SAP Concur
SAP Concur provides integrated travel, expense, and invoice management solutions that help you automate spending processes and gain total visibility into your organization's business expenditures and compliance.
Zoho Expense
Zoho Expense is an online expense reporting software designed to automate your entire business travel and expense management process from receipt storage to reimbursement and accounting integration.
Quick Comparison
| Feature | SAP Concur | Zoho Expense |
|---|---|---|
| Website | concur.com | zoho.com |
| Pricing Model | Custom | Freemium |
| Starting Price | Custom Pricing | Free |
| FREE Trial | ✓ 0 days free trial | ✓ 14 days free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 1993 | 1996 |
| Headquarters | Bellevue, USA | Chennai, India |
Overview
SAP Concur
SAP Concur helps you take full control of your business spending by connecting travel, expense, and invoice management in a single system. You can eliminate manual data entry by capturing receipts with a smartphone photo, which automatically populates expense reports. This automation ensures your team stays compliant with company policies while reducing the time spent on tedious administrative tasks.
The platform scales with your business, offering specialized tools for small teams and global enterprises alike. You can integrate your travel booking directly with expense reporting to see exactly where your budget goes in real-time. By using these connected tools, you gain the insights needed to negotiate better vendor rates and manage your cash flow more effectively.
Zoho Expense
Zoho Expense is a comprehensive expense management solution that helps you automate your entire reporting lifecycle. Instead of manually tracking paper receipts, you can use the mobile app to scan them instantly, allowing the software to extract data and create expense entries automatically. You can manage everything from multi-stage approval workflows to corporate card reconciliation in one centralized platform.
The platform simplifies business travel by letting you book trips, set per-diem rates, and enforce spending policies before costs are even incurred. It scales effectively for any business size, offering a free plan for small teams and robust enterprise features for global organizations. By integrating directly with Zoho Books and other major accounting tools, it ensures your financial data stays synchronized without manual data entry.
Overview
SAP Concur Features
- Expense It Snap photos of your receipts with your phone to automatically create, categorize, and itemize expense entries for faster reimbursement.
- Concur Travel Book flights, hotels, and cars within your company policy while automatically syncing every booking detail to your expense report.
- Invoice Automation Capture and process paper and electronic invoices automatically to speed up payments and eliminate manual data entry errors.
- Policy Audit Set up automated rules that flag non-compliant spending before it happens, ensuring everyone follows your company's specific travel policies.
- Mobile App Manage approvals, track mileage via GPS, and submit entire expense reports from your mobile device while traveling for work.
- Business Intelligence Access visual reports and dashboards that show you exactly where you are spending money across different departments and vendors.
Zoho Expense Features
- Autoscan Receipts. Snap photos of your receipts with your phone and let the AI automatically extract key data for instant expense creation.
- Corporate Card Mapping. Connect your corporate cards to automatically import transactions and reconcile them with your employee expense reports in seconds.
- Travel Management. Book flights, hotels, and cars directly within the platform while ensuring all bookings stay within your company's travel policy.
- Multi-stage Approvals. Set up custom approval hierarchies so reports automatically route to the right managers for faster reimbursement cycles.
- Policy Compliance. Define spending limits and categories to automatically flag violations, ensuring your team stays within budget at all times.
- Direct Reimbursements. Pay your employees back quickly by initiating reimbursements directly through integrated payment gateways like ICICI or HSBC.
Pricing Comparison
SAP Concur Pricing
Zoho Expense Pricing
- Up to 3 users
- 20 receipt autoscans per month
- Expense reporting
- Multi-currency support
- Mobile app access
- Everything in Free, plus:
- Unlimited receipt autoscans
- Unlimited users (billed per user)
- Policy compliance checks
- Multi-stage approval flows
- Corporate card reconciliation
Pros & Cons
SAP Concur
Pros
- Mobile receipt capture saves hours of manual data entry
- Seamless integration with major corporate credit card providers
- Robust policy enforcement prevents accidental overspending and fraud
- Extensive ecosystem of travel partners and app integrations
Cons
- User interface can feel dated compared to newer startups
- Initial setup and configuration requires significant time investment
- Customer support response times can be slow during peak periods
- Advanced reporting features have a steep learning curve
Zoho Expense
Pros
- Excellent mobile app for scanning receipts on the go
- Seamless integration with the broader Zoho ecosystem
- Affordable pricing compared to major enterprise competitors
- Highly customizable approval workflows for complex teams
Cons
- Occasional delays in AI receipt data extraction
- Interface can feel cluttered for very simple users
- Customer support response times vary by region