Striga
Striga provides a comprehensive crypto-as-a-service platform that allows you to integrate compliant digital asset banking, card issuing, and exchange capabilities directly into your own financial applications.
UPay
UPay is a comprehensive digital payment and financial services platform providing multi-currency crypto cards, global money transfers, and integrated payment solutions to simplify your personal and business transactions.
Quick Comparison
| Feature | Striga | UPay |
|---|---|---|
| Website | striga.com | upay.com |
| Pricing Model | Custom | Freemium |
| Starting Price | Custom Pricing | Free |
| FREE Trial | ✓ 0 days free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✘ No product demo |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2018 | 2022 |
| Headquarters | Tallinn, Estonia | Dubai, UAE |
Overview
Striga
Striga is a full-stack financial infrastructure provider that helps you launch crypto-enabled banking products without the heavy lifting of regulatory licensing. You can issue branded Visa cards, set up Euro IBANs, and offer instant crypto-to-fiat exchanges to your customers through a single API integration. The platform handles the complex compliance requirements, including KYC and AML monitoring, so you can focus on building your core product features.
Whether you are building a neobank, a crypto wallet, or a corporate treasury tool, you can manage the entire user lifecycle from onboarding to spending. The infrastructure is designed for fintech startups and established enterprises that need a scalable way to bridge traditional finance with the digital asset economy. You get a sandbox environment to test your integration before going live, ensuring your financial workflows are seamless and secure.
UPay
UPay is a versatile financial platform designed to bridge the gap between traditional fiat currency and digital assets. You can manage your finances through a unified interface that supports multi-currency accounts, allowing you to hold, convert, and spend both crypto and fiat seamlessly. The platform is particularly useful if you travel frequently or operate internationally, as it provides virtual and physical Visa or Mastercard options that work globally.
Beyond simple spending, you can use the platform to facilitate cross-border transfers with lower fees than traditional banks. It serves a diverse audience ranging from individual crypto enthusiasts to businesses needing efficient payout methods. By integrating your digital assets directly into a spending card, you eliminate the friction of moving funds between exchanges and bank accounts, giving you instant liquidity for your digital portfolio.
Overview
Striga Features
- Fiat IBANs Generate dedicated Euro IBANs for your users so they can send and receive SEPA transfers just like a traditional bank.
- Crypto Wallets Create secure custodial wallets for your customers to store, send, and receive major cryptocurrencies within your application.
- Card Issuing Launch your own branded virtual or physical Visa cards that allow your users to spend their balances anywhere globally.
- Native Exchange Enable your users to swap between fiat and crypto instantly with deep liquidity and competitive real-time market rates.
- Automated Compliance Offload your regulatory burden with built-in KYC, KYB, and transaction monitoring that keeps your platform compliant automatically.
- Developer Sandbox Test your entire financial ecosystem in a risk-free environment before moving to production with comprehensive API documentation.
UPay Features
- Multi-Currency Cards. Spend your crypto or fiat anywhere Visa and Mastercard are accepted using virtual or physical cards linked to your wallet.
- Instant Crypto Conversion. Convert your digital assets into spendable fiat currency instantly so you can pay for everyday goods and services.
- Global Money Transfers. Send funds to friends, family, or business partners across borders quickly with competitive exchange rates and transparent fees.
- Real-Time Transaction Tracking. Monitor your spending habits and account activity with instant push notifications and a detailed digital transaction history.
- Secure Digital Wallet. Store your digital assets in a secure environment protected by multi-factor authentication and advanced encryption protocols.
- In-App Currency Exchange. Swap between different cryptocurrencies or fiat denominations directly within the app to take advantage of market movements.
Pricing Comparison
Striga Pricing
UPay Pricing
- Free app download
- Digital wallet access
- Real-time price alerts
- In-app support
- Basic transaction history
- Everything in Standard, plus:
- Virtual card issuance fee
- Low monthly maintenance fee
- Crypto-to-fiat conversion
- Global online shopping access
- ATM withdrawal capabilities
Pros & Cons
Striga
Pros
- Unified API for both banking and crypto features
- Handles complex European regulatory licensing for you
- Fast onboarding with a functional sandbox environment
- Supports both virtual and physical card programs
Cons
- Pricing is not transparent for early-stage startups
- Primary focus is limited to the European market
- Requires significant development resources for API integration
UPay
Pros
- Fast card issuance for immediate online spending
- Supports a wide variety of popular cryptocurrencies
- User-friendly mobile interface for easy navigation
- Competitive exchange rates for cross-border transfers
Cons
- Customer support response times can be slow
- Verification process sometimes requires multiple attempts
- Fees for card maintenance can add up