HES FinTech
HES FinTech provides modular lending software that automates the full loan lifecycle from digital onboarding and credit scoring to automated servicing and debt collection for financial institutions.
Mortgage Automator
Mortgage Automator is a cloud-based loan LOS designed to streamline the end-to-end lifecycle of private lending, from initial intake and automated documentation to comprehensive servicing and investor reporting.
Quick Comparison
| Feature | HES FinTech | Mortgage Automator |
|---|---|---|
| Website | hesfintech.com | mortgageautomator.com |
| Pricing Model | Custom | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2012 | 2013 |
| Headquarters | Vilnius, Lithuania | Toronto, Canada |
Overview
HES FinTech
HES FinTech provides a modular platform designed to automate your entire lending operation. You can replace slow, manual processes with a digital ecosystem that handles everything from the initial customer application and automated credit scoring to loan disbursement and final repayment. The software is built to scale with your business, whether you are a startup neobank or an established commercial lender looking to modernize your tech stack.
You can customize the platform to fit specific lending products like consumer loans, mortgages, or SME financing. By using built-in AI scoring and automated decision engines, you reduce human error and speed up your time-to-market. The platform focuses on helping you lower operational costs while providing your borrowers with a frictionless, mobile-ready experience that keeps them coming back.
Mortgage Automator
Mortgage Automator is a comprehensive platform designed to handle the unique demands of private and hard money lending. You can manage your entire loan pipeline in one place, moving seamlessly from the initial application and credit checks to generating complex legal documents with a single click. The software eliminates manual data entry by centralizing borrower information and automating the repetitive tasks that typically slow down the closing process.
Beyond just origination, you can handle full loan servicing, including payment processing, interest calculations, and automated late notices. The platform also provides dedicated portals for your borrowers and investors, allowing them to track their portfolios and access documents independently. Whether you are a small boutique lender or a large-scale private firm, you can scale your operations without increasing your administrative headcount.
Overview
HES FinTech Features
- Digital Onboarding Create seamless application flows for your customers with mobile-friendly web portals that capture data and documents instantly.
- GiniMachine AI Scoring Make faster, more accurate lending decisions by using advanced machine learning models to predict borrower risk in real-time.
- Loan Servicing Engine Automate your daily operations including interest calculations, payment scheduling, and automated notifications to keep your portfolio healthy.
- Debt Collection Module Manage overdue accounts effectively with automated reminders and a structured workflow for your recovery teams to minimize losses.
- Back-Office Management Give your team a centralized dashboard to review applications, manage user roles, and generate detailed financial reports.
- Document Automation Generate loan agreements and certificates automatically using custom templates to save time and ensure legal compliance.
Mortgage Automator Features
- Automated Document Generation. Generate complete, error-free commitment letters and loan packages in seconds using your own custom templates.
- Investor Management Portal. Give your investors real-time access to their portfolio performance, tax documents, and monthly statements through a secure portal.
- Full Loan Servicing. Automate your payment collection, interest calculations, and escrow management while tracking every transaction in a detailed ledger.
- Borrower Application Intake. Collect lead information directly through a customizable web portal that automatically syncs data into your active loan pipeline.
- Compliance and Reporting. Stay ahead of regulatory requirements with built-in compliance checks and generate detailed production reports with a few clicks.
- Integrated Credit Reporting. Pull credit scores and background data directly within the platform to make faster, more informed lending decisions.
Pricing Comparison
HES FinTech Pricing
Mortgage Automator Pricing
Pros & Cons
HES FinTech
Pros
- Modular architecture allows you to buy only what you need
- Highly customizable workflows adapt to unique local lending regulations
- Strong AI-driven credit scoring improves your portfolio quality
- Responsive technical support helps you through the implementation phase
Cons
- Custom implementation process requires significant initial time investment
- Lack of transparent public pricing makes budget planning difficult
- Learning curve exists for staff managing the complex back-office
Mortgage Automator
Pros
- Drastically reduces time spent on document preparation
- Excellent customer support with fast response times
- Highly customizable templates for complex legal documents
- Centralizes investor and borrower communication effectively
Cons
- Initial setup and template mapping takes time
- Pricing is not transparent for small shops
- Learning curve for advanced servicing features