Checkout.com vs FIS Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Checkout.com

0.0 (0 reviews)

Checkout.com is a global payments platform providing end-to-end financial solutions including payment processing, fraud detection, and card issuing to help businesses scale their international digital commerce operations.

Starting at --
Free Trial NO FREE TRIAL
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FIS

0.0 (0 reviews)

FIS provides financial technology solutions that help you manage core banking, global payments, and capital markets operations through integrated software and data-driven services.

Starting at --
Free Trial NO FREE TRIAL

Quick Comparison

Feature Checkout.com FIS
Website checkout.com fisglobal.com
Pricing Model Custom Custom
Starting Price Custom Pricing Custom Pricing
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile saas on-premise mobile
Integrations Shopify Salesforce Adobe Commerce BigCommerce WooCommerce SAP Microsoft Dynamics 365 Chargebee Zuora Workday Microsoft Azure AWS Salesforce SAP Oracle SWIFT Visa Mastercard
Target Users mid-market enterprise mid-market enterprise
Target Industries ecommerce fintech gaming banking finance insurance
Customer Count 0 0
Founded Year 2012 1968
Headquarters London, UK Jacksonville, USA

Overview

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Checkout.com

Checkout.com provides you with a unified platform to manage every stage of the payment lifecycle. You can accept global payments, manage risk, and issue your own cards through a single integration. The platform is designed to handle high-volume transactions for global brands, offering deep data insights that help you improve authorization rates and reduce friction at the point of sale.

You can customize your checkout experience to match your brand while accessing over 150 currencies and dozens of local payment methods. Whether you are expanding into new markets or looking to optimize your existing payment stack, the platform gives you the tools to monitor performance in real-time and protect your revenue from sophisticated fraud.

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FIS

FIS offers a massive suite of financial technology that helps you run everything from a local credit union to a global investment bank. You can manage core banking ledgers, process credit card payments, and handle complex asset management all within their integrated ecosystem. It solves the problem of fragmented financial data by providing a single source of truth for your transactions and customer information.

Whether you are a startup fintech or a Fortune 500 institution, you can scale your operations using their cloud-based infrastructure. The platform focuses on automating high-volume financial tasks and ensuring your business stays compliant with global regulations. You can choose specific modules for retail banking, wealth management, or merchant services depending on your specific business goals.

Overview

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Checkout.com Features

  • Global Acquiring Process payments in over 150 currencies with local acquiring in major markets to boost your authorization rates.
  • Intelligent Acceptance Use AI-driven optimization to automatically route transactions and format data, ensuring you capture every possible sale.
  • Fraud Detection Protect your business with machine learning tools that identify and block suspicious activity without blocking legitimate customers.
  • Flexible Integration Choose between hosted payment pages, mobile SDKs, or full API integration to build the exact checkout experience you need.
  • Card Issuing Create and manage your own virtual or physical card programs to streamline payouts and control corporate spending.
  • Real-time Reporting Access granular transaction data and financial analytics instantly so you can make informed decisions about your business growth.
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FIS Features

  • Core Banking Processing. Manage your daily banking operations and customer accounts with a centralized ledger system built for high-volume transactions.
  • Digital Payment Suite. Accept payments globally across multiple channels including mobile, online, and in-person with integrated fraud protection.
  • Wealth Management Tools. Provide your clients with personalized investment advice and automated portfolio management through a unified advisor dashboard.
  • Risk and Compliance. Automate your regulatory reporting and monitor transactions in real-time to detect and prevent financial crime.
  • Capital Markets Trading. Execute trades and manage your lifecycle of assets with sophisticated tools designed for institutional investors.
  • Commercial Lending. Streamline your entire loan lifecycle from application to servicing with automated credit analysis and document management.

Pricing Comparison

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Checkout.com Pricing

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FIS Pricing

Pros & Cons

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Checkout.com

Pros

  • High authorization rates for international transactions
  • Unified platform simplifies complex global payment stacks
  • Excellent documentation for developers and technical teams
  • Granular data insights help optimize payment performance

Cons

  • Custom pricing lacks transparency for smaller merchants
  • Lengthy onboarding process for high-risk industries
  • Support response times can vary during peak periods
A

FIS

Pros

  • Extensive global reach for international payment processing
  • Highly scalable architecture handles massive transaction volumes
  • Deep industry expertise ensures strong regulatory compliance
  • Comprehensive suite covers almost every financial use case

Cons

  • Implementation process can be long and complex
  • User interface feels dated in some legacy modules
  • Customer support response times vary by region
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