BTCPay Server
BTCPay Server is a self-hosted, open-source cryptocurrency payment processor that allows you to accept Bitcoin and other digital assets directly without fees or third-party intermediaries.
Cryptomus
Cryptomus is a high-performance cryptocurrency payment gateway providing businesses with secure tools to accept, process, and manage digital asset transactions through specialized merchant integration and wallet services.
Quick Comparison
| Feature | BTCPay Server | Cryptomus |
|---|---|---|
| Website | btcpayserver.org | cryptomus.com |
| Pricing Model | Free | Freemium |
| Starting Price | Free | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✓ Has free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2017 | 2022 |
| Headquarters | null | Vilnius, Lithuania |
Overview
BTCPay Server
BTCPay Server is a powerful, self-hosted payment gateway designed to give you full control over your finances. By eliminating middleman processors, you can accept Bitcoin and other cryptocurrencies directly into your own wallet, ensuring your private keys stay in your hands. You can integrate it into your existing online store, use it as a physical point-of-sale system, or even manage crowdfunding campaigns and tips without paying any processing fees to a third party.
The platform prioritizes your privacy and security by removing the need for KYC (Know Your Customer) documentation typically required by centralized processors. You can run your own instance on a local server or a cloud provider, giving you a censorship-resistant way to handle global transactions. It is an ideal solution for merchants, non-profits, and content creators who want a sovereign, cost-effective way to join the digital economy.
Cryptomus
Cryptomus is a comprehensive cryptocurrency payment ecosystem designed to help you integrate digital asset payments into your business operations. You can accept over 20 different cryptocurrencies, including Bitcoin, Ethereum, and various stablecoins, directly on your website or through specialized payment links. The platform eliminates the complexity of blockchain management by providing ready-to-use plugins and a robust API for custom setups.
You can manage your business finances through a dedicated merchant dashboard that offers real-time transaction tracking and automated conversions to protect against market volatility. Whether you run an e-commerce store, a high-risk venture, or a subscription-based service, you can customize your checkout experience to match your brand. The platform also includes a personal wallet for individual asset management and a P2P exchange for direct trading.
Overview
BTCPay Server Features
- Direct Peer-to-Peer Payments Receive payments directly into your own wallet so you never have to worry about third-party custody or account freezes.
- Zero Processing Fees Keep 100% of your revenue because the software is free to use and charges no transaction or subscription fees.
- Built-in Point of Sale Turn any browser-enabled device into a physical checkout terminal for your retail store or event booth.
- Crowdfunding & Tips Launch your own self-hosted fundraising campaigns or add a tip jar to your website without platform censorship.
- Automated Invoicing Generate professional Bitcoin invoices that update exchange rates in real-time and track payment status automatically.
- Lightning Network Support Enable instant, low-cost micro-transactions for your customers by utilizing the Bitcoin Lightning Network.
- Pull Payments & Refunds Manage outgoing payments and process customer refunds directly from your dashboard while maintaining full security.
- Multi-Store Management Create and manage multiple separate stores with different wallets and settings from a single server installation.
Cryptomus Features
- Multi-Currency Support. Accept payments in dozens of popular cryptocurrencies and stablecoins to reach a global customer base instantly.
- Auto-Convert Features. Protect your revenue from market swings by automatically converting incoming crypto payments into stablecoins like USDT.
- E-commerce Plugins. Connect your store quickly with pre-built plugins for platforms like WooCommerce, Shopify, PrestaShop, and WHMCS.
- White Label Integration. Maintain your brand identity by customizing the payment page with your own logo, colors, and domain.
- Recurring Payments. Set up automated billing cycles for your subscription services to ensure consistent and timely revenue collection.
- Host-to-Host API. Build a completely custom checkout experience within your own infrastructure using a flexible and documented API.
Pricing Comparison
BTCPay Server Pricing
- Unlimited transactions
- Zero processing fees
- Full privacy (no KYC)
- Complete data ownership
- Lightning Network support
- Custom CSS and branding
- Everything in Self-Hosted, plus:
- No server maintenance
- Instant setup
- Shared resource costs
- Community support access
- Note: Host may charge small fee
Cryptomus Pricing
- No monthly subscription fees
- Transaction fees from 0.4% to 2%
- Unlimited payment links
- Access to all e-commerce plugins
- Standard API access
- 24/7 customer support
- Everything in Standard, plus:
- Reduced transaction fees below 0.4%
- Personal account manager
- Custom API limits
- Priority technical integration support
- Tailored withdrawal limits
Pros & Cons
BTCPay Server
Pros
- Eliminates all transaction fees and monthly subscriptions
- Provides total financial privacy with no KYC requirements
- Supports both on-chain and Lightning Network payments
- Integrates easily with popular e-commerce platforms
- Active community provides frequent security updates
Cons
- Requires technical knowledge for initial server setup
- You are responsible for your own security
- No centralized customer support for immediate help
Cryptomus
Pros
- Extremely fast setup process for new merchants
- Very low transaction fees compared to competitors
- Wide range of supported e-commerce platform plugins
- Responsive support team for technical integration issues
Cons
- Minimum withdrawal limits can be high for beginners
- Interface has a slight learning curve for non-technical users
- Limited documentation for some niche programming languages