Justt
Justt is an automated chargeback mitigation software that uses AI and behavioral data to help merchants recover lost revenue by simplifying the complex dispute resolution process.
UPay
UPay is a comprehensive digital payment and financial services platform providing multi-currency crypto cards, global money transfers, and integrated payment solutions to simplify your personal and business transactions.
Quick Comparison
| Feature | Justt | UPay |
|---|---|---|
| Website | justt.ai | upay.com |
| Pricing Model | Custom | Freemium |
| Starting Price | Custom Pricing | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✘ No product demo |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2020 | 2022 |
| Headquarters | Tel Aviv, Israel | Dubai, UAE |
Overview
Justt
Justt provides an automated solution to help you win back revenue lost to unfair chargebacks. Instead of manually gathering evidence and navigating complex bank rules, you can rely on their AI-driven engine to handle the heavy lifting. The platform connects directly to your payment processor, identifies winnable disputes, and builds customized evidence packages tailored to each specific case and card network requirement.
You can stop wasting hours on administrative tasks and focus on growing your business while the software scales your dispute responses. It works behind the scenes to improve your win rates by learning from millions of data points and adapting to evolving industry regulations. Whether you are a high-volume e-commerce merchant or a digital service provider, the platform streamlines your entire post-transaction workflow.
UPay
UPay is a versatile financial platform designed to bridge the gap between traditional fiat currency and digital assets. You can manage your finances through a unified interface that supports multi-currency accounts, allowing you to hold, convert, and spend both crypto and fiat seamlessly. The platform is particularly useful if you travel frequently or operate internationally, as it provides virtual and physical Visa or Mastercard options that work globally.
Beyond simple spending, you can use the platform to facilitate cross-border transfers with lower fees than traditional banks. It serves a diverse audience ranging from individual crypto enthusiasts to businesses needing efficient payout methods. By integrating your digital assets directly into a spending card, you eliminate the friction of moving funds between exchanges and bank accounts, giving you instant liquidity for your digital portfolio.
Overview
Justt Features
- Hands-off Automation Automate your entire dispute process from initial notification to final resolution without manual data entry or filing.
- Smart Evidence Collection Gather all necessary transaction data and customer footprints automatically to build the strongest possible case for every dispute.
- AI-Driven Tailoring Create customized response packages that adapt to specific card schemes and merchant category codes for higher win rates.
- Real-time Analytics Track your recovery performance and win rates through a centralized dashboard that shows exactly how much revenue you've recovered.
- Seamless Integrations Connect your existing payment gateways and e-commerce platforms quickly to start defending your revenue with minimal technical effort.
- Success-Based Logic Align your interests with a solution that focuses on winning cases rather than just processing high volumes of paperwork.
UPay Features
- Multi-Currency Cards. Spend your crypto or fiat anywhere Visa and Mastercard are accepted using virtual or physical cards linked to your wallet.
- Instant Crypto Conversion. Convert your digital assets into spendable fiat currency instantly so you can pay for everyday goods and services.
- Global Money Transfers. Send funds to friends, family, or business partners across borders quickly with competitive exchange rates and transparent fees.
- Real-Time Transaction Tracking. Monitor your spending habits and account activity with instant push notifications and a detailed digital transaction history.
- Secure Digital Wallet. Store your digital assets in a secure environment protected by multi-factor authentication and advanced encryption protocols.
- In-App Currency Exchange. Swap between different cryptocurrencies or fiat denominations directly within the app to take advantage of market movements.
Pricing Comparison
Justt Pricing
UPay Pricing
- Free app download
- Digital wallet access
- Real-time price alerts
- In-app support
- Basic transaction history
- Everything in Standard, plus:
- Virtual card issuance fee
- Low monthly maintenance fee
- Crypto-to-fiat conversion
- Global online shopping access
- ATM withdrawal capabilities
Pros & Cons
Justt
Pros
- Success-based pricing means no upfront financial risk
- Significantly reduces manual workload for finance teams
- Higher win rates compared to manual internal processes
- Quick implementation with major payment processors
Cons
- Pricing details are not transparently listed online
- Primarily built for high-volume merchants rather than startups
- Requires sharing sensitive transaction data for full automation
UPay
Pros
- Fast card issuance for immediate online spending
- Supports a wide variety of popular cryptocurrencies
- User-friendly mobile interface for easy navigation
- Competitive exchange rates for cross-border transfers
Cons
- Customer support response times can be slow
- Verification process sometimes requires multiple attempts
- Fees for card maintenance can add up