Lower transaction fees than most credit cards
  • Fast settlement into local fiat currencies
  • Easy integration with major e-commerce platforms

Cons

  • Strict compliance and identity verification process
  • Customer support response times can vary
  • Limited customization for the checkout UI
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