CheckWriter
CheckWriter is a specialized financial software that allows you to create and print legally compliant bank checks instantly from your own desktop using any standard printer and check paper.
Worldpay
Worldpay is a global payment processing software providing omnichannel solutions that enable businesses to accept credit cards, digital wallets, and local payment methods securely across online and in-person channels.
Quick Comparison
| Feature | CheckWriter | Worldpay |
|---|---|---|
| Website | checkwriter.com | worldpay.com |
| Pricing Model | One_time | Custom |
| Starting Price | $99/month | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 1996 | 1989 |
| Headquarters | Boston, USA | Cincinnati, USA |
Overview
CheckWriter
CheckWriter provides a straightforward solution for businesses and individuals who need to issue checks without waiting for pre-printed stock from a bank. You can draft, manage, and print professional checks directly from your office, which helps you maintain better control over your cash flow and immediate payment obligations. The system is designed to meet all American National Standards Institute (ANSI) requirements, ensuring your printed checks are accepted by all financial institutions.
You can also use the software to accept checks over the phone, via fax, or through your website by creating a 'draft' of the customer's check. This capability allows you to receive payments instantly and deposit them the same day. It eliminates the typical 3-5 day waiting period associated with ACH transfers or traditional mail, making it a practical tool for collections, insurance agencies, and retail businesses.
Worldpay
Worldpay provides a comprehensive payment ecosystem that allows you to accept payments however your customers want to pay. Whether you operate a brick-and-mortar shop, an online storefront, or a complex enterprise, you can manage all your transactions through a single integrated platform. You can process major credit cards, debit cards, and popular digital wallets like Apple Pay and Google Pay while benefiting from built-in fraud protection and real-time reporting tools.
The platform scales with your business, offering specialized solutions for small businesses and global corporations alike. You can reduce the complexity of international expansion by accepting over 120 different currencies and utilizing local payment methods preferred by customers in various regions. By consolidating your payment stack, you simplify your financial operations and provide a smoother checkout experience for your customers.
Overview
CheckWriter Features
- Instant Check Printing Print fully compliant checks immediately using your existing laser or inkjet printer and any standard check paper.
- Check-by-Phone Intake Accept payments over the phone by entering customer details and printing a legal check draft for instant deposit.
- Virtual Terminal Access a secure interface to manage your transactions, view payment history, and organize your digital check records.
- Batch Processing Save time by processing multiple payments at once, allowing you to handle high volumes of transactions efficiently.
- MICR Encoding Ensure your checks pass bank scanners every time with built-in MICR font support for routing and account numbers.
- Signature Digitization Upload and apply your authorized signature to checks automatically to streamline your accounts payable workflow.
Worldpay Features
- Omnichannel Processing. Accept payments seamlessly across your website, mobile app, and physical store locations with one unified system.
- Global Currency Support. Expand your reach by accepting over 120 currencies and offering local payment methods to international customers.
- Fraud Sight. Protect your revenue with AI-driven fraud detection that identifies suspicious transactions before they impact your bottom line.
- Smart Terminals. Take payments in person using modern, WiFi-enabled hardware that integrates directly with your existing inventory systems.
- Subscription Billing. Set up recurring payment schedules and manage customer memberships automatically to ensure steady, predictable cash flow.
- Real-time Analytics. Monitor your sales performance and transaction trends instantly through a centralized dashboard accessible from any device.
Pricing Comparison
CheckWriter Pricing
- One-time software license
- Print checks and drafts
- Accept checks by phone/fax
- Works with any printer
- No per-transaction fees
- Basic reporting tools
- Everything in Standard, plus:
- Multi-user network support
- Advanced batch importing
- Enhanced security permissions
- Priority technical support
- Custom data export options
Worldpay Pricing
Pros & Cons
CheckWriter
Pros
- Eliminates recurring monthly fees for payment processing
- Checks are accepted by all major US banks
- Simple setup process works with standard printers
- Speeds up collections by bypassing traditional mail
- Reliable MICR line alignment for bank scanning
Cons
- Interface feels dated compared to modern SaaS
- Initial learning curve for alignment settings
- Requires manual data entry for basic versions
Worldpay
Pros
- Reliable uptime for high-volume transaction processing
- Extensive support for international payment methods
- Robust security features and PCI compliance assistance
- Seamless integration with major ecommerce platforms
- Wide variety of physical point-of-sale hardware
Cons
- Contract terms can be complex to navigate
- Customer support response times vary by region
- Pricing structures are not always transparent upfront