Authorize.net
Authorize.net is a reliable payment gateway that helps you accept credit cards, contactless payments, and e-checks through your website, mobile app, or retail store securely.
Braintree
Braintree is a global commerce platform providing businesses with integrated payment processing solutions to accept credit cards, digital wallets, and local payment methods through a single, secure API integration.
Quick Comparison
| Feature | Authorize.net | Braintree |
|---|---|---|
| Website | authorize.net | braintreepayments.com |
| Pricing Model | Subscription | Subscription |
| Starting Price | $25/month | $99/month |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 1996 | 2007 |
| Headquarters | Foster City, USA | Chicago, USA |
Overview
Authorize.net
Authorize.net simplifies how you get paid by providing a secure bridge between your business and the credit card networks. You can accept payments online, in-person, or over the phone while protecting your business from fraud with built-in security tools. Whether you are running a small online boutique or a growing service business, the platform handles the technical side of transactions so you can focus on your customers.
You can manage your entire payment lifecycle from a single dashboard, including recurring billing for subscriptions and digital invoicing for quick client payments. It integrates with most major shopping carts and point-of-sale systems, making it easy to add payment capabilities to the tools you already use. With 24/7 support and a long history in the industry, it provides the stability you need to scale your operations.
Braintree
Braintree helps you accept payments from customers around the world by providing a robust, scalable checkout experience. Whether you are running a small online boutique or a global marketplace, you can integrate credit cards, PayPal, Venmo, and popular digital wallets like Apple Pay and Google Pay into your website or mobile app with ease.
The platform focuses on reducing friction at checkout while keeping your data secure through advanced encryption and fraud protection tools. You can manage your entire transaction lifecycle—from authorization to settlement—within a single interface. It is particularly effective for businesses that need to handle recurring billing, subscriptions, or complex marketplace payouts across multiple currencies and regions.
Overview
Authorize.net Features
- Advanced Fraud Detection Identify and stop suspicious transactions with customizable filter rules that protect your profits and reduce chargebacks.
- Recurring Billing Set up automated subscription payments or installment plans to ensure you get paid on time every month.
- Customer Information Manager Store sensitive payment data on secure servers so your returning customers can checkout quickly without re-entering details.
- Digital Invoicing Send professional invoices directly to your customers' email and let them pay instantly with a single click.
- Virtual Terminal Process manual transactions securely from any web browser when taking orders over the phone or via mail.
- Mobile Payments Accept payments on the go by turning your smartphone or tablet into a portable point-of-sale device.
Braintree Features
- Global Payment Reach. Accept credit cards, debit cards, PayPal, Venmo, and local payment methods in over 130 currencies across the globe.
- Drop-in UI. Get up and running quickly with a pre-formatted payment UI that you can add to your site in minutes.
- Advanced Fraud Protection. Identify and block fraudulent transactions automatically using sophisticated machine learning tools and customizable risk rules.
- Recurring Billing. Set up subscription models and automated billing cycles to drive consistent revenue from your loyal customer base.
- Data Vaulting. Securely store your customers' payment information so they can enjoy a faster, one-click checkout experience on return visits.
- Marketplace Payouts. Manage complex payment splits between your platform and sub-merchants while ensuring everyone gets paid accurately and on time.
Pricing Comparison
Authorize.net Pricing
- No setup fee
- Gateway and Merchant Account
- 2.9% + $0.30 per transaction
- Advanced Fraud Detection Suite
- Customer Information Manager
- Automated Recurring Billing
- Everything in All-in-One, plus:
- Use your own Merchant Account
- $0.10 per transaction
- $0.10 daily batch fee
- Virtual Terminal included
- 24/7 award-winning support
Braintree Pricing
- 2.59% + $0.49 per transaction
- Accept cards and digital wallets
- Advanced fraud protection
- Data encryption and vaulting
- Standard phone and email support
- Reporting and analytics tools
- Everything in Standard, plus:
- Volume-based discounts
- Interchange-plus pricing options
- Dedicated account management
- Customized support structures
- Tailored migration assistance
Pros & Cons
Authorize.net
Pros
- Highly reliable uptime for consistent payment processing
- Excellent 24/7 customer support via phone and chat
- Extensive integration options with popular e-commerce platforms
- Robust security features that simplify PCI compliance
Cons
- Monthly fee applies even if you have no sales
- Interface feels dated compared to newer competitors
- Account setup process can be more rigorous than others
Braintree
Pros
- Seamless integration with PayPal and Venmo ecosystems
- Excellent developer documentation and clean API design
- No monthly account fees or hidden maintenance costs
- Reliable customer support for technical implementation issues
Cons
- Account approval process can be slow and rigorous
- Funds may be held during unexpected volume spikes
- Requires technical knowledge for fully customized integrations