Shopify
Shopify is a complete commerce platform that lets you start, grow, and manage a business by providing tools to create online stores, sell across multiple channels, and handle payments.
Splitit
Splitit is a white-label installment payment solution that allows you to offer interest-free monthly payments to your customers using their existing credit cards without requiring new financing applications.
Quick Comparison
| Feature | Shopify | Splitit |
|---|---|---|
| Website | shopify.com | splitit.com |
| Pricing Model | Subscription | Custom |
| Starting Price | $39/month | Custom Pricing |
| FREE Trial | ✓ 3 days free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2006 | 2012 |
| Headquarters | Ottawa, Canada | Atlanta, USA |
Overview
Shopify
Shopify is an all-in-one commerce platform designed to help you build and manage your business from anywhere. Whether you are starting a new venture or moving an established brand online, you can create a professional storefront without needing advanced coding skills. You can sell products through your website, social media marketplaces, and in-person using integrated point-of-sale hardware.
The platform handles the technical heavy lifting, including secure payment processing, shipping logistics, and high-volume traffic management. You can manage your entire inventory, track customer data, and analyze sales performance from a single centralized dashboard. It scales with you as your volume grows, offering specialized tools for everything from solo entrepreneurs to global enterprise brands.
Splitit
Splitit provides a unique way for you to offer installment payments to your customers without the friction of traditional financing. Unlike other providers, it uses your customers' existing credit card limits to authorize the full purchase amount while only charging the monthly installment. This means your shoppers don't have to fill out new credit applications or face hidden fees, leading to higher conversion rates and larger average order values for your store.
You can integrate the platform directly into your existing checkout flow, maintaining your brand's look and feel throughout the entire process. It supports major credit card networks like Visa and Mastercard, allowing you to reach a global audience. By removing the need for third-party credit checks, you provide a smoother path to purchase that rewards your most loyal, credit-worthy customers.
Overview
Shopify Features
- Online Store Builder Create a professional website using a drag-and-drop editor and customizable themes that look great on any mobile device.
- Shopify Payments Accept all major credit cards and local payment methods instantly without the hassle of setting up third-party providers.
- Omnichannel Selling Sell your products across Facebook, Instagram, TikTok, and major marketplaces like Amazon or eBay from one central inventory.
- Point of Sale (POS) Sync your physical retail sales with your online store automatically to keep your stock levels and customer data accurate.
- Shopify Shipping Get deeply discounted shipping rates from major carriers and print your own labels directly within your admin dashboard.
- Marketing Automation Recover lost sales with abandoned cart emails and build customer loyalty using built-in segmentation and email marketing tools.
Splitit Features
- White-Label Integration. Keep your customers on your site with a checkout experience that matches your brand perfectly—no redirects to third-party sites.
- Existing Credit Utilization. Allow your shoppers to use their current credit card limits for installments so they can skip lengthy new credit applications.
- Interest-Free Payments. Attract more buyers by offering 0% interest monthly installments, making high-ticket items much more affordable for your customers.
- Global Reach. Accept payments from customers worldwide using major credit cards like Visa, Mastercard, and UnionPay through a single integration.
- No Credit Checks. Reduce cart abandonment by eliminating the need for hard or soft credit pulls that often scare away potential buyers.
- Flexible Installment Plans. Set up custom payment schedules that work for your business, ranging from 3 to 24 monthly installments for your shoppers.
Pricing Comparison
Shopify Pricing
- Online store with unlimited products
- 2 staff accounts
- 24/7 platform support
- Basic reports and analytics
- Up to 77% shipping discount
- POS Lite for in-person selling
- Everything in Basic, plus:
- 5 staff accounts
- Professional data reports
- Lower credit card rates
- Up to 88% shipping discount
- Standard localized markets
Splitit Pricing
Pros & Cons
Shopify
Pros
- Extensive app ecosystem for adding custom functionality
- Highly reliable hosting that handles traffic spikes
- Intuitive interface is easy for beginners to navigate
- Excellent 24/7 customer support via multiple channels
Cons
- Monthly app subscriptions can increase total costs
- Transaction fees apply if not using Shopify Payments
- Advanced design changes require learning Liquid code
Splitit
Pros
- Higher conversion rates for expensive luxury items
- Seamless checkout experience keeps users on-site
- No risk of credit score damage for shoppers
- Easy integration with major e-commerce platforms
Cons
- Full purchase amount temporarily impacts credit limit
- Customer support response times can be slow
- Limited to customers who already have credit cards