Mollie vs Splitit Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Mollie

0.0 (0 reviews)

Mollie is a payment processing software that helps businesses accept online payments, manage subscriptions, and streamline financial operations through a single integration for global and local payment methods.

Starting at Free
Free Trial NO FREE TRIAL
VS

Splitit

0.0 (0 reviews)

Splitit is a white-label installment payment solution that allows you to offer interest-free monthly payments to your customers using their existing credit cards without requiring new financing applications.

Starting at --
Free Trial NO FREE TRIAL

Quick Comparison

Feature Mollie Splitit
Website mollie.com splitit.com
Pricing Model Subscription Custom
Starting Price Free Custom Pricing
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile saas
Integrations Shopify WooCommerce Magento BigCommerce PrestaShop Salesforce Wix Xero QuickBooks Zapier Shopify Magento WooCommerce BigCommerce Salesforce Commerce Cloud PrestaShop Wix Adyen Stripe Checkout.com
Target Users small-business mid-market enterprise mid-market enterprise
Target Industries retail automotive luxury-goods
Customer Count 0 0
Founded Year 2004 2012
Headquarters Amsterdam, Netherlands Atlanta, USA

Overview

M

Mollie

Mollie is a flexible payment platform designed to help you grow your business by simplifying how you accept money online. Instead of managing multiple contracts with different banks, you get a single solution that supports major credit cards, digital wallets like Apple Pay, and local European methods like iDEAL and SEPA. You can integrate the checkout experience directly into your website or use pre-built plugins for popular e-commerce platforms.

The software focuses on transparency and ease of use, providing you with a clear dashboard to track transactions, handle refunds, and manage payouts in real-time. It scales with your volume, offering a pay-as-you-go model that ensures you only pay for successful transactions. Whether you are a small boutique or a high-volume international retailer, you can customize the checkout flow to match your brand and boost conversion rates.

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Splitit

Splitit provides a unique way for you to offer installment payments to your customers without the friction of traditional financing. Unlike other providers, it uses your customers' existing credit card limits to authorize the full purchase amount while only charging the monthly installment. This means your shoppers don't have to fill out new credit applications or face hidden fees, leading to higher conversion rates and larger average order values for your store.

You can integrate the platform directly into your existing checkout flow, maintaining your brand's look and feel throughout the entire process. It supports major credit card networks like Visa and Mastercard, allowing you to reach a global audience. By removing the need for third-party credit checks, you provide a smoother path to purchase that rewards your most loyal, credit-worthy customers.

Overview

M

Mollie Features

  • Multi-Method Checkout Accept all major global and local payment methods including credit cards, PayPal, and Apple Pay through one integration.
  • Mollie Components Keep customers on your site during checkout by embedding secure credit card fields directly into your own UI.
  • Recurring Payments Set up subscription billing and automated collection for memberships or repeat orders with ease.
  • Real-time Dashboard Track your sales, manage refunds, and export financial data for accounting from a single, intuitive mobile-ready interface.
  • Payment Links Create and send secure payment links via email, SMS, or social media to get paid instantly without a website.
  • One-Click Checkout Enable returning customers to pay with a single click by securely storing their preferred payment details.
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Splitit Features

  • White-Label Integration. Keep your customers on your site with a checkout experience that matches your brand perfectly—no redirects to third-party sites.
  • Existing Credit Utilization. Allow your shoppers to use their current credit card limits for installments so they can skip lengthy new credit applications.
  • Interest-Free Payments. Attract more buyers by offering 0% interest monthly installments, making high-ticket items much more affordable for your customers.
  • Global Reach. Accept payments from customers worldwide using major credit cards like Visa, Mastercard, and UnionPay through a single integration.
  • No Credit Checks. Reduce cart abandonment by eliminating the need for hard or soft credit pulls that often scare away potential buyers.
  • Flexible Installment Plans. Set up custom payment schedules that work for your business, ranging from 3 to 24 monthly installments for your shoppers.

Pricing Comparison

M

Mollie Pricing

Standard Pay-per-transaction
$0
  • No monthly or setup fees
  • Access to all payment methods
  • Free Dashboard and mobile app
  • Automatic payouts
  • Standard fraud monitoring
  • Multi-currency support
S

Splitit Pricing

Pros & Cons

M

Mollie

Pros

  • Quick account approval and onboarding process
  • No monthly fixed costs or hidden fees
  • Excellent documentation for developers and easy setup
  • Clean and user-friendly dashboard interface
  • Wide range of European local payment methods

Cons

  • Customer support response times can vary
  • Strict account verification requirements for some industries
  • Transaction fees higher than some direct bank integrations
A

Splitit

Pros

  • Higher conversion rates for expensive luxury items
  • Seamless checkout experience keeps users on-site
  • No risk of credit score damage for shoppers
  • Easy integration with major e-commerce platforms

Cons

  • Full purchase amount temporarily impacts credit limit
  • Customer support response times can be slow
  • Limited to customers who already have credit cards
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