Betterment at Work
Betterment at Work provides a comprehensive financial wellness platform that helps you offer 401(k) plans, student loan repayment tools, and automated investing to support your employees' long-term goals.
Origin
Origin is a comprehensive financial wellness platform that provides employees with automated money management tools, professional financial planning, and integrated equity tracking to improve their overall financial health.
Quick Comparison
| Feature | Betterment at Work | Origin |
|---|---|---|
| Website | betterment.com | originfinancial.com |
| Pricing Model | Subscription | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2008 | 2018 |
| Headquarters | New York, USA | San Francisco, USA |
Overview
Betterment at Work
Betterment at Work is a modern financial benefits platform designed to help you support your employees' complete financial lives. Instead of offering just a 401(k), you can provide a holistic suite of tools including automated investing, high-yield cash accounts, and student loan management. The platform simplifies the administrative burden for your HR team by automating payroll integrations and compliance tasks, allowing you to focus on people rather than paperwork.
You can empower your workforce with personalized financial advice and easy-to-use digital tools that help them save for retirement and manage debt simultaneously. Whether you are a small startup or a growing mid-market company, the platform scales to meet your needs with transparent pricing and a user-friendly interface that encourages high employee participation and engagement.
Origin
Origin is a comprehensive financial wellness platform designed to help you take full control of your money through your employer. Instead of juggling multiple bank apps and spreadsheets, you get a single dashboard that integrates your bank accounts, investments, and workplace benefits. You can track your net worth in real-time, manage your spending, and create automated budgets that actually stick.
The platform connects you directly with Certified Financial Planners for unlimited 1-on-1 coaching sessions to help you navigate complex decisions like buying a home or managing debt. It also simplifies your taxes by providing filing tools and expert guidance. By integrating your salary and equity data, Origin helps you understand the true value of your total compensation package while providing the tools to grow your wealth over time.
Overview
Betterment at Work Features
- Automated 401(k) Administration Sync your payroll provider to automate contributions, recordkeeping, and compliance testing without manual data entry.
- Student Loan Management Help your employees pay down debt faster by offering tax-free employer matching contributions toward their student loans.
- Personalized Financial Advice Give your team access to automated, goal-based investment portfolios and expert guidance tailored to their specific milestones.
- High-Yield Cash Accounts Provide your employees with a secure place to earn competitive interest on their short-term savings with no monthly fees.
- Commercial Real Estate Access Allow your employees to diversify their retirement portfolios by investing in private commercial real estate through Goldman Sachs.
- Employee Dashboard Enable your staff to track all their accounts, set savings goals, and view their net worth in one mobile-friendly interface.
Origin Features
- Financial Planner Access. Book unlimited 1-on-1 video sessions with Certified Financial Planners to build a personalized roadmap for your money goals.
- Equity Management. Track your stock options and restricted stock units in real-time to understand your total compensation and tax implications.
- Automated Budgeting. Connect your bank accounts to automatically categorize spending and monitor your cash flow without manual data entry.
- Tax Filing & Strategy. File your state and federal taxes directly through the platform and get expert advice on optimizing your tax returns.
- Estate Planning. Create essential legal documents like wills and trusts within the app to protect your assets and your family's future.
- Net Worth Tracking. Monitor your entire financial life in one view by linking external accounts, loans, and retirement funds for total visibility.
Pricing Comparison
Betterment at Work Pricing
Origin Pricing
Pros & Cons
Betterment at Work
Pros
- Modern and intuitive user interface for employees
- Seamless integration with popular payroll providers
- Unique student loan matching feature boosts retention
- Low-cost investment options compared to traditional providers
- Quick and straightforward implementation process
Cons
- Limited customization for highly complex plan designs
- Customer support response times can vary during peak seasons
- Investment options are primarily restricted to ETFs
Origin
Pros
- Unlimited access to certified financial experts
- Consolidated view of all financial accounts
- Easy tracking of complex equity packages
- User-friendly interface for non-financial experts
- Comprehensive tax filing included at no cost
Cons
- Only available through participating employer plans
- Investment management features are relatively basic
- Initial account syncing can occasionally disconnect