NMI
NMI provides a full-commerce enablement platform that allows you to accept payments across online, in-store, mobile, and self-service channels through a single integrated gateway solution.
Shopify
Shopify is a complete commerce platform that lets you start, grow, and manage a business by providing tools to create online stores, sell across multiple channels, and handle payments.
Quick Comparison
| Feature | NMI | Shopify |
|---|---|---|
| Website | nmi.com | shopify.com |
| Pricing Model | Custom | Subscription |
| Starting Price | Custom Pricing | $39/month |
| FREE Trial | ✘ No free trial | ✓ 3 days free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2003 | 2006 |
| Headquarters | Schaumburg, USA | Ottawa, Canada |
Overview
NMI
NMI is a versatile commerce enablement platform designed to help you manage payments across every channel your business operates in. Whether you are selling products online, running a brick-and-mortar store, or managing unattended kiosks, you can unify all your transaction data into one central interface. This eliminates the headache of jumping between different providers and gives you a clear, holistic view of your revenue streams and customer behavior.
You can white-label the entire platform to maintain your own branding, making it a favorite for ISOs, ISVs, and payment professionals who want to offer a sophisticated gateway under their own name. The software handles the heavy lifting of PCI compliance and security, allowing you to focus on scaling your operations. With support for over 200 processor connections, you have the flexibility to route transactions wherever they need to go without being locked into a single financial institution.
Shopify
Shopify is an all-in-one commerce platform designed to help you build and manage your business from anywhere. Whether you are starting a new venture or moving an established brand online, you can create a professional storefront without needing advanced coding skills. You can sell products through your website, social media marketplaces, and in-person using integrated point-of-sale hardware.
The platform handles the technical heavy lifting, including secure payment processing, shipping logistics, and high-volume traffic management. You can manage your entire inventory, track customer data, and analyze sales performance from a single centralized dashboard. It scales with you as your volume grows, offering specialized tools for everything from solo entrepreneurs to global enterprise brands.
Overview
NMI Features
- Omnichannel Processing Accept payments seamlessly across web, mobile, in-store, and self-service environments using a single, unified integration.
- White-Labeling Apply your own branding to the gateway interface and merchant portal to provide a consistent experience for your clients.
- Advanced Routing Route transactions to different processors based on specific criteria to optimize your processing costs and success rates.
- Customer Vault Store sensitive payment data securely in a PCI-compliant vault so you can process recurring billing and one-click checkouts.
- Automatic Card Suite Keep your recurring revenue flowing by automatically updating expired or replaced credit card information without contacting your customers.
- Fraud Protection Set custom rules and filters to identify suspicious activity and block fraudulent transactions before they impact your bottom line.
- Electronic Invoicing Send professional invoices directly to your customers via email and let them pay instantly through a secure web link.
- Contactless Payments Enable your physical locations to accept Apple Pay, Google Pay, and EMV chip cards for faster, more secure in-person checkouts.
Shopify Features
- Online Store Builder. Create a professional website using a drag-and-drop editor and customizable themes that look great on any mobile device.
- Shopify Payments. Accept all major credit cards and local payment methods instantly without the hassle of setting up third-party providers.
- Omnichannel Selling. Sell your products across Facebook, Instagram, TikTok, and major marketplaces like Amazon or eBay from one central inventory.
- Point of Sale (POS). Sync your physical retail sales with your online store automatically to keep your stock levels and customer data accurate.
- Shopify Shipping. Get deeply discounted shipping rates from major carriers and print your own labels directly within your admin dashboard.
- Marketing Automation. Recover lost sales with abandoned cart emails and build customer loyalty using built-in segmentation and email marketing tools.
Pricing Comparison
NMI Pricing
Shopify Pricing
- Online store with unlimited products
- 2 staff accounts
- 24/7 platform support
- Basic reports and analytics
- Up to 77% shipping discount
- POS Lite for in-person selling
- Everything in Basic, plus:
- 5 staff accounts
- Professional data reports
- Lower credit card rates
- Up to 88% shipping discount
- Standard localized markets
Pros & Cons
NMI
Pros
- Extensive library of over 200 processor integrations
- Highly customizable white-label options for branding
- Reliable uptime and fast transaction processing speeds
- Excellent developer documentation and API flexibility
- Robust reporting tools for multi-channel sales
Cons
- Interface can feel dated compared to newer competitors
- Pricing is not transparent on the website
- Setup process can be complex for beginners
Shopify
Pros
- Extensive app ecosystem for adding custom functionality
- Highly reliable hosting that handles traffic spikes
- Intuitive interface is easy for beginners to navigate
- Excellent 24/7 customer support via multiple channels
Cons
- Monthly app subscriptions can increase total costs
- Transaction fees apply if not using Shopify Payments
- Advanced design changes require learning Liquid code