360factors Review: Achieve Predictive Compliance for Banks with AI

Regulatory headaches slowing your operations down?

If you’re here, it’s likely because managing risk and compliance across spreadsheets, emails, and audits is driving you mad.

I’ve seen firsthand how missing a regulatory update can cause costly mistakes that ripple through your day—missed deadlines, audit panic, and endless rework.

360factors tackles this with their integrated Predict360 platform, leveraging AI to connect your regulatory, risk, and audit data. That means no more juggling disconnected systems to keep up with shifting requirements and controls.

In this review, I’ll show you how 360factors can actually streamline compliance work without overwhelming your team or draining your resources.

You’ll find out in this 360factors review exactly what their strengths, quirks, and limitations are—plus how they measure up against core alternatives for your needs.

Stick around for the features you need to manage compliance proactively, smarter pricing breakdowns, and honest insights for buyers like you.

Let’s dive into the analysis.

360factors Overview

360factors has been around since 2010, based in Austin, Texas. Their mission focuses on helping organizations in regulated industries manage risk and compliance more effectively.

What sets them apart is their integrated AI-driven Governance, Risk, and Compliance platform designed specifically for sectors like banking, financial services, healthcare, and energy. This focus means they address the complex regulatory environments these industries face without overcomplicating the user experience.

In recent years, 360factors enhanced their Predict360 AI capabilities for predictive risk intelligence and regulatory mapping—smart moves you can see reflected in updated workflows and faster compliance adaptation in this 360factors review.

Unlike broader players, they emphasize a unified data model connecting risk, audit, and compliance processes, which helps reduce silos and manual effort. This integration creates clear line-of-sight that many competitors struggle to provide.

They work with mid-market and enterprise companies managing strict regulations, especially in financial services and healthcare, demonstrating traction where oversight is intense and non-negotiable.

Their current strategy prioritizes AI-powered automation while expanding regulatory content, aligning well with your need to reduce manual tasks and stay ahead of regulatory changes without heavy customization.

Now let’s examine their capabilities.

360factors Features

Complex GRC tasks feel overwhelming, right?

360factors solutions come as an integrated suite inside their Predict360 platform, designed to cover every regulatory and risk management angle. These are the five core 360factors solutions that tackle business challenges across risk, compliance, audit, policy, and incident management.

1. Risk Management

Struggling to connect risks with business impact?

Many companies juggle spreadsheets that don’t talk to each other, making risk tracking slow and disconnected.

360factors’s Risk Management solution provides a centralized system where you can build a dynamic risk library and use configurable heat maps to assess threats. From my testing, the ability to link risks directly to controls and business units streamlines proactive decision-making. This feature helps you monitor KRIs and get alerts before problems escalate.

So, you can finally shift from firefighting to managing risks strategically and efficiently.

2. Compliance Management

Keeping up with changing regulations wears you down?

Regulatory changes constantly throw off your compliance efforts, causing missed updates or duplicated work.

This solution acts as a single hub listing all regulatory demands mapped to your policies and controls. I found the AI-powered suggestions for matching new rules to existing controls particularly helpful. This smart automation reduces manual mapping and human error significantly. Plus, their embedded regulatory libraries are a solid time saver.

You get smoother compliance updates that keep your organization audit-ready without the usual headaches.

3. Internal Audit Management

Audit follow-ups getting lost in emails and spreadsheets?

Without automation, tracking audit plans, findings, and remediation can be chaotic and slow.

The Internal Audit solution in Predict360 automates the whole audit lifecycle—from risk-based scheduling to digital workpapers and automated issue routing. Here’s where 360factors shines: closed-loop workflows link audit findings directly to compliant controls for seamless issue tracking. This means auditors and managers stay on the same page with less manual chasing.

You benefit from faster audit cycles and better oversight to close gaps quickly.

4. Policies & Procedures Management

Tired of digging through old shared drives for updated policies?

