Confirmo
Confirmo is a cryptocurrency payment gateway that enables businesses to accept Bitcoin and other digital assets with automated conversion to fiat currency for secure global transactions.
UPay
UPay is a comprehensive digital payment and financial services platform providing multi-currency crypto cards, global money transfers, and integrated payment solutions to simplify your personal and business transactions.
Quick Comparison
| Feature | Confirmo | UPay |
|---|---|---|
| Website | confirmo.net | upay.com |
| Pricing Model | Subscription | Freemium |
| Starting Price | $??/month | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✘ No product demo |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2014 | 2022 |
| Headquarters | Prague, Czech Republic | Dubai, UAE |
Overview
Confirmo
Confirmo is a dedicated cryptocurrency payment gateway designed to help you accept digital assets without the headache of market volatility. You can integrate crypto payments into your online store, send automated invoices, or manage manual billing through a centralized dashboard. The platform handles the technical complexity of the blockchain, allowing you to focus on your core business while reaching a global audience of crypto users.
You can choose to keep your settlements in cryptocurrency or have them automatically converted to fiat currencies like EUR, USD, or CZK and sent directly to your bank account. It eliminates the risk of price fluctuations by locking in exchange rates at the moment of transaction. Whether you run a small e-shop or a high-volume enterprise, you get a secure environment to modernize your checkout experience.
UPay
UPay is a versatile financial platform designed to bridge the gap between traditional fiat currency and digital assets. You can manage your finances through a unified interface that supports multi-currency accounts, allowing you to hold, convert, and spend both crypto and fiat seamlessly. The platform is particularly useful if you travel frequently or operate internationally, as it provides virtual and physical Visa or Mastercard options that work globally.
Beyond simple spending, you can use the platform to facilitate cross-border transfers with lower fees than traditional banks. It serves a diverse audience ranging from individual crypto enthusiasts to businesses needing efficient payout methods. By integrating your digital assets directly into a spending card, you eliminate the friction of moving funds between exchanges and bank accounts, giving you instant liquidity for your digital portfolio.
Overview
Confirmo Features
- Automated Fiat Settlement Protect your margins by automatically converting incoming crypto payments into your preferred local currency like EUR or USD.
- Ready-made Plugins Connect your store instantly using pre-built plugins for popular platforms like WooCommerce, Shopify, Magento, and Prestashop.
- Customizable Invoices Generate professional crypto invoices with your branding and send them to clients via email or direct links.
- Point of Sale App Accept Bitcoin and Lightning Network payments in your physical store using a simple web-based POS interface.
- Mass Payouts Send multiple payments to partners or employees worldwide simultaneously using the automated API-driven payout system.
- Lightning Network Support Enable near-instant transactions with minimal fees for your customers by utilizing the Bitcoin Lightning Network.
UPay Features
- Multi-Currency Cards. Spend your crypto or fiat anywhere Visa and Mastercard are accepted using virtual or physical cards linked to your wallet.
- Instant Crypto Conversion. Convert your digital assets into spendable fiat currency instantly so you can pay for everyday goods and services.
- Global Money Transfers. Send funds to friends, family, or business partners across borders quickly with competitive exchange rates and transparent fees.
- Real-Time Transaction Tracking. Monitor your spending habits and account activity with instant push notifications and a detailed digital transaction history.
- Secure Digital Wallet. Store your digital assets in a secure environment protected by multi-factor authentication and advanced encryption protocols.
- In-App Currency Exchange. Swap between different cryptocurrencies or fiat denominations directly within the app to take advantage of market movements.
Pricing Comparison
Confirmo Pricing
- 0.8% transaction fee
- Unlimited incoming payments
- Access to all e-commerce plugins
- Fiat currency settlements
- Email and ticket support
- Dashboard analytics
- Custom transaction volume rates
- Dedicated account manager
- Priority API support
- Custom settlement schedules
- Advanced security reporting
- Tailored integration assistance
UPay Pricing
- Free app download
- Digital wallet access
- Real-time price alerts
- In-app support
- Basic transaction history
- Everything in Standard, plus:
- Virtual card issuance fee
- Low monthly maintenance fee
- Crypto-to-fiat conversion
- Global online shopping access
- ATM withdrawal capabilities
Pros & Cons
Confirmo
Pros
- No monthly subscription fees or hidden setup costs
- Fast settlement to bank accounts in major fiat currencies
- Supports Lightning Network for instant low-fee transactions
- Simple integration with major e-commerce platforms
- Clean and intuitive dashboard for transaction tracking
Cons
- Limited selection of supported cryptocurrencies compared to competitors
- Customer support is primarily ticket-based rather than live chat
- Requires full KYC verification before you can withdraw funds
UPay
Pros
- Fast card issuance for immediate online spending
- Supports a wide variety of popular cryptocurrencies
- User-friendly mobile interface for easy navigation
- Competitive exchange rates for cross-border transfers
Cons
- Customer support response times can be slow
- Verification process sometimes requires multiple attempts
- Fees for card maintenance can add up