Confirmo
Confirmo is a cryptocurrency payment gateway that enables businesses to accept Bitcoin and other digital assets with automated conversion to fiat currency for secure global transactions.
Marqeta
Marqeta is a modern card issuing and payment processing platform providing the infrastructure you need to create, manage, and scale customized physical, virtual, and tokenized payment card programs.
Quick Comparison
| Feature | Confirmo | Marqeta |
|---|---|---|
| Website | confirmo.net | marqeta.com |
| Pricing Model | Subscription | Custom |
| Starting Price | $??/month | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2014 | 2010 |
| Headquarters | Prague, Czech Republic | Oakland, USA |
Overview
Confirmo
Confirmo is a dedicated cryptocurrency payment gateway designed to help you accept digital assets without the headache of market volatility. You can integrate crypto payments into your online store, send automated invoices, or manage manual billing through a centralized dashboard. The platform handles the technical complexity of the blockchain, allowing you to focus on your core business while reaching a global audience of crypto users.
You can choose to keep your settlements in cryptocurrency or have them automatically converted to fiat currencies like EUR, USD, or CZK and sent directly to your bank account. It eliminates the risk of price fluctuations by locking in exchange rates at the moment of transaction. Whether you run a small e-shop or a high-volume enterprise, you get a secure environment to modernize your checkout experience.
Marqeta
Marqeta provides the modern infrastructure you need to build and launch sophisticated card programs without the legacy constraints of traditional banks. You can issue physical, virtual, and tokenized cards instantly, giving you total control over how payments are authorized and processed. The platform is designed for developers, offering open APIs that allow you to integrate payment capabilities directly into your own applications and workflows.
You can solve complex payment challenges like on-demand delivery, expense management, and digital banking with ease. By using their Just-in-Time (JIT) Gateway Funding, you can participate in the authorization process in real-time to approve or decline transactions based on your own business logic. This flexibility helps you reduce fraud, manage liquidity, and create unique commerce experiences for your customers.
Overview
Confirmo Features
- Automated Fiat Settlement Protect your margins by automatically converting incoming crypto payments into your preferred local currency like EUR or USD.
- Ready-made Plugins Connect your store instantly using pre-built plugins for popular platforms like WooCommerce, Shopify, Magento, and Prestashop.
- Customizable Invoices Generate professional crypto invoices with your branding and send them to clients via email or direct links.
- Point of Sale App Accept Bitcoin and Lightning Network payments in your physical store using a simple web-based POS interface.
- Mass Payouts Send multiple payments to partners or employees worldwide simultaneously using the automated API-driven payout system.
- Lightning Network Support Enable near-instant transactions with minimal fees for your customers by utilizing the Bitcoin Lightning Network.
Marqeta Features
- Just-in-Time Funding. Control your cash flow by funding transactions in real-time at the exact moment of purchase to minimize idle balances.
- Instant Virtual Issuance. Generate and deploy virtual cards immediately so your users can start spending through digital wallets without waiting for mail.
- Dynamic Spend Controls. Set granular rules for where, when, and how much can be spent to prevent fraud and ensure policy compliance.
- Tokenization Services. Provision cards securely into Apple Pay and Google Pay to provide your customers with a modern mobile payment experience.
- Webhooks & Real-time Data. Receive instant notifications for every transaction event so you can trigger automated workflows and keep your records synced.
- Physical Card Customization. Design and ship branded physical cards with custom materials and features to strengthen your brand identity with users.
Pricing Comparison
Confirmo Pricing
- 0.8% transaction fee
- Unlimited incoming payments
- Access to all e-commerce plugins
- Fiat currency settlements
- Email and ticket support
- Dashboard analytics
- Custom transaction volume rates
- Dedicated account manager
- Priority API support
- Custom settlement schedules
- Advanced security reporting
- Tailored integration assistance
Marqeta Pricing
Pros & Cons
Confirmo
Pros
- No monthly subscription fees or hidden setup costs
- Fast settlement to bank accounts in major fiat currencies
- Supports Lightning Network for instant low-fee transactions
- Simple integration with major e-commerce platforms
- Clean and intuitive dashboard for transaction tracking
Cons
- Limited selection of supported cryptocurrencies compared to competitors
- Customer support is primarily ticket-based rather than live chat
- Requires full KYC verification before you can withdraw funds
Marqeta
Pros
- Highly flexible API documentation for rapid development
- Real-time transaction data provides excellent visibility
- Superior control over authorization logic via JIT funding
- Scales reliably for high-volume enterprise payment programs
Cons
- Significant technical expertise required for initial setup
- Complex compliance and regulatory hurdles to navigate
- Pricing is not transparent for smaller startups