Document chaos can cause serious compliance risks when outdated versions are in circulation.

This solution stores all your policies in one version-controlled repository with automated review and approval workflows. From my experience, the policy-to-regulation linkage capability adds trust and clarity during compliance audits. Plus, automated distribution and attestation tracking mean your teams stay informed and accountable.

You gain a reliable single source of truth that strengthens corporate governance and audit readiness.

5. EHS & Incident Management

Incident reporting scattered and slow to react?

Delays and incomplete investigations can increase safety risks and regulatory exposure.

With 360factors’s EHS & Incident Management solution, employees can report incidents online, triggering root cause workflows and CAPA actions. What impressed me is how this solution ties each incident back to risk assessments, helping you spot trends early. The corrective action tracking and analytics support continuous improvement in safety protocols.

This means you can reduce downtime, improve workplace safety, and demonstrate compliance with regulators.

When you look at how these 360factors solutions fit together, you appreciate their deep data connections across risk, compliance, and audit. This unified approach simplifies governance processes and keeps your entire team aligned. Next, we’ll dive into pricing and alternative platforms.

360factors Pricing

Pricing transparency can be tough with enterprise software.

360factors pricing follows a custom quote model, which means you’ll need to contact sales but also get pricing tailored to your specific needs based on modules, users, and complexity. This approach fits organizations needing flexible, scalable GRC solutions rather than fixed-tiered packages.

1. Pricing Model & Cost Factors

Custom pricing fits your needs.

From my cost analysis, 360factors’ pricing model is subscription-based but highly tailored. Their pricing depends on modules selected, user types, and organizational complexity rather than fixed tiers, making it flexible but requiring direct engagement with sales. This means your costs scale with your actual usage and requirements, helping avoid overpaying for unnecessary features.

For your budget, this means you should prepare for an enterprise-level investment adaptable to your specific GRC scope.

2. Value Assessment & ROI

Enterprise value justifies cost.

What I found regarding pricing is how 360factors links costs directly to business value by modularly addressing risk, compliance, audit, and AI-enabled intelligence. This modular and scalable approach improves ROI by aligning expenses with actual usage, unlike big all-in-one flat fees. It also lets you implement critical functions progressively, spreading costs over time.

Budget-wise, you can expect improved visibility and regulation management that outweigh custom pricing complexities.

3. Budget Planning & Implementation

Plan for initial investment.

From my cost analysis, besides subscription fees, you’ll pay a meaningful one-time implementation cost covering setup, training, and data migration. This initial investment often represents a significant portion of total first-year expenses, so it’s key to factor it into your budget. Also, specialized regulatory library subscriptions can add to ongoing costs.

So for your situation, expect a multi-year budgeting plan with phased cost allocation to ensure smooth deployment.

My Take: 360factors pricing is designed for mid-to-large enterprises needing flexible, modular GRC solutions with AI-driven features. The custom pricing suits organizations wanting tailored investment aligned with their regulatory complexity without wasting budget on unused modules.

The overall 360factors pricing reflects customized enterprise value based on your exact needs.

360factors Reviews

How trustworthy are these user opinions?

To analyze 360factors reviews, I gathered feedback from major platforms like G2 and Capterra to evaluate real user sentiments and identify common themes, highlighting both strengths and weaknesses stated by actual customers.

1. Overall User Satisfaction

Users generally feel positive overall.

From my review analysis, 360factors maintains a favorable rating with many users appreciating its integrated approach. What stands out most in these reviews is how users praise the platform’s ability to centralize critical functions, helping organizations streamline complex governance, risk, and compliance tasks efficiently.

This means you can expect a reliable solution with some learning steps involved.

2. Common Praise Points

Centralization impresses users consistently.

Here’s what users consistently say: they value having risk, compliance, and audit data in one place. In many reviews, customers highlight the responsive support team as well, noting the exceptional responsiveness and helpfulness from customer support which makes adoption smoother and troubleshooting faster.

