Checkout.com
Checkout.com is a global payments platform providing end-to-end financial solutions including payment processing, fraud detection, and card issuing to help businesses scale their international digital commerce operations.
Upflow
Upflow is a specialized accounts receivable automation platform that helps B2B companies streamline their collection processes, reduce overdue invoices, and improve overall cash flow through automated workflows and payment portals.
Quick Comparison
| Feature | Checkout.com | Upflow |
|---|---|---|
| Website | checkout.com | upflow.io |
| Pricing Model | Custom | Subscription |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✓ 0 days free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2012 | 2018 |
| Headquarters | London, UK | Paris, France |
Overview
Checkout.com
Checkout.com provides you with a unified platform to manage every stage of the payment lifecycle. You can accept global payments, manage risk, and issue your own cards through a single integration. The platform is designed to handle high-volume transactions for global brands, offering deep data insights that help you improve authorization rates and reduce friction at the point of sale.
You can customize your checkout experience to match your brand while accessing over 150 currencies and dozens of local payment methods. Whether you are expanding into new markets or looking to optimize your existing payment stack, the platform gives you the tools to monitor performance in real-time and protect your revenue from sophisticated fraud.
Upflow
Upflow is a dedicated accounts receivable platform designed to help you take control of your unpaid invoices and stabilize your cash flow. Instead of manually tracking spreadsheets and sending individual emails, you can set up automated collection workflows that maintain a professional tone while ensuring you get paid on time. It connects directly to your existing accounting software to provide a real-time view of your aging balance and customer payment behaviors.
You can provide your customers with a dedicated payment portal where they can view all their outstanding invoices and pay via credit card or bank transfer in just a few clicks. The platform is built for finance teams at growing B2B companies who need to scale their collections process without adding more headcount. By centralizing communication and payment tracking, you reduce the friction usually associated with following up on late payments.
Overview
Checkout.com Features
- Global Acquiring Process payments in over 150 currencies with local acquiring in major markets to boost your authorization rates.
- Intelligent Acceptance Use AI-driven optimization to automatically route transactions and format data, ensuring you capture every possible sale.
- Fraud Detection Protect your business with machine learning tools that identify and block suspicious activity without blocking legitimate customers.
- Flexible Integration Choose between hosted payment pages, mobile SDKs, or full API integration to build the exact checkout experience you need.
- Card Issuing Create and manage your own virtual or physical card programs to streamline payouts and control corporate spending.
- Real-time Reporting Access granular transaction data and financial analytics instantly so you can make informed decisions about your business growth.
Upflow Features
- Automated Workflows. Set up personalized email sequences that automatically follow up with customers based on invoice due dates and payment status.
- Customer Payment Portal. Give your customers a branded, secure space to view their entire billing history and settle multiple invoices at once.
- Real-time Analytics. Track your Days Sales Outstanding (DSO) and aging balance with live dashboards that update as soon as payments arrive.
- Centralized Communication. Keep all your collection notes and email history in one place so your entire team stays aligned on customer interactions.
- Multi-currency Support. Manage global collections effortlessly by tracking and receiving payments in various currencies across your international customer base.
- Collaborative Reminders. Involve your sales or account management teams in the collection process by automatically looping them into relevant email threads.
Pricing Comparison
Checkout.com Pricing
Upflow Pricing
Pros & Cons
Checkout.com
Pros
- High authorization rates for international transactions
- Unified platform simplifies complex global payment stacks
- Excellent documentation for developers and technical teams
- Granular data insights help optimize payment performance
Cons
- Custom pricing lacks transparency for smaller merchants
- Lengthy onboarding process for high-risk industries
- Support response times can vary during peak periods
Upflow
Pros
- Significant reduction in Days Sales Outstanding
- Seamless integration with major accounting software
- Professional and customizable email reminder templates
- User-friendly interface for non-technical finance staff
Cons
- Initial setup of complex workflows takes time
- Limited customization for some reporting widgets
- Pricing can be high for very small startups