Billtrust vs Upflow Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Billtrust

0.0 (0 reviews)

Billtrust provides an automated accounts receivable platform that helps you accelerate cash flow by streamlining invoicing, payments, and collections through a unified cloud-based solution.

Starting at --
Free Trial NO FREE TRIAL
VS

Upflow

0.0 (0 reviews)

Upflow is a specialized accounts receivable automation platform that helps B2B companies streamline their collection processes, reduce overdue invoices, and improve overall cash flow through automated workflows and payment portals.

Starting at --
Free Trial 0 days

Quick Comparison

Feature Billtrust Upflow
Website billtrust.com upflow.io
Pricing Model Custom Subscription
Starting Price Custom Pricing Custom Pricing
FREE Trial ✘ No free trial ✓ 0 days free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment cloud mobile cloud
Integrations NetSuite Oracle SAP Microsoft Dynamics Infor Epicor Workday Salesforce Sage JD Edwards NetSuite QuickBooks Online Xero Sage Intacct Stripe Chargebee Salesforce Microsoft Dynamics 365 Slack
Target Users mid-market enterprise small-business mid-market enterprise
Target Industries manufacturing distribution transportation
Customer Count 0 0
Founded Year 2001 2018
Headquarters Lawrenceville, USA Paris, France

Overview

B

Billtrust

Billtrust is a comprehensive accounts receivable automation platform designed to help you get paid faster while reducing manual workloads. You can manage the entire order-to-cash cycle in one place, from initial credit applications and electronic invoicing to payment processing and cash application. By automating these repetitive financial tasks, you minimize human error and provide your customers with a modern, digital payment experience that fits their preferred workflows.

The platform is built for mid-market and enterprise organizations that handle high volumes of transactions across various industries like manufacturing, distribution, and transportation. You can integrate it directly with your existing ERP system to ensure data stays synchronized across your financial stack. Whether you need to automate collections outreach or simplify complex multi-channel invoicing, the software provides the tools to optimize your working capital and improve operational efficiency.

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Upflow

Upflow is a dedicated accounts receivable platform designed to help you take control of your unpaid invoices and stabilize your cash flow. Instead of manually tracking spreadsheets and sending individual emails, you can set up automated collection workflows that maintain a professional tone while ensuring you get paid on time. It connects directly to your existing accounting software to provide a real-time view of your aging balance and customer payment behaviors.

You can provide your customers with a dedicated payment portal where they can view all their outstanding invoices and pay via credit card or bank transfer in just a few clicks. The platform is built for finance teams at growing B2B companies who need to scale their collections process without adding more headcount. By centralizing communication and payment tracking, you reduce the friction usually associated with following up on late payments.

Overview

B

Billtrust Features

  • Electronic Invoicing Deliver invoices through your customers' preferred channels, including email, AP portals, and digital lockboxes to ensure faster delivery.
  • Business Payments Portal Give your customers a branded self-service portal where they can view balances, download invoices, and make secure payments easily.
  • Automated Cash Application Match incoming payments to open invoices automatically using AI-powered matching logic, even when remittance data is messy or missing.
  • Collections Management Prioritize your outreach with automated workflows and risk-based scoring so you focus on the accounts that impact cash flow most.
  • Credit Automation Onboard new customers faster with digital credit applications and automated credit scoring to make informed lending decisions in minutes.
  • Payment Processing Accept credit cards, ACH, and wire transfers securely while benefiting from lower processing costs through optimized Level 2 and 3 data.
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Upflow Features

  • Automated Workflows. Set up personalized email sequences that automatically follow up with customers based on invoice due dates and payment status.
  • Customer Payment Portal. Give your customers a branded, secure space to view their entire billing history and settle multiple invoices at once.
  • Real-time Analytics. Track your Days Sales Outstanding (DSO) and aging balance with live dashboards that update as soon as payments arrive.
  • Centralized Communication. Keep all your collection notes and email history in one place so your entire team stays aligned on customer interactions.
  • Multi-currency Support. Manage global collections effortlessly by tracking and receiving payments in various currencies across your international customer base.
  • Collaborative Reminders. Involve your sales or account management teams in the collection process by automatically looping them into relevant email threads.

Pricing Comparison

B

Billtrust Pricing

U

Upflow Pricing

Pros & Cons

M

Billtrust

Pros

  • Significantly reduces manual data entry for cash application
  • User-friendly payment portal improves the customer experience
  • Strong integration capabilities with major ERP systems
  • Automated reminders help decrease Days Sales Outstanding

Cons

  • Initial implementation process can be time-intensive
  • Reporting tools may require a learning curve
  • Occasional delays in customer support response times
A

Upflow

Pros

  • Significant reduction in Days Sales Outstanding
  • Seamless integration with major accounting software
  • Professional and customizable email reminder templates
  • User-friendly interface for non-technical finance staff

Cons

  • Initial setup of complex workflows takes time
  • Limited customization for some reporting widgets
  • Pricing can be high for very small startups
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