BILL
BILL is a financial operations platform that automates accounts payable and receivable processes to help small and mid-sized businesses manage cash flow and simplify complex back-office financial tasks.
CheckWriter
CheckWriter is a specialized financial software that allows you to create and print legally compliant bank checks instantly from your own desktop using any standard printer and check paper.
Quick Comparison
| Feature | BILL | CheckWriter |
|---|---|---|
| Website | bill.com | checkwriter.com |
| Pricing Model | Subscription | One_time |
| Starting Price | $45/month | $99/month |
| FREE Trial | ✓ 30 days free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2006 | 1996 |
| Headquarters | San Jose, USA | Boston, USA |
Overview
BILL
BILL helps you take control of your financial back office by automating the way you pay bills and get paid. You can ditch manual data entry and paper checks by digitizing your entire accounts payable and receivable workflows. The platform uses AI to scan invoices, routes them for approval automatically, and lets you issue payments via ACH, virtual cards, or international wires with just a few clicks.
Beyond simple payments, you can manage employee spending and corporate cards through integrated expense management features. It syncs directly with your existing accounting software like QuickBooks or Xero to keep your books updated in real-time. Whether you are a solo founder or a growing mid-market firm, you can eliminate bottlenecks and gain a clearer view of your business cash flow from a single dashboard.
CheckWriter
CheckWriter provides a straightforward solution for businesses and individuals who need to issue checks without waiting for pre-printed stock from a bank. You can draft, manage, and print professional checks directly from your office, which helps you maintain better control over your cash flow and immediate payment obligations. The system is designed to meet all American National Standards Institute (ANSI) requirements, ensuring your printed checks are accepted by all financial institutions.
You can also use the software to accept checks over the phone, via fax, or through your website by creating a 'draft' of the customer's check. This capability allows you to receive payments instantly and deposit them the same day. It eliminates the typical 3-5 day waiting period associated with ACH transfers or traditional mail, making it a practical tool for collections, insurance agencies, and retail businesses.
Overview
BILL Features
- AI Invoice Entry Capture invoice data automatically using AI that extracts vendor details and amounts to eliminate manual typing errors.
- Automated Approvals Create custom approval workflows so bills are automatically routed to the right person for a digital sign-off.
- Flexible Payments Pay your vendors your way using ACH, credit cards, international wires, or even automated paper checks.
- Smart Invoicing Send professional invoices electronically and set up automatic payment reminders to help you get paid faster.
- Expense Management Issue corporate cards to your team and set proactive spend limits to control company costs before they happen.
- Accounting Sync Connect your accounting software to sync transactions automatically and ensure your general ledger is always accurate.
CheckWriter Features
- Instant Check Printing. Print fully compliant checks immediately using your existing laser or inkjet printer and any standard check paper.
- Check-by-Phone Intake. Accept payments over the phone by entering customer details and printing a legal check draft for instant deposit.
- Virtual Terminal. Access a secure interface to manage your transactions, view payment history, and organize your digital check records.
- Batch Processing. Save time by processing multiple payments at once, allowing you to handle high volumes of transactions efficiently.
- MICR Encoding. Ensure your checks pass bank scanners every