CoinPayments
CoinPayments is a global crypto payment gateway providing merchants with a secure platform to accept, store, and convert over 100 cryptocurrencies for online and physical retail transactions.
Stripe
Stripe provides a comprehensive financial infrastructure platform that allows businesses of all sizes to accept payments, manage billing cycles, and automate financial operations through a single integrated API.
Quick Comparison
| Feature | CoinPayments | Stripe |
|---|---|---|
| Website | coinpayments.net | stripe.com |
| Pricing Model | Freemium | Subscription |
| Starting Price | Free | $99/month |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✓ Has free plan | ✘ No free plan |
| Product Demo | ✘ No product demo | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2013 | 2010 |
| Headquarters | Vancouver, Canada | South San Francisco, USA |
Overview
CoinPayments
CoinPayments is a comprehensive crypto payment gateway that allows you to accept Bitcoin and over 100 other digital currencies on your website. Instead of dealing with complex blockchain integrations, you get a plug-and-play solution that handles everything from transaction processing to automatic currency conversion. You can integrate the platform directly into your existing online store or use it for point-of-sale transactions in a physical retail environment.
The platform serves a wide range of users, from solo entrepreneurs and small business owners to large-scale enterprise merchants across the globe. By using CoinPayments, you can reach a global customer base that prefers paying with digital assets while protecting yourself from the volatility of the crypto market through instant settlement options. It simplifies the entire lifecycle of a crypto transaction, providing you with the tools to manage your digital earnings securely.
Stripe
Stripe is a complete financial infrastructure platform that helps you accept payments and scale your business globally. You can integrate checkout experiences into your website or app, allowing you to take credit cards, digital wallets, and local payment methods with ease. Beyond simple transactions, the platform helps you manage recurring billing, handle marketplace payouts, and issue physical or virtual cards to your team.
You can also use built-in tools to fight fraud automatically and simplify your global tax compliance. Whether you are a solo founder starting a side project or a large enterprise managing complex global cash flows, you get access to the same high-performance tools. It eliminates the need for separate merchant accounts and gateways by providing everything you need to move money in one place.
Overview
CoinPayments Features
- Multi-Coin Support Accept over 100 different cryptocurrencies including Bitcoin, Ethereum, and Litecoin to give your customers maximum payment flexibility.
- Auto-Coin Conversion Convert your crypto earnings automatically into stablecoins or other digital assets to protect your business from market volatility.
- Fiat Settlements Settle your crypto payments directly into your bank account in national currencies like USD, EUR, or GBP.
- Shopping Cart Plugins Connect your store instantly with pre-built plugins for popular platforms like Shopify, WooCommerce, Magento, and OpenCart.
- Point of Sale Interface Accept cryptocurrency payments in person at your physical storefront using a simple web-based interface for your staff.
- Vault Protection Secure your digital assets in a long-term storage vault that requires a time-delayed withdrawal process for added safety.
Stripe Features
- Global Payments. Accept 135+ currencies and dozens of popular local payment methods to reach customers wherever they live.
- Stripe Checkout. Deploy a pre-built, high-conversion hosted payment page that automatically adapts to your customer's device and language.
- Subscription Billing. Manage recurring revenue with flexible logic for trials, coupons, and tiered pricing models without manual intervention.
- Radar Fraud Detection. Block fraudulent transactions automatically using machine learning trained on data from millions of global companies.
- Financial Reporting. Access real-time data and automated reports to speed up your monthly closing process and track growth.
- Stripe Tax. Calculate and collect sales tax, VAT, and GST automatically based on your customer's specific location.
Pricing Comparison
CoinPayments Pricing
- 0.5% flat transaction fee
- Access to 100+ cryptocurrencies
- Unlimited shopping cart plugins
- Point of Sale (POS) interface
- Basic wallet functionality
- Everything in Merchant, plus:
- Automatic coin conversion
- External exchange integration
- Fiat settlement options
- Advanced vault security features
Stripe Pricing
- 2.9% + 30¢ per successful card charge
- Access to 100+ features
- Real-time reporting tools
- Global payment methods
- Machine learning fraud protection
- 24/7 phone and chat support
- Volume-based discounts
- Multi-product discounts
- Country-specific pricing
- Interchange pricing available
- Dedicated support team
- Custom onboarding assistance
Pros & Cons
CoinPayments
Pros
- Extremely low transaction fees compared to credit cards
- Supports a massive variety of alternative digital coins
- Easy integration with most major e-commerce platforms
- Global reach allows you to accept international payments
Cons
- Customer support response times can be slow
- Strict account verification process for fiat withdrawals
- Interface feels dated compared to newer competitors
Stripe
Pros
- Extensive documentation makes technical setup very straightforward
- Supports a massive variety of global payment methods
- Clean and intuitive dashboard for non-technical users
- Seamless integration with hundreds of third-party apps
- Highly reliable uptime during peak shopping seasons
Cons
- Customer support response times can be inconsistent
- Account freezes can occur during sudden volume spikes
- Advanced features often require significant developer resources
- Dispute fees are non-refundable even if you win