Unlimit
Unlimit is a global financial technology company offering a comprehensive interface for payment processing, banking as a service, and fiat-to-crypto solutions to help your business expand into new markets.
Wisetack
Wisetack is a consumer financing platform that enables service-based businesses to offer their customers flexible monthly payment options for essential home services and repairs.
Quick Comparison
| Feature | Unlimit | Wisetack |
|---|---|---|
| Website | unlimit.com | wisetack.com |
| Pricing Model | Custom | Free |
| Starting Price | Custom Pricing | Free |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2009 | 2018 |
| Headquarters | London, UK | San Francisco, USA |
Overview
Unlimit
Unlimit provides you with a unified financial interface to manage global payments, business banking, and crypto conversions from a single platform. You can accept over 1,000 local payment methods across Europe, Asia, Latin America, and Africa, allowing you to reach customers in their preferred currency and format. The platform eliminates the complexity of managing multiple regional providers by consolidating your entire financial stack into one dashboard.
Beyond simple processing, you can open multi-currency business accounts, issue corporate cards, and integrate crypto-to-fiat on-ramps directly into your application. It is built for high-growth tech companies, digital marketplaces, and e-commerce brands that need to scale rapidly without hitting regional financial barriers. You get access to deep local expertise and technical support to optimize your checkout conversion rates globally.
Wisetack
Wisetack is a specialized financing platform designed to help you close more high-ticket service jobs by offering your customers flexible monthly payment options. Instead of losing sales due to upfront costs, you can provide instant financing applications that customers complete on their own devices. The platform integrates directly with the field service management tools you already use, making it easy to send financing offers alongside your quotes and invoices.
You receive the full payment for your services as soon as the job is finished, while your customers pay over time in manageable installments. This approach removes the financial friction from large repairs or installations, helping you increase your average ticket size and improve your conversion rates. It is built specifically for home services, automotive repair, and elective medical practices where large, unexpected expenses are common.
Overview
Unlimit Features
- Global Acquiring Accept payments from customers worldwide using credit cards, digital wallets, and over 1,000 local payment methods.
- Banking as a Service Build your own financial products by integrating white-label banking features like accounts and transfers into your platform.
- Multi-Currency Accounts Open local accounts in various currencies to receive, hold, and pay out funds without losing money on conversions.
- Corporate Card Issuance Issue physical and virtual cards to your team or customers to manage corporate spending and payouts efficiently.
- Unlimit Crypto Enable your customers to buy and sell cryptocurrencies using credit cards or bank transfers with a simple gateway.
- Smart Recurring Billing Set up automated subscription payments and manage recurring revenue cycles across different regions and currencies.
Wisetack Features
- Instant Applications. Let your customers apply for financing in seconds from their own phone with a simple, soft credit check.
- Direct Integrations. Connect with your favorite field service software like Housecall Pro or Jobber to send financing offers automatically.
- Fast Funding. Get paid the full amount for your work via direct deposit as soon as the customer confirms the job.
- Flexible Terms. Offer your customers various payment lengths and interest rates, including 0% APR options for qualifying buyers.
- Mobile Dashboard. Track your pending applications and funded jobs from any device while you are out in the field.
- No-Risk Payments. Protect your business from credit risk because Wisetack handles the collections and assumes the lending responsibility.
Pricing Comparison
Unlimit Pricing
Wisetack Pricing
- No monthly subscription fees
- No setup or enrollment costs
- Unlimited financing applications
- Access to all software integrations
- Marketing materials and support
- Flat transaction fee per funded job
- Everything in Merchant, plus:
- Terms from 3 to 60 months
- Loans up to $25,000
- Soft credit check for customers
- No prepayment penalties
- 0% APR options available
Pros & Cons
Unlimit
Pros
- Extensive library of over 1,000 local payment methods
- Unified API simplifies complex global financial integrations
- Strong presence and expertise in emerging markets
- Responsive technical support for complex onboarding processes
Cons
- Custom pricing lacks transparency for very small startups
- Compliance requirements can be rigorous for certain regions
- Dashboard interface has a slight learning curve
Wisetack
Pros
- No monthly fees makes it a low-risk addition
- Soft credit checks do not impact customer scores
- Seamless integration with popular field service apps
- Quick funding helps maintain healthy business cash flow
Cons
- Transaction fees can be higher than standard cards
- Customer approval is not guaranteed for all
- Limited to specific service-based industries