Copilot
Copilot is a modern personal finance app that helps you track your net worth, manage budgets, and monitor investments through automated transaction categorization and real-time account syncing.
Tiller
Tiller is a personal finance software that automatically syncs your daily spending, income, and balances into Google Sheets and Microsoft Excel to help you take full control of your money.
Quick Comparison
| Feature | Copilot | Tiller |
|---|---|---|
| Website | copilot.money | tillermoney.com |
| Pricing Model | Subscription | Subscription |
| Starting Price | $13/month | $6.58/month |
| FREE Trial | ✓ 30 days free trial | ✓ 30 days free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✘ No product demo | ✘ No product demo |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2019 | 2015 |
| Headquarters | New York, USA | Seattle, USA |
Overview
Copilot
Copilot is a highly visual personal finance tool designed to give you total control over your money. You can connect all your bank accounts, credit cards, and investment portfolios to see your entire financial life in one place. The app uses machine learning to intelligently categorize your spending, but it keeps you in the driver's seat by letting you review and approve every transaction. This ensures your data stays accurate and your budget reflects your actual habits.
You can set up flexible monthly budgets that adapt to your lifestyle rather than forcing you into rigid categories. The platform also tracks your recurring subscriptions and upcoming bills so you never get hit with a surprise charge. Whether you are focused on aggressive saving or long-term wealth building, you get the clarity needed to make smarter financial decisions every day.
Tiller
Tiller gives you the flexibility of a spreadsheet with the automation of a modern financial app. Instead of manually entering every coffee or bill payment, you can automatically sync your bank transactions and balances directly into Google Sheets or Microsoft Excel. This approach lets you build a completely custom budget, track your net worth, or analyze your spending habits without the rigid constraints of traditional banking apps.
You can choose from a variety of pre-built templates or design your own unique financial dashboard from scratch. Because your data lives in your own private spreadsheet, you maintain full ownership and privacy while using powerful sorting and filtering tools. It is a hands-on solution for people who want to see exactly where their money goes and manage their financial future with total precision.
Overview
Copilot Features
- Automated Categorization Save time as the app learns your spending habits and automatically sorts transactions into the right budget categories.
- Investment Tracking Monitor your entire portfolio performance and asset allocation across different brokerage accounts in a single unified view.
- Subscription Management Identify all your recurring charges and upcoming bills in one list so you can cancel what you don't use.
- Real-Time Syncing Connect your accounts via Plaid or Finicity to see your latest balances and transactions updated throughout the day.
- Custom Budgeting Create personalized spending limits for different categories and track your remaining funds with visual progress bars.
- Net Worth Monitoring Track the growth of your total wealth over time by automatically balancing your assets against your liabilities.
Tiller Features
- Automated Data Feeds. Connect your bank accounts to automatically sync transactions and balances into your spreadsheets every day.
- Foundation Template. Start immediately with a comprehensive template that includes monthly budgets, yearly trackers, and net worth dashboards.
- Auto-Categorization. Create custom rules to automatically categorize your spending so your budget stays organized without manual effort.
- Daily Email Digests. Stay on top of your finances with a daily summary of your latest transactions and account balances sent to your inbox.
- Multi-Platform Support. Manage your money wherever you feel most comfortable, whether you prefer Google Sheets or Microsoft Excel.
- Privacy-First Security. Protect your financial data with bank-grade encryption and the knowledge that Tiller never sees your login credentials.
Pricing Comparison
Copilot Pricing
- Unlimited account connections
- Real-time transaction syncing
- Investment and crypto tracking
- Custom categories and budgets
- Ad-free experience
- Secure data encryption
- Everything in Monthly, plus:
- Significant savings over monthly billing
- Full year of financial history
- Priority customer support
- Early access to new features
- Billed as $95 per year
Tiller Pricing
- Automated bank feeds
- Google Sheets & Excel support
- Unlimited spreadsheets
- Customizable templates
- Daily email alerts
- Helpful community support
- Full access to all features
- Connect unlimited accounts
- Try all available templates
- Automated data syncing
- No commitment required
Pros & Cons
Copilot
Pros
- Beautiful and highly intuitive user interface
- Superior transaction categorization compared to competitors
- Fast and reliable bank account syncing
- No intrusive advertisements or third-party offers
- Excellent support for tracking cryptocurrency assets
Cons
- Currently only available on Apple devices
- No free version available after trial
- Limited manual transaction entry capabilities
- Subscription cost is higher than some alternatives
Tiller
Pros
- Ultimate flexibility to build your own custom budget
- No advertisements or unwanted financial product pitches
- Reliable automated syncing saves hours of manual entry
- Excellent customer support and active user community
- Supports both Google Sheets and Microsoft Excel
Cons
- Requires basic knowledge of how spreadsheets work
- No native mobile app for on-the-go tracking
- Initial setup can take time for complex budgets