Authorize.net
Authorize.net is a reliable payment gateway that helps you accept credit cards, contactless payments, and e-checks through your website, mobile app, or retail store securely.
Payhip
Payhip is an all-in-one e-commerce platform that allows you to sell digital downloads, online courses, coaching services, memberships, and physical products directly to your customers through a customizable storefront.
Quick Comparison
| Feature | Authorize.net | Payhip |
|---|---|---|
| Website | authorize.net | payhip.com |
| Pricing Model | Subscription | Freemium |
| Starting Price | $25/month | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✘ No product demo |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 1996 | 2011 |
| Headquarters | Foster City, USA | London, UK |
Overview
Authorize.net
Authorize.net simplifies how you get paid by providing a secure bridge between your business and the credit card networks. You can accept payments online, in-person, or over the phone while protecting your business from fraud with built-in security tools. Whether you are running a small online boutique or a growing service business, the platform handles the technical side of transactions so you can focus on your customers.
You can manage your entire payment lifecycle from a single dashboard, including recurring billing for subscriptions and digital invoicing for quick client payments. It integrates with most major shopping carts and point-of-sale systems, making it easy to add payment capabilities to the tools you already use. With 24/7 support and a long history in the industry, it provides the stability you need to scale your operations.
Payhip
Payhip is a versatile e-commerce platform designed to help you sell any type of digital or physical product with ease. Whether you are launching an online course, selling ebooks, or managing a recurring membership site, you can set up a professional storefront in minutes. The platform handles the technical complexities of file hosting, secure payment processing, and automated delivery so you can focus on creating and marketing your work.
You can integrate Payhip directly into your existing website or use their hosted storefront to build your brand from scratch. It is particularly effective for creators and small business owners because it simplifies global compliance by automatically handling UK and EU VAT. With no monthly subscription fees on the basic plan, you only pay when you make a sale, making it a low-risk solution for growing your online business.
Overview
Authorize.net Features
- Advanced Fraud Detection Identify and stop suspicious transactions with customizable filter rules that protect your profits and reduce chargebacks.
- Recurring Billing Set up automated subscription payments or installment plans to ensure you get paid on time every month.
- Customer Information Manager Store sensitive payment data on secure servers so your returning customers can checkout quickly without re-entering details.
- Digital Invoicing Send professional invoices directly to your customers' email and let them pay instantly with a single click.
- Virtual Terminal Process manual transactions securely from any web browser when taking orders over the phone or via mail.
- Mobile Payments Accept payments on the go by turning your smartphone or tablet into a portable point-of-sale device.
Payhip Features
- Digital Downloads. Upload your ebooks, software, or creative assets and let the platform handle secure file delivery to your customers automatically.
- Online Course Builder. Build and sell beautiful online courses with lessons, quizzes, and certificates to provide a premium learning experience for your students.
- Membership Management. Create multiple membership tiers with recurring payments and exclusive content access to build a steady stream of predictable income.
- Automated VAT Handling. Save hours of administrative work as the platform automatically calculates, collects, and reports UK and EU VAT for your digital sales.
- Affiliate Marketing. Recruit your own team of affiliates to promote your products and only pay them a commission when they generate a sale.
- Customizable Storefront. Design a professional store that matches your brand using the intuitive editor without writing a single line of code.
Pricing Comparison
Authorize.net Pricing
- No setup fee
- Gateway and Merchant Account
- 2.9% + $0.30 per transaction
- Advanced Fraud Detection Suite
- Customer Information Manager
- Automated Recurring Billing
- Everything in All-in-One, plus:
- Use your own Merchant Account
- $0.10 per transaction
- $0.10 daily batch fee
- Virtual Terminal included
- 24/7 award-winning support
Payhip Pricing
- All features included
- Unlimited products
- Unlimited revenue
- 5% transaction fee
- Custom storefront
- Global VAT management
- Everything in Free, plus:
- Reduced transaction fee (2%)
- Unlimited products
- Unlimited revenue
- All features included
- Email marketing tools
Pros & Cons
Authorize.net
Pros
- Highly reliable uptime for consistent payment processing
- Excellent 24/7 customer support via phone and chat
- Extensive integration options with popular e-commerce platforms
- Robust security features that simplify PCI compliance
Cons
- Monthly fee applies even if you have no sales
- Interface feels dated compared to newer competitors
- Account setup process can be more rigorous than others
Payhip
Pros
- Access all features on the free forever plan
- Automatic handling of UK and EU VAT compliance
- Extremely simple and fast setup process for beginners
- Supports digital, physical, and subscription-based products
Cons
- Transaction fees on free plan can become expensive
- Limited advanced customization for highly complex websites
- Fewer third-party integrations compared to larger platforms