Checkout.com
Checkout.com is a global payments platform providing end-to-end financial solutions including payment processing, fraud detection, and card issuing to help businesses scale their international digital commerce operations.
NMI
NMI provides a full-commerce enablement platform that allows you to accept payments across online, in-store, mobile, and self-service channels through a single integrated gateway solution.
Quick Comparison
| Feature | Checkout.com | NMI |
|---|---|---|
| Website | checkout.com | nmi.com |
| Pricing Model | Custom | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2012 | 2003 |
| Headquarters | London, UK | Schaumburg, USA |
Overview
Checkout.com
Checkout.com provides you with a unified platform to manage every stage of the payment lifecycle. You can accept global payments, manage risk, and issue your own cards through a single integration. The platform is designed to handle high-volume transactions for global brands, offering deep data insights that help you improve authorization rates and reduce friction at the point of sale.
You can customize your checkout experience to match your brand while accessing over 150 currencies and dozens of local payment methods. Whether you are expanding into new markets or looking to optimize your existing payment stack, the platform gives you the tools to monitor performance in real-time and protect your revenue from sophisticated fraud.
NMI
NMI is a versatile commerce enablement platform designed to help you manage payments across every channel your business operates in. Whether you are selling products online, running a brick-and-mortar store, or managing unattended kiosks, you can unify all your transaction data into one central interface. This eliminates the headache of jumping between different providers and gives you a clear, holistic view of your revenue streams and customer behavior.
You can white-label the entire platform to maintain your own branding, making it a favorite for ISOs, ISVs, and payment professionals who want to offer a sophisticated gateway under their own name. The software handles the heavy lifting of PCI compliance and security, allowing you to focus on scaling your operations. With support for over 200 processor connections, you have the flexibility to route transactions wherever they need to go without being locked into a single financial institution.
Overview
Checkout.com Features
- Global Acquiring Process payments in over 150 currencies with local acquiring in major markets to boost your authorization rates.
- Intelligent Acceptance Use AI-driven optimization to automatically route transactions and format data, ensuring you capture every possible sale.
- Fraud Detection Protect your business with machine learning tools that identify and block suspicious activity without blocking legitimate customers.
- Flexible Integration Choose between hosted payment pages, mobile SDKs, or full API integration to build the exact checkout experience you need.
- Card Issuing Create and manage your own virtual or physical card programs to streamline payouts and control corporate spending.
- Real-time Reporting Access granular transaction data and financial analytics instantly so you can make informed decisions about your business growth.
NMI Features
- Omnichannel Processing. Accept payments seamlessly across web, mobile, in-store, and self-service environments using a single, unified integration.
- White-Labeling. Apply your own branding to the gateway interface and merchant portal to provide a consistent experience for your clients.
- Advanced Routing. Route transactions to different processors based on specific criteria to optimize your processing costs and success rates.
- Customer Vault. Store sensitive payment data securely in a PCI-compliant vault so you can process recurring billing and one-click checkouts.
- Automatic Card Suite. Keep your recurring revenue flowing by automatically updating expired or replaced credit card information without contacting your customers.
- Fraud Protection. Set custom rules and filters to identify suspicious activity and block fraudulent transactions before they impact your bottom line.
- Electronic Invoicing. Send professional invoices directly to your customers via email and let them pay instantly through a secure web link.
- Contactless Payments. Enable your physical locations to accept Apple Pay, Google Pay, and EMV chip cards for faster, more secure in-person checkouts.
Pricing Comparison
Checkout.com Pricing
NMI Pricing
Pros & Cons
Checkout.com
Pros
- High authorization rates for international transactions
- Unified platform simplifies complex global payment stacks
- Excellent documentation for developers and technical teams
- Granular data insights help optimize payment performance
Cons
- Custom pricing lacks transparency for smaller merchants
- Lengthy onboarding process for high-risk industries
- Support response times can vary during peak periods
NMI
Pros
- Extensive library of over 200 processor integrations
- Highly customizable white-label options for branding
- Reliable uptime and fast transaction processing speeds
- Excellent developer documentation and API flexibility
- Robust reporting tools for multi-channel sales
Cons
- Interface can feel dated compared to newer competitors
- Pricing is not transparent on the website
- Setup process can be complex for beginners