Centime
Centime is a comprehensive cash management platform that helps small to mid-sized businesses automate accounts receivable, accounts payable, and rolling cash flow forecasting in one place.
GTreasury
GTreasury is a comprehensive treasury management system providing real-time visibility into cash liquidity, financial risk, and hedge accounting to help corporate treasurers optimize their global financial operations.
Quick Comparison
| Feature | Centime | GTreasury |
|---|---|---|
| Website | centime.com | gtreasury.com |
| Pricing Model | Subscription | Custom |
| Starting Price | $99/month | Custom Pricing |
| FREE Trial | ✓ 14 days free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2017 | 1986 |
| Headquarters | Boston, USA | Chicago, USA |
Overview
Centime
Centime is a unified cash management platform designed to give you total control over your business finances. Instead of jumping between spreadsheets and bank portals, you can manage your entire cash lifecycle—from payables and receivables to real-time forecasting—within a single interface that syncs directly with your ERP. It helps you eliminate manual data entry and provides a clear picture of your future liquidity.
You can automate your collections process with branded reminders and simplify your bill payments using flexible funding options. The platform is specifically built for mid-market companies that have outgrown basic accounting tools but aren't ready for complex enterprise systems. By consolidating your financial operations, you can reduce late payments, optimize your working capital, and make faster, data-driven decisions for your business growth.
GTreasury
GTreasury gives you a centralized platform to manage your organization's entire cash ecosystem. You can gain immediate visibility into global bank balances, automate complex reconciliation tasks, and forecast future cash needs with higher precision. By connecting directly to your banks and ERP systems, the platform eliminates manual data entry and reduces the risk of human error in your daily financial operations.
You can also manage sophisticated financial instruments, including FX, debt, and derivatives, while ensuring compliance with hedge accounting standards. Whether you are a mid-sized company outgrowing spreadsheets or a global enterprise managing hundreds of bank accounts, you can scale your treasury functions and improve strategic decision-making through integrated reporting and real-time data access.
Overview
Centime Features
- Cash Flow Forecasting Generate accurate, rolling cash flow forecasts automatically by pulling real-time data from your GL and bank accounts.
- AR Automation Speed up your collections with automated, branded email reminders and a self-service payment portal for your customers.
- AP Management Streamline your entire bill pay process from invoice capture to electronic payment while maintaining strict approval workflows.
- Multi-Entity Consolidation View and manage cash across multiple subsidiaries or business units in one consolidated dashboard without manual exports.
- Credit Risk Monitoring Monitor the credit health of your customers in real-time to identify potential payment risks before they impact your cash.
- KPI Dashboards Track critical metrics like Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO) with visual, interactive reporting.
GTreasury Features
- Cash Visibility. Access real-time data across all your global bank accounts in a single view to monitor liquidity and optimize funding.
- Automated Reconciliation. Match bank statements to your internal ledger automatically using customizable rules to save hours of manual work every day.
- Financial Risk Management. Identify and mitigate exposures to foreign exchange, interest rates, and commodities with integrated sensitivity analysis and stress testing.
- Hedge Accounting. Streamline your compliance with ASC 815 and IFRS 9 standards using automated effectiveness testing and specialized financial reporting.
- Payments Factory. Centralize and standardize your global payment workflows to improve security, reduce transaction fees, and prevent fraudulent activity.
- Cash Forecasting. Build accurate short and long-term cash forecasts by pulling historical data and future projections directly from your business units.
Pricing Comparison
Centime Pricing
- Cash flow forecasting
- GL and bank integration
- Standard AR/AP automation
- Basic KPI reporting
- Email support
- Single entity support
- Everything in Standard, plus:
- Multi-entity consolidation
- Advanced credit risk monitoring
- Custom approval workflows
- Priority customer success manager
- API access
GTreasury Pricing
Pros & Cons
Centime
Pros
- Seamless integration with popular ERPs like NetSuite and QuickBooks
- Intuitive dashboard provides instant visibility into future cash positions
- Automated collection reminders significantly reduce manual follow-up time
- Consolidates multiple bank accounts into a single unified view
Cons
- Initial setup and mapping can take time for complex GLs
- Pricing is not transparently listed on the website
- Mobile experience is less robust than the desktop platform
GTreasury
Pros
- Highly customizable reporting engine for complex financial data
- Strong bank connectivity options including API and SWIFT
- Comprehensive coverage of both cash and risk management
- Responsive customer support team with deep domain expertise
Cons
- Significant time investment required for initial implementation
- Steep learning curve for users new to treasury systems
- User interface can feel dense due to high functionality