This is important because it reduces operational silos and eases user onboarding.

3. Frequent Complaints

Navigation and reporting frustrate some users.

The most common frustrations focus on the user interface and reporting flexibility. Multiple reviews mention that the interface can feel dated and clunky, and users sometimes struggle with limited options for custom ad-hoc reporting, which slightly dampens the user experience despite overall satisfaction.

For most users, these issues are manageable with time but worth considering if ease of use is a priority.

The overall 360factors reviews reflect balanced user satisfaction with noted usability caveats.

Best 360factors Alternatives

Which 360factors alternative fits your needs?

The best 360factors alternatives include several strong options, each suited for different business sizes, budgets, and regulatory focuses. Your choice depends largely on how much flexibility, ease of use, or specialized focus your situation calls for.

1. LogicGate

Need ultimate flexibility for unique GRC workflows?

LogicGate shines when your processes don’t fit typical GRC molds and you want a highly customizable, no-code platform. From my competitive analysis, LogicGate offers unmatched flexibility to build tailored workflows that can adapt quickly, unlike 360factors’ more prescriptive templates.

Choose LogicGate if your priority is a customizable platform capable of modeling unique risk and compliance processes, especially for businesses with complex or evolving needs.

2. AuditBoard

Focused primarily on internal audit and SOX compliance?

AuditBoard delivers a user-friendly experience designed specifically for auditors, making it ideal if your team values intuitive interfaces and tools built for SOX or internal audit. What I found comparing options is that AuditBoard excels in auditor-centric workflows and usability, though it lacks the broader GRC scope of 360factors.

Pick AuditBoard when your main requirements center on audit management or SOX compliance rather than wider EHS or operational risk functions.

3. Onspring

Looking for strong support and configurable power without complexity?

Onspring is a great alternative if you want a flexible no-code platform combined with excellent customer service and competitive pricing. Alternative-wise, your situation calls for Onspring when value and vendor responsiveness rank higher than AI predictive capabilities that 360factors offers.

You should choose Onspring if you want an easy-to-configure GRC solution with transparent pricing that balances power and simplicity for mid-market companies.

4. SAI360

Require an enterprise-wide, global compliance and ethics solution?

SAI360 fits best if you’re a large multinational seeking a comprehensive GRC platform plus extensive training and ethics content. From my analysis, SAI360 combines broad compliance libraries with global scale that surpasses 360factors’ mid-market focus.

Consider SAI360 when your organization needs an all-in-one enterprise solution with deep ethics training and worldwide regulatory coverage.

Overall, the best 360factors alternatives depend on your unique business size, compliance focus, and customization needs rather than simple feature comparisons alone.

Setup & Implementation

Worried about managing complex deployments?

The 360factors review shows that its implementation requires a hands-on approach with clear planning and dedicated resources. Here’s what you’re looking at in terms of deployment complexity and what to realistically expect before diving in.

1. Setup Complexity & Timeline

Setup is more involved than you might think.

360factors implementation typically demands thorough configuration of modules, workflows, and user roles. The most time-consuming part is migrating legacy data—this phase often dictates the overall timeline. From my implementation analysis, projects frequently span 6-9 months depending on your data complexity and team availability.

You’ll want to prepare for structured project management and detailed data cleansing upfront to stay on track.

2. Technical Requirements & Integration

Cloud-based but still needs solid IT planning.

Even though 360factors uses a web-based SaaS model, your IT team will face challenges around data governance and system administrator roles. What I found about deployment is that ensuring proper user access and data controls is essential for smooth implementation and ongoing security.

Make sure you have IT resources ready for platform maintenance and integration planning before starting.

3. Training & Change Management

Getting users up to speed takes effort.

The platform’s breadth brings a steep learning curve, particularly for admins who configure the system. From my analysis, formal training plus ongoing user support drives successful adoption, especially since you’ll likely add modules over time during implementation.

Focus on establishing training programs early and identifying champions to guide colleagues through change.

4. Support & Success Factors

You won’t be going it alone.

360factors’ implementation teams are highly rated for responsiveness and expertise. What I found about deployment is that their support partnership often makes the difference between delays and smooth launches as they help navigate configuration challenges.

Plan for active engagement with their team and set clear goals to ensure your implementation stays on course.

From my implementation analysis, 360factors implementation is best approached with clear planning and resources in place. Keeping dedicated leadership and structured training at the forefront greatly improves your chances for success.

Who’s 360factors For

Is 360factors the right GRC partner for you?

In this 360factors review, I’ll help you determine if this software fits your specific compliance and risk management needs by examining business types, team sizes, and practical use cases.

1. Ideal User Profile

Best for regulated industries needing integrated GRC.

If your organization operates in banking, healthcare, energy, or financial services, and you require a centralized system connecting risk, compliance, and audit processes, 360factors is designed for you. From my user analysis, teams led by compliance managers or risk officers who want AI-driven regulatory insights will benefit most.

Success comes when you value strong partner support alongside software capabilities.

2. Business Size & Scale

Optimal for mid-market to smaller enterprises.

Your company likely has between 50 and 500 employees, with structured teams managing compliance and risk but without extensive in-house IT customization resources. What I found about target users is that mid-sized organizations appreciate the balance of comprehensive features and dedicated support.

You’ll fit best if your scale justifies a robust platform without overwhelming complexity.

3. Use Case Scenarios

Ideal for streamlining regulatory change and risk management.

You’ll benefit if your workflows include tracking regulatory changes, managing audit trails, and connecting multiple compliance areas within one solution. From my analysis, the platform excels at consolidating multiple GRC functions efficiently for regulated businesses seeking to reduce spreadsheet dependency.

Your situation calls for this software if you need predictive AI to anticipate regulatory shifts.

4. Who Should Look Elsewhere

Not suited for very small businesses or extreme customization needs.

If your compliance requirements are simple or your team prefers a highly customizable no-code approach, 360factors may feel overly complex. From my user analysis, organizations needing extensive workflow tailoring or a more modern UI might find other options like LogicGate or AuditBoard a better match.

Consider lighter or more customizable solutions if your setup is basic or highly unique.

From this 360factors review, your best fit depends on mid-sized regulated business needs seeking a unified GRC solution with strong support.

Bottom Line

Is 360factors the right GRC solution for you?

This 360factors review presents a comprehensive evaluation highlighting its robust risk and compliance management strengths while noting some usability challenges for consideration.

1. Overall Strengths

Centralized governance drives operational clarity.

360factors excels by integrating risk, compliance, audit, and related functions within one AI-powered platform. From my comprehensive analysis, the unified data model simplifies compliance oversight significantly by eliminating disconnected spreadsheets and enabling proactive regulatory mapping. The platform’s strong customer support further ensures businesses can tailor configurations effectively.

These strengths help organizations in regulated industries reduce risk exposure and maintain regulatory confidence more efficiently.

2. Key Limitations

User experience and reporting have room for growth.

While powerful, 360factors receives mixed feedback on its user interface, which some find dated and less intuitive than newer competitors. Based on this review, limited ad-hoc reporting flexibility restricts deeper data exploration, potentially requiring supplementary tools for advanced analytics. A moderate learning curve also demands investment in user training.

These limitations are manageable if your team commits to onboarding but could slow initial adoption and impact less technical users.

3. Final Recommendation

Recommended for regulated industries prioritizing compliance.

You should choose 360factors when your business requires a centralized, AI-enhanced GRC platform that handles complex regulatory demands with strong vendor support. From my analysis, this software delivers high value in mid-market to enterprise environments such as banking, energy, and healthcare where compliance risk is critical.

Your decision should include a trial or demo to assess fit based on user experience preferences and reporting needs.

This 360factors review wraps up with strong confidence in its compliance management capabilities, balanced by usability factors to keep in mind.