NOWPayments
NOWPayments is a non-custodial cryptocurrency payment gateway that allows you to accept over 300 digital assets as payment for your online store, physical business, or charitable organization effortlessly.
POK
POK is a specialized crypto payment infrastructure providing seamless checkout solutions and automated off-ramping for businesses looking to accept digital assets and convert them into local fiat currencies.
Quick Comparison
| Feature | NOWPayments | POK |
|---|---|---|
| Website | nowpayments.io | pok.gg |
| Pricing Model | Freemium | Custom |
| Starting Price | Free | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✓ Has free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2019 | 2023 |
| Headquarters | Amsterdam, Netherlands | Singapore |
Overview
NOWPayments
NOWPayments is a non-custodial crypto payment gateway that lets you accept more than 300 different cryptocurrencies directly into your own wallet. You can integrate payment buttons, hosted payment pages, or full API solutions into your website to offer customers a modern checkout experience. Because it is non-custodial, you maintain full control over your private keys and funds at all times, reducing the risks associated with third-party holding services.
You can also manage complex financial tasks like mass payouts for affiliates or employees and set up recurring billing for subscription-based services. The platform automatically handles currency conversions, allowing you to accept volatile coins while receiving stablecoins to protect your margins. Whether you run a small online shop or a large enterprise, you can start accepting global payments with minimal technical setup and low transaction fees.
POK
POK provides you with a streamlined infrastructure to accept cryptocurrency payments and instantly convert them into your local currency. Instead of navigating complex blockchain protocols, you get a simple integration that handles the technical heavy lifting of digital asset transactions. You can receive payments from customers globally while maintaining the stability of fiat settlements in your bank account.
The platform is designed for merchants, service providers, and digital platforms that want to expand their customer base without taking on crypto volatility risk. By automating the off-ramping process, you eliminate the need for manual exchanges and reduce administrative overhead. It bridges the gap between decentralized finance and traditional banking, allowing you to scale your business in the digital economy.
Overview
NOWPayments Features
- Instant Auto-Conversion Protect your revenue from market volatility by automatically converting received cryptocurrencies into stablecoins or your preferred digital asset.
- Mass Payouts Send rebates, rewards, or salaries to multiple addresses simultaneously with a single click to streamline your business operations.
- Point-of-Sale Terminal Accept crypto payments in your physical store using a simple web-based interface compatible with any mobile device or tablet.
- Recurring Billing Set up automated subscription payments for your customers so you can generate consistent revenue without manual invoicing.
- Custodial Solutions Choose to use internal accounts for instant transfers between users within your ecosystem to save on network gas fees.
- E-commerce Plugins Connect your store instantly with ready-made plugins for WooCommerce, Shopify, Magento, and other major shopping cart platforms.
POK Features
- Instant Off-Ramping. Convert your incoming crypto payments into fiat currency automatically to avoid market volatility and simplify your accounting.
- Global Checkout. Accept payments from customers anywhere in the world using major cryptocurrencies through a clean, intuitive interface.
- Direct Bank Settlements. Receive your funds directly into your traditional bank account, ensuring your business stays liquid and compliant.
- Multi-Chain Support. Give your customers more choice by accepting assets across various blockchain networks without managing multiple wallets.
- Transaction Monitoring. Track every payment in real-time through a dedicated dashboard so you always know your exact cash flow status.
- Developer-Friendly API. Integrate crypto payments into your existing website or app quickly using well-documented tools and flexible endpoints.
Pricing Comparison
NOWPayments Pricing
- No monthly subscription fees
- 0.5% transaction fee
- Access to 300+ cryptocurrencies
- Personal account manager
- 24/7 technical support
- Everything in Standard, plus:
- Additional 0.5% exchange fee
- Automatic coin conversion
- Fixed rate options available
- Stablecoin settlement
POK Pricing
Pros & Cons
NOWPayments
Pros
- Non-custodial setup ensures you keep full control of funds
- Extensive range of supported coins exceeds most competitors
- Simple integration process with popular e-commerce plugins
- Responsive customer support helps resolve technical issues quickly
Cons
- Minimum payment limits apply to certain low-value transactions
- Network congestion can occasionally delay transaction confirmations
- Fiat withdrawal options are limited compared to crypto-to-crypto
POK
Pros
- Eliminates crypto volatility through automated fiat conversion
- Simplifies global payments for non-crypto native businesses
- Reduces technical barriers with easy API integration
- Provides a clean and professional checkout experience
Cons
- Limited public user reviews for long-term reliability
- Requires standard KYC verification for fiat settlements
- Transaction fees may apply per successful payment