Pigment
Pigment is a business planning platform that helps you navigate uncertainty and make confident decisions by connecting your data, people, and processes in one real-time collaborative workspace.
PocketGuard
PocketGuard is a personal finance app that helps you track spending, manage budgets, and grow your savings by calculating exactly how much spendable money you have left.
Quick Comparison
| Feature | Pigment | PocketGuard |
|---|---|---|
| Website | pigment.com | pocketguard.com |
| Pricing Model | Custom | Freemium |
| Starting Price | Custom Pricing | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✘ No product demo |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2019 | 2015 |
| Headquarters | Paris, France | Menlo Park, USA |
Overview
Pigment
Pigment is a modern business planning platform designed to replace rigid spreadsheets with a flexible, multidimensional workspace. You can integrate data from your entire tech stack—including ERP, CRM, and HRIS systems—to create a single source of truth for your organization. This allows you to build complex financial models, perform what-if analysis, and run multiple scenarios in seconds rather than days.
You can empower your teams to collaborate across departments like Finance, Sales, and HR without worrying about broken formulas or version control issues. The platform scales easily as your company grows, providing the security and governance required by large enterprises while maintaining the agility of a startup. It is particularly effective for high-growth companies that need to move away from manual planning processes.
PocketGuard
PocketGuard is a personal finance management tool designed to give you a clear, real-time snapshot of your financial health. By linking your bank accounts, credit cards, and investments, the app automatically categorizes your transactions and identifies your recurring bills. The core feature, 'In My Pocket,' calculates how much spendable cash you have left after accounting for bills, goals, and necessities, helping you avoid overspending without manual math.
You can use the platform to set savings goals, track your net worth, and identify areas where you can cut back on subscription costs. It serves individuals who want a hands-off approach to budgeting while maintaining total visibility over their cash flow. Whether you are trying to pay off debt or simply want to see where your money goes each month, the app provides the visual data you need to make smarter financial decisions.
Overview
Pigment Features
- Multidimensional Modeling Build complex business models with ease using a flexible engine that handles multiple dimensions without the limitations of traditional spreadsheets.
- Scenario Planning Run unlimited what-if scenarios instantly to see how different decisions impact your bottom line and long-term strategic goals.
- Real-Time Data Sync Connect your ERP, CRM, and HR tools to ensure your plans always reflect the most current data across your entire organization.
- Automated Reporting Create beautiful, automated executive dashboards and board decks that update automatically as your underlying business data changes.
- Collaborative Workflows Tag teammates, assign tasks, and manage approvals directly within your models to streamline your annual budgeting and quarterly forecasting.
- Granular Permissions Control exactly who can see and edit sensitive data with robust access management tools designed for enterprise-level security.
PocketGuard Features
- In My Pocket. See exactly how much spendable money you have left after bills and savings goals are covered for the month.
- Bill Tracking. Monitor your recurring subscriptions and bills in one place so you never miss a payment or get overcharged.
- Smart Categorization. Watch your transactions organize themselves into categories automatically so you can see your spending patterns instantly.
- Debt Payoff Planner. Create a customized strategy to pay off your credit cards and loans faster using proven financial methods.
- Savings Goals. Set specific targets for emergencies or big purchases and track your progress toward reaching them automatically.
- Net Worth Tracking. Link all your assets and liabilities to see your total financial value grow over time in one dashboard.
Pricing Comparison
Pigment Pricing
PocketGuard Pricing
- Manual transaction entry
- Basic spending analysis
- Single budget creation
- In My Pocket calculation
- Encrypted data security
- Everything in Basic, plus:
- Unlimited bank account linking
- Debt payoff planning tool
- Custom categories
- Transaction data export
- ATM finder and cash tracking
Pros & Cons
Pigment
Pros
- Extremely flexible modeling engine outperforms traditional spreadsheets
- Intuitive interface makes it easy for non-technical users
- Excellent customer success team provides hands-on implementation support
- Powerful version control prevents errors and data loss
- Fast calculation speeds even with very large datasets
Cons
- Initial implementation requires significant time and resource investment
- Learning curve for mastering the proprietary formula language
- Pricing is premium and geared toward larger organizations
PocketGuard
Pros
- Simple interface makes budgeting easy for beginners
- Automatic categorization saves hours of manual entry
- In My Pocket feature prevents accidental overspending
- Effective tools for identifying unwanted subscriptions
Cons
- Occasional syncing issues with smaller banks
- Free version is limited to manual entry
- Customer support response times can be slow