Checkout.com
Checkout.com is a global payments platform providing end-to-end financial solutions including payment processing, fraud detection, and card issuing to help businesses scale their international digital commerce operations.
Splitit
Splitit is a white-label installment payment solution that allows you to offer interest-free monthly payments to your customers using their existing credit cards without requiring new financing applications.
Quick Comparison
| Feature | Checkout.com | Splitit |
|---|---|---|
| Website | checkout.com | splitit.com |
| Pricing Model | Custom | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2012 | 2012 |
| Headquarters | London, UK | Atlanta, USA |
Overview
Checkout.com
Checkout.com provides you with a unified platform to manage every stage of the payment lifecycle. You can accept global payments, manage risk, and issue your own cards through a single integration. The platform is designed to handle high-volume transactions for global brands, offering deep data insights that help you improve authorization rates and reduce friction at the point of sale.
You can customize your checkout experience to match your brand while accessing over 150 currencies and dozens of local payment methods. Whether you are expanding into new markets or looking to optimize your existing payment stack, the platform gives you the tools to monitor performance in real-time and protect your revenue from sophisticated fraud.
Splitit
Splitit provides a unique way for you to offer installment payments to your customers without the friction of traditional financing. Unlike other providers, it uses your customers' existing credit card limits to authorize the full purchase amount while only charging the monthly installment. This means your shoppers don't have to fill out new credit applications or face hidden fees, leading to higher conversion rates and larger average order values for your store.
You can integrate the platform directly into your existing checkout flow, maintaining your brand's look and feel throughout the entire process. It supports major credit card networks like Visa and Mastercard, allowing you to reach a global audience. By removing the need for third-party credit checks, you provide a smoother path to purchase that rewards your most loyal, credit-worthy customers.
Overview
Checkout.com Features
- Global Acquiring Process payments in over 150 currencies with local acquiring in major markets to boost your authorization rates.
- Intelligent Acceptance Use AI-driven optimization to automatically route transactions and format data, ensuring you capture every possible sale.
- Fraud Detection Protect your business with machine learning tools that identify and block suspicious activity without blocking legitimate customers.
- Flexible Integration Choose between hosted payment pages, mobile SDKs, or full API integration to build the exact checkout experience you need.
- Card Issuing Create and manage your own virtual or physical card programs to streamline payouts and control corporate spending.
- Real-time Reporting Access granular transaction data and financial analytics instantly so you can make informed decisions about your business growth.
Splitit Features
- White-Label Integration. Keep your customers on your site with a checkout experience that matches your brand perfectly—no redirects to third-party sites.
- Existing Credit Utilization. Allow your shoppers to use their current credit card limits for installments so they can skip lengthy new credit applications.
- Interest-Free Payments. Attract more buyers by offering 0% interest monthly installments, making high-ticket items much more affordable for your customers.
- Global Reach. Accept payments from customers worldwide using major credit cards like Visa, Mastercard, and UnionPay through a single integration.
- No Credit Checks. Reduce cart abandonment by eliminating the need for hard or soft credit pulls that often scare away potential buyers.
- Flexible Installment Plans. Set up custom payment schedules that work for your business, ranging from 3 to 24 monthly installments for your shoppers.
Pricing Comparison
Checkout.com Pricing
Splitit Pricing
Pros & Cons
Checkout.com
Pros
- High authorization rates for international transactions
- Unified platform simplifies complex global payment stacks
- Excellent documentation for developers and technical teams
- Granular data insights help optimize payment performance
Cons
- Custom pricing lacks transparency for smaller merchants
- Lengthy onboarding process for high-risk industries
- Support response times can vary during peak periods
Splitit
Pros
- Higher conversion rates for expensive luxury items
- Seamless checkout experience keeps users on-site
- No risk of credit score damage for shoppers
- Easy integration with major e-commerce platforms
Cons
- Full purchase amount temporarily impacts credit limit
- Customer support response times can be slow
- Limited to customers who already have credit cards