Justt
Justt is an automated chargeback mitigation software that uses AI and behavioral data to help merchants recover lost revenue by simplifying the complex dispute resolution process.
Marqeta
Marqeta is a modern card issuing and payment processing platform providing the infrastructure you need to create, manage, and scale customized physical, virtual, and tokenized payment card programs.
Quick Comparison
| Feature | Justt | Marqeta |
|---|---|---|
| Website | justt.ai | marqeta.com |
| Pricing Model | Custom | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2020 | 2010 |
| Headquarters | Tel Aviv, Israel | Oakland, USA |
Overview
Justt
Justt provides an automated solution to help you win back revenue lost to unfair chargebacks. Instead of manually gathering evidence and navigating complex bank rules, you can rely on their AI-driven engine to handle the heavy lifting. The platform connects directly to your payment processor, identifies winnable disputes, and builds customized evidence packages tailored to each specific case and card network requirement.
You can stop wasting hours on administrative tasks and focus on growing your business while the software scales your dispute responses. It works behind the scenes to improve your win rates by learning from millions of data points and adapting to evolving industry regulations. Whether you are a high-volume e-commerce merchant or a digital service provider, the platform streamlines your entire post-transaction workflow.
Marqeta
Marqeta provides the modern infrastructure you need to build and launch sophisticated card programs without the legacy constraints of traditional banks. You can issue physical, virtual, and tokenized cards instantly, giving you total control over how payments are authorized and processed. The platform is designed for developers, offering open APIs that allow you to integrate payment capabilities directly into your own applications and workflows.
You can solve complex payment challenges like on-demand delivery, expense management, and digital banking with ease. By using their Just-in-Time (JIT) Gateway Funding, you can participate in the authorization process in real-time to approve or decline transactions based on your own business logic. This flexibility helps you reduce fraud, manage liquidity, and create unique commerce experiences for your customers.
Overview
Justt Features
- Hands-off Automation Automate your entire dispute process from initial notification to final resolution without manual data entry or filing.
- Smart Evidence Collection Gather all necessary transaction data and customer footprints automatically to build the strongest possible case for every dispute.
- AI-Driven Tailoring Create customized response packages that adapt to specific card schemes and merchant category codes for higher win rates.
- Real-time Analytics Track your recovery performance and win rates through a centralized dashboard that shows exactly how much revenue you've recovered.
- Seamless Integrations Connect your existing payment gateways and e-commerce platforms quickly to start defending your revenue with minimal technical effort.
- Success-Based Logic Align your interests with a solution that focuses on winning cases rather than just processing high volumes of paperwork.
Marqeta Features
- Just-in-Time Funding. Control your cash flow by funding transactions in real-time at the exact moment of purchase to minimize idle balances.
- Instant Virtual Issuance. Generate and deploy virtual cards immediately so your users can start spending through digital wallets without waiting for mail.
- Dynamic Spend Controls. Set granular rules for where, when, and how much can be spent to prevent fraud and ensure policy compliance.
- Tokenization Services. Provision cards securely into Apple Pay and Google Pay to provide your customers with a modern mobile payment experience.
- Webhooks & Real-time Data. Receive instant notifications for every transaction event so you can trigger automated workflows and keep your records synced.
- Physical Card Customization. Design and ship branded physical cards with custom materials and features to strengthen your brand identity with users.
Pricing Comparison
Justt Pricing
Marqeta Pricing
Pros & Cons
Justt
Pros
- Success-based pricing means no upfront financial risk
- Significantly reduces manual workload for finance teams
- Higher win rates compared to manual internal processes
- Quick implementation with major payment processors
Cons
- Pricing details are not transparently listed online
- Primarily built for high-volume merchants rather than startups
- Requires sharing sensitive transaction data for full automation
Marqeta
Pros
- Highly flexible API documentation for rapid development
- Real-time transaction data provides excellent visibility
- Superior control over authorization logic via JIT funding
- Scales reliably for high-volume enterprise payment programs
Cons
- Significant technical expertise required for initial setup
- Complex compliance and regulatory hurdles to navigate
- Pricing is not transparent for smaller startups