Centime Reviews, Pricing, Features & Alternatives in 2026
Centime is a comprehensive cash management platform that helps small to mid-sized businesses automate accounts receivable, accounts payable, and rolling cash flow forecasting in one place.
Centime is a unified cash management platform designed to give you total control over your business finances. Instead of jumping between spreadsheets and bank portals, you can manage your entire cash lifecycle—from payables and receivables to real-time forecasting—within a single interface that syncs directly with your ERP. It helps you eliminate manual data entry and provides a clear picture of your future liquidity.
You can automate your collections process with branded reminders and simplify your bill payments using flexible funding options. The platform is specifically built for mid-market companies that have outgrown basic accounting tools but aren't ready for complex enterprise systems. By consolidating your financial operations, you can reduce late payments, optimize your working capital, and make faster, data-driven decisions for your business growth.
Screenshots & Interface
Key Features
Stop guessing about your bank balance and start managing your cash with precision. Centime provides the tools you need to automate tedious manual tasks and gain a 360-degree view of your company's financial health.
Cash Flow Forecasting
Generate accurate, rolling cash flow forecasts automatically by pulling real-time data from your GL and bank accounts.
AR Automation
Speed up your collections with automated, branded email reminders and a self-service payment portal for your customers.
AP Management
Streamline your entire bill pay process from invoice capture to electronic payment while maintaining strict approval workflows.
Multi-Entity Consolidation
View and manage cash across multiple subsidiaries or business units in one consolidated dashboard without manual exports.
Credit Risk Monitoring
Monitor the credit health of your customers in real-time to identify potential payment risks before they impact your cash.
KPI Dashboards
Track critical metrics like Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO) with visual, interactive reporting.
Integrations
Oracle NetSuite
Sage Intacct
QuickBooks Online
Microsoft Dynamics 365
Priority ERP
Standard Bank APIs
Pricing Plans
Centime offers a flexible approach to pricing that scales with your business volume and the specific modules you need. You can start with a 14-day free trial to explore the platform's capabilities before committing to a paid plan. While they don't offer a forever-free version, their tiered structure ensures you only pay for the features that drive value for your finance team.
Based on feedback from finance professionals on G2 and Capterra, here is what you should consider when evaluating Centime for your team:
Pros
Seamless integration with popular ERPs like NetSuite and QuickBooks
Intuitive dashboard provides instant visibility into future cash positions
Automated collection reminders significantly reduce manual follow-up time
Consolidates multiple bank accounts into a single unified view
Cons
Initial setup and mapping can take time for complex GLs
Pricing is not transparently listed on the website
Mobile experience is less robust than the desktop platform
Who Should Use Centime?
Perfect for mid-market finance teams and CFOs who need to automate cash cycles and improve forecasting accuracy beyond spreadsheets.
Best for Company Sizes
small-business
mid-market
Popular Industries
Our Verdict
Centime is a strong contender if you are struggling with manual cash flow spreadsheets and fragmented AR/AP processes. It bridges the gap between basic accounting and expensive enterprise resource planning by offering deep, specialized cash management features that sync directly with your existing tools.
While the lack of public pricing means you'll need to engage with sales for a quote, the 14-day trial offers a low-risk way to see if the automation saves you enough time to justify the cost. Highly recommended for growing businesses with high transaction volumes that need better visibility into their liquidity.
Ready to Try Centime?
Start your 14-day free trial today—no credit card required. See why over 0 teams trust Centime