CheckWriter
CheckWriter is a specialized financial software that allows you to create and print legally compliant bank checks instantly from your own desktop using any standard printer and check paper.
Stripe
Stripe provides a comprehensive financial infrastructure platform that allows businesses of all sizes to accept payments, manage billing cycles, and automate financial operations through a single integrated API.
Quick Comparison
| Feature | CheckWriter | Stripe |
|---|---|---|
| Website | checkwriter.com | stripe.com |
| Pricing Model | One_time | Subscription |
| Starting Price | $99/month | $99/month |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 1996 | 2010 |
| Headquarters | Boston, USA | South San Francisco, USA |
Overview
CheckWriter
CheckWriter provides a straightforward solution for businesses and individuals who need to issue checks without waiting for pre-printed stock from a bank. You can draft, manage, and print professional checks directly from your office, which helps you maintain better control over your cash flow and immediate payment obligations. The system is designed to meet all American National Standards Institute (ANSI) requirements, ensuring your printed checks are accepted by all financial institutions.
You can also use the software to accept checks over the phone, via fax, or through your website by creating a 'draft' of the customer's check. This capability allows you to receive payments instantly and deposit them the same day. It eliminates the typical 3-5 day waiting period associated with ACH transfers or traditional mail, making it a practical tool for collections, insurance agencies, and retail businesses.
Stripe
Stripe is a complete financial infrastructure platform that helps you accept payments and scale your business globally. You can integrate checkout experiences into your website or app, allowing you to take credit cards, digital wallets, and local payment methods with ease. Beyond simple transactions, the platform helps you manage recurring billing, handle marketplace payouts, and issue physical or virtual cards to your team.
You can also use built-in tools to fight fraud automatically and simplify your global tax compliance. Whether you are a solo founder starting a side project or a large enterprise managing complex global cash flows, you get access to the same high-performance tools. It eliminates the need for separate merchant accounts and gateways by providing everything you need to move money in one place.
Overview
CheckWriter Features
- Instant Check Printing Print fully compliant checks immediately using your existing laser or inkjet printer and any standard check paper.
- Check-by-Phone Intake Accept payments over the phone by entering customer details and printing a legal check draft for instant deposit.
- Virtual Terminal Access a secure interface to manage your transactions, view payment history, and organize your digital check records.
- Batch Processing Save time by processing multiple payments at once, allowing you to handle high volumes of transactions efficiently.
- MICR Encoding Ensure your checks pass bank scanners every time with built-in MICR font support for routing and account numbers.
- Signature Digitization Upload and apply your authorized signature to checks automatically to streamline your accounts payable workflow.
Stripe Features
- Global Payments. Accept 135+ currencies and dozens of popular local payment methods to reach customers wherever they live.
- Stripe Checkout. Deploy a pre-built, high-conversion hosted payment page that automatically adapts to your customer's device and language.
- Subscription Billing. Manage recurring revenue with flexible logic for trials, coupons, and tiered pricing models without manual intervention.
- Radar Fraud Detection. Block fraudulent transactions automatically using machine learning trained on data from millions of global companies.
- Financial Reporting. Access real-time data and automated reports to speed up your monthly closing process and track growth.
- Stripe Tax. Calculate and collect sales tax, VAT, and GST automatically based on your customer's specific location.
Pricing Comparison
CheckWriter Pricing
- One-time software license
- Print checks and drafts
- Accept checks by phone/fax
- Works with any printer
- No per-transaction fees
- Basic reporting tools
- Everything in Standard, plus:
- Multi-user network support
- Advanced batch importing
- Enhanced security permissions
- Priority technical support
- Custom data export options
Stripe Pricing
- 2.9% + 30¢ per successful card charge
- Access to 100+ features
- Real-time reporting tools
- Global payment methods
- Machine learning fraud protection
- 24/7 phone and chat support
- Volume-based discounts
- Multi-product discounts
- Country-specific pricing
- Interchange pricing available
- Dedicated support team
- Custom onboarding assistance
Pros & Cons
CheckWriter
Pros
- Eliminates recurring monthly fees for payment processing
- Checks are accepted by all major US banks
- Simple setup process works with standard printers
- Speeds up collections by bypassing traditional mail
- Reliable MICR line alignment for bank scanning
Cons
- Interface feels dated compared to modern SaaS
- Initial learning curve for alignment settings
- Requires manual data entry for basic versions
Stripe
Pros
- Extensive documentation makes technical setup very straightforward
- Supports a massive variety of global payment methods
- Clean and intuitive dashboard for non-technical users
- Seamless integration with hundreds of third-party apps
- Highly reliable uptime during peak shopping seasons
Cons
- Customer support response times can be inconsistent
- Account freezes can occur during sudden volume spikes
- Advanced features often require significant developer resources
- Dispute fees are non-refundable even if you win