Confirmo
Confirmo is a cryptocurrency payment gateway that enables businesses to accept Bitcoin and other digital assets with automated conversion to fiat currency for secure global transactions.
Wisetack
Wisetack is a consumer financing platform that enables service-based businesses to offer their customers flexible monthly payment options for essential home services and repairs.
Quick Comparison
| Feature | Confirmo | Wisetack |
|---|---|---|
| Website | confirmo.net | wisetack.com |
| Pricing Model | Subscription | Free |
| Starting Price | $??/month | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2014 | 2018 |
| Headquarters | Prague, Czech Republic | San Francisco, USA |
Overview
Confirmo
Confirmo is a dedicated cryptocurrency payment gateway designed to help you accept digital assets without the headache of market volatility. You can integrate crypto payments into your online store, send automated invoices, or manage manual billing through a centralized dashboard. The platform handles the technical complexity of the blockchain, allowing you to focus on your core business while reaching a global audience of crypto users.
You can choose to keep your settlements in cryptocurrency or have them automatically converted to fiat currencies like EUR, USD, or CZK and sent directly to your bank account. It eliminates the risk of price fluctuations by locking in exchange rates at the moment of transaction. Whether you run a small e-shop or a high-volume enterprise, you get a secure environment to modernize your checkout experience.
Wisetack
Wisetack is a specialized financing platform designed to help you close more high-ticket service jobs by offering your customers flexible monthly payment options. Instead of losing sales due to upfront costs, you can provide instant financing applications that customers complete on their own devices. The platform integrates directly with the field service management tools you already use, making it easy to send financing offers alongside your quotes and invoices.
You receive the full payment for your services as soon as the job is finished, while your customers pay over time in manageable installments. This approach removes the financial friction from large repairs or installations, helping you increase your average ticket size and improve your conversion rates. It is built specifically for home services, automotive repair, and elective medical practices where large, unexpected expenses are common.
Overview
Confirmo Features
- Automated Fiat Settlement Protect your margins by automatically converting incoming crypto payments into your preferred local currency like EUR or USD.
- Ready-made Plugins Connect your store instantly using pre-built plugins for popular platforms like WooCommerce, Shopify, Magento, and Prestashop.
- Customizable Invoices Generate professional crypto invoices with your branding and send them to clients via email or direct links.
- Point of Sale App Accept Bitcoin and Lightning Network payments in your physical store using a simple web-based POS interface.
- Mass Payouts Send multiple payments to partners or employees worldwide simultaneously using the automated API-driven payout system.
- Lightning Network Support Enable near-instant transactions with minimal fees for your customers by utilizing the Bitcoin Lightning Network.
Wisetack Features
- Instant Applications. Let your customers apply for financing in seconds from their own phone with a simple, soft credit check.
- Direct Integrations. Connect with your favorite field service software like Housecall Pro or Jobber to send financing offers automatically.
- Fast Funding. Get paid the full amount for your work via direct deposit as soon as the customer confirms the job.
- Flexible Terms. Offer your customers various payment lengths and interest rates, including 0% APR options for qualifying buyers.
- Mobile Dashboard. Track your pending applications and funded jobs from any device while you are out in the field.
- No-Risk Payments. Protect your business from credit risk because Wisetack handles the collections and assumes the lending responsibility.
Pricing Comparison
Confirmo Pricing
- 0.8% transaction fee
- Unlimited incoming payments
- Access to all e-commerce plugins
- Fiat currency settlements
- Email and ticket support
- Dashboard analytics
- Custom transaction volume rates
- Dedicated account manager
- Priority API support
- Custom settlement schedules
- Advanced security reporting
- Tailored integration assistance
Wisetack Pricing
- No monthly subscription fees
- No setup or enrollment costs
- Unlimited financing applications
- Access to all software integrations
- Marketing materials and support
- Flat transaction fee per funded job
- Everything in Merchant, plus:
- Terms from 3 to 60 months
- Loans up to $25,000
- Soft credit check for customers
- No prepayment penalties
- 0% APR options available
Pros & Cons
Confirmo
Pros
- No monthly subscription fees or hidden setup costs
- Fast settlement to bank accounts in major fiat currencies
- Supports Lightning Network for instant low-fee transactions
- Simple integration with major e-commerce platforms
- Clean and intuitive dashboard for transaction tracking
Cons
- Limited selection of supported cryptocurrencies compared to competitors
- Customer support is primarily ticket-based rather than live chat
- Requires full KYC verification before you can withdraw funds
Wisetack
Pros
- No monthly fees makes it a low-risk addition
- Soft credit checks do not impact customer scores
- Seamless integration with popular field service apps
- Quick funding helps maintain healthy business cash flow
Cons
- Transaction fees can be higher than standard cards
- Customer approval is not guaranteed for all
- Limited to specific service-based industries