CheckWriter vs eFile.com Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

CheckWriter

0.0 (0 reviews)

CheckWriter is a specialized financial software that allows you to create and print legally compliant bank checks instantly from your own desktop using any standard printer and check paper.

Starting at $99/mo
Free Trial NO FREE TRIAL
VS

eFile.com

0.0 (0 reviews)

eFile.com is a dedicated online tax preparation platform that helps you prepare and file your federal and state income tax returns directly with the IRS and state agencies.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature CheckWriter eFile.com
Website checkwriter.com efile.com
Pricing Model One_time Freemium
Starting Price $99/month Free
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✓ Request demo here ✘ No product demo
Deployment desktop cloud saas mobile
Integrations QuickBooks Microsoft Excel Sage
Target Users small-business mid-market solopreneur small-business
Target Industries real-estate insurance legal
Customer Count 0 0
Founded Year 1996 2004
Headquarters Boston, USA Jacksonville, USA

Overview

C

CheckWriter

CheckWriter provides a straightforward solution for businesses and individuals who need to issue checks without waiting for pre-printed stock from a bank. You can draft, manage, and print professional checks directly from your office, which helps you maintain better control over your cash flow and immediate payment obligations. The system is designed to meet all American National Standards Institute (ANSI) requirements, ensuring your printed checks are accepted by all financial institutions.

You can also use the software to accept checks over the phone, via fax, or through your website by creating a 'draft' of the customer's check. This capability allows you to receive payments instantly and deposit them the same day. It eliminates the typical 3-5 day waiting period associated with ACH transfers or traditional mail, making it a practical tool for collections, insurance agencies, and retail businesses.

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eFile.com

eFile.com is an online tax preparation platform designed to help you navigate the complexities of federal and state income tax filing. Whether you are filing a simple return or managing more complex situations like self-employment income, investments, or itemized deductions, you can complete the entire process within your browser. The software guides you through a series of questions to identify credits and deductions you qualify for, ensuring you receive your maximum refund while staying compliant with current tax laws.

You can use the platform to e-file your returns directly to the IRS and state tax authorities, significantly speeding up the processing time compared to paper filing. It serves individual taxpayers, families, and small business owners who want a straightforward, interview-style interface without the high cost of traditional CPA services. The platform also provides tools to track your refund status and access your previous years' tax records in one secure location.

Overview

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CheckWriter Features

  • Instant Check Printing Print fully compliant checks immediately using your existing laser or inkjet printer and any standard check paper.
  • Check-by-Phone Intake Accept payments over the phone by entering customer details and printing a legal check draft for instant deposit.
  • Virtual Terminal Access a secure interface to manage your transactions, view payment history, and organize your digital check records.
  • Batch Processing Save time by processing multiple payments at once, allowing you to handle high volumes of transactions efficiently.
  • MICR Encoding Ensure your checks pass bank scanners every time with built-in MICR font support for routing and account numbers.
  • Signature Digitization Upload and apply your authorized signature to checks automatically to streamline your accounts payable workflow.
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eFile.com Features

  • Tax Interview Guide. Answer simple questions about your life and finances while the software automatically populates the correct tax forms for you.
  • Deduction Inspector. Scan your financial data for over 350 potential credits and deductions to ensure you keep more of your hard-earned money.
  • Direct Deposit. Receive your tax refund faster by having funds deposited directly into your bank account once the IRS approves your return.
  • State Tax Filing. Prepare and file your state income tax returns alongside your federal return to keep all your tax data synchronized.
  • Error Check System. Identify potential errors or missing information before you submit your return to reduce the risk of IRS audits or delays.
  • Prior Year Access. Store and access your digital copies of past tax returns so you always have your financial history ready when needed.

Pricing Comparison

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CheckWriter Pricing

Standard Edition
$99
  • One-time software license
  • Print checks and drafts
  • Accept checks by phone/fax
  • Works with any printer
  • No per-transaction fees
  • Basic reporting tools
E

eFile.com Pricing

Free Federal
$0
  • Form 1040 only
  • W-2 income support
  • Standard deduction
  • Unemployment income
  • Free customer support

Pros & Cons

M

CheckWriter

Pros

  • Eliminates recurring monthly fees for payment processing
  • Checks are accepted by all major US banks
  • Simple setup process works with standard printers
  • Speeds up collections by bypassing traditional mail
  • Reliable MICR line alignment for bank scanning

Cons

  • Interface feels dated compared to modern SaaS
  • Initial learning curve for alignment settings
  • Requires manual data entry for basic versions
A

eFile.com

Pros

  • Lower price point than major brand competitors
  • Simple interview-style interface is easy to follow
  • Fast processing for federal e-filing submissions
  • Helpful support for basic tax filing questions

Cons

  • State filing requires an additional separate fee
  • Interface feels dated compared to premium competitors
  • Limited support for highly complex corporate taxes
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