Adyen
Adyen is a global financial technology platform that helps you accept payments, protect revenue, and control your finances through a single integrated solution for online, in-person, and app-based transactions.
Splitit
Splitit is a white-label installment payment solution that allows you to offer interest-free monthly payments to your customers using their existing credit cards without requiring new financing applications.
Quick Comparison
| Feature | Adyen | Splitit |
|---|---|---|
| Website | adyen.com | splitit.com |
| Pricing Model | Custom | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2006 | 2012 |
| Headquarters | Amsterdam, Netherlands | Atlanta, USA |
Overview
Adyen
Adyen provides a unified platform that handles your entire payment flow from start to finish. Instead of managing separate gateways, risk tools, and processors, you can run your whole operation through one infrastructure. This setup gives you a single view of your customers across online stores, mobile apps, and physical locations, making it easier to offer flexible shopping experiences like buying online and returning in-store.
You can accept hundreds of local payment methods globally while using built-in data tools to recognize loyal customers and block fraudsters. The platform is built for growth, allowing you to expand into new markets quickly without changing your technical setup. It is particularly effective for mid-market and enterprise businesses that need to simplify complex global payment operations and improve authorization rates.
Splitit
Splitit provides a unique way for you to offer installment payments to your customers without the friction of traditional financing. Unlike other providers, it uses your customers' existing credit card limits to authorize the full purchase amount while only charging the monthly installment. This means your shoppers don't have to fill out new credit applications or face hidden fees, leading to higher conversion rates and larger average order values for your store.
You can integrate the platform directly into your existing checkout flow, maintaining your brand's look and feel throughout the entire process. It supports major credit card networks like Visa and Mastercard, allowing you to reach a global audience. By removing the need for third-party credit checks, you provide a smoother path to purchase that rewards your most loyal, credit-worthy customers.
Overview
Adyen Features
- Unified Commerce Connect your online and in-store sales data in one place to give your customers a truly frictionless omnichannel experience.
- RevenueProtect Use data-driven risk management tools to identify and block fraudsters while ensuring your legitimate customers enjoy a smooth checkout.
- Global Acquiring Access local payment processing in markets worldwide through a single integration to improve your authorization rates and lower costs.
- In-person Payments Accept payments at the point of sale using modern terminals that support contactless, mobile wallets, and local card schemes.
- RevenueAccelerate Optimize your payment flow automatically with smart routing and messaging that recovers declined transactions and boosts your bottom line.
- Payouts Send funds to your partners or sellers in real-time with automated global payouts that simplify your marketplace operations.
Splitit Features
- White-Label Integration. Keep your customers on your site with a checkout experience that matches your brand perfectly—no redirects to third-party sites.
- Existing Credit Utilization. Allow your shoppers to use their current credit card limits for installments so they can skip lengthy new credit applications.
- Interest-Free Payments. Attract more buyers by offering 0% interest monthly installments, making high-ticket items much more affordable for your customers.
- Global Reach. Accept payments from customers worldwide using major credit cards like Visa, Mastercard, and UnionPay through a single integration.
- No Credit Checks. Reduce cart abandonment by eliminating the need for hard or soft credit pulls that often scare away potential buyers.
- Flexible Installment Plans. Set up custom payment schedules that work for your business, ranging from 3 to 24 monthly installments for your shoppers.
Pricing Comparison
Adyen Pricing
Splitit Pricing
Pros & Cons
Adyen
Pros
- Consolidates all payment channels into one single dashboard
- High authorization rates thanks to direct local acquiring
- Extensive support for local payment methods worldwide
- Detailed data insights help you understand customer behavior
Cons
- Technical setup requires significant developer resources
- Not cost-effective for very small businesses
- Customer support can be slow for non-enterprise accounts
Splitit
Pros
- Higher conversion rates for expensive luxury items
- Seamless checkout experience keeps users on-site
- No risk of credit score damage for shoppers
- Easy integration with major e-commerce platforms
Cons
- Full purchase amount temporarily impacts credit limit
- Customer support response times can be slow
- Limited to customers who already have credit cards