Ecwid by Lightspeed vs Splitit Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Ecwid by Lightspeed

0.0 (0 reviews)

Ecwid is a flexible e-commerce platform that allows you to add a professional online store to any existing website, social media page, or multiple marketplaces simultaneously.

Starting at Free
Free Trial NO FREE TRIAL
VS

Splitit

0.0 (0 reviews)

Splitit is a white-label installment payment solution that allows you to offer interest-free monthly payments to your customers using their existing credit cards without requiring new financing applications.

Starting at --
Free Trial NO FREE TRIAL

Quick Comparison

Feature Ecwid by Lightspeed Splitit
Website ecwid.com splitit.com
Pricing Model Freemium Custom
Starting Price Free Custom Pricing
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✓ Has free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile saas
Integrations WordPress Wix Squarespace Facebook Instagram Amazon eBay Stripe PayPal Mailchimp Shopify Magento WooCommerce BigCommerce Salesforce Commerce Cloud PrestaShop Wix Adyen Stripe Checkout.com
Target Users solopreneur small-business mid-market mid-market enterprise
Target Industries retail automotive luxury-goods
Customer Count 0 0
Founded Year 2009 2012
Headquarters San Diego, USA Atlanta, USA

Overview

E

Ecwid by Lightspeed

Ecwid by Lightspeed is a versatile e-commerce solution designed to help you sell products anywhere, from your own website to social media and global marketplaces. Unlike traditional platforms that require you to build a new site from scratch, you can integrate this shopping cart into your existing WordPress, Wix, or Squarespace site in minutes. It simplifies the technical side of online selling so you can focus on growing your brand.

You can manage your entire inventory, track orders, and accept payments through a single centralized dashboard. The platform is built to scale with your business, offering a free entry point for new entrepreneurs and advanced features for established retailers. Whether you are selling physical goods, digital downloads, or subscriptions, you get a mobile-responsive storefront that provides a smooth checkout experience for your customers on any device.

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Splitit

Splitit provides a unique way for you to offer installment payments to your customers without the friction of traditional financing. Unlike other providers, it uses your customers' existing credit card limits to authorize the full purchase amount while only charging the monthly installment. This means your shoppers don't have to fill out new credit applications or face hidden fees, leading to higher conversion rates and larger average order values for your store.

You can integrate the platform directly into your existing checkout flow, maintaining your brand's look and feel throughout the entire process. It supports major credit card networks like Visa and Mastercard, allowing you to reach a global audience. By removing the need for third-party credit checks, you provide a smoother path to purchase that rewards your most loyal, credit-worthy customers.

Overview

E

Ecwid by Lightspeed Features

  • Multi-Channel Selling Sell your products simultaneously on your website, Facebook, Instagram, Amazon, and eBay while keeping your inventory perfectly synced.
  • Instant Site Builder Create a standalone, professional one-page online store from scratch if you don't already have an existing website to use.
  • Automated Tax Calculations Save time and stay compliant with automatic sales tax calculations based on your customer's specific location at checkout.
  • Mobile Store Management Manage your orders, scan barcodes, and update your product catalog directly from your phone using the native mobile app.
  • Digital Product Support Sell and deliver digital files up to 25GB in size with secure, automated download links sent to your customers.
  • Local Delivery Options Offer your local customers flexible choices like curbside pickup or scheduled delivery time slots to improve their shopping experience.
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Splitit Features

  • White-Label Integration. Keep your customers on your site with a checkout experience that matches your brand perfectly—no redirects to third-party sites.
  • Existing Credit Utilization. Allow your shoppers to use their current credit card limits for installments so they can skip lengthy new credit applications.
  • Interest-Free Payments. Attract more buyers by offering 0% interest monthly installments, making high-ticket items much more affordable for your customers.
  • Global Reach. Accept payments from customers worldwide using major credit cards like Visa, Mastercard, and UnionPay through a single integration.
  • No Credit Checks. Reduce cart abandonment by eliminating the need for hard or soft credit pulls that often scare away potential buyers.
  • Flexible Installment Plans. Set up custom payment schedules that work for your business, ranging from 3 to 24 monthly installments for your shoppers.

Pricing Comparison

E

Ecwid by Lightspeed Pricing

Free
$0
  • Online store for 5 products
  • Mobile-responsive storefront
  • Unlimited bandwidth
  • Add store to any website
  • Email support
S

Splitit Pricing

Pros & Cons

M

Ecwid by Lightspeed

Pros

  • Integrates easily with any existing website builder
  • Generous free plan with no transaction fees
  • Automatic updates ensure your store never breaks
  • Mobile app allows full store management remotely
  • Very fast setup process for new users

Cons

  • Free plan is limited to five products
  • Design customization options are somewhat restricted
  • Phone support only available on higher tiers
A

Splitit

Pros

  • Higher conversion rates for expensive luxury items
  • Seamless checkout experience keeps users on-site
  • No risk of credit score damage for shoppers
  • Easy integration with major e-commerce platforms

Cons

  • Full purchase amount temporarily impacts credit limit
  • Customer support response times can be slow
  • Limited to customers who already have credit cards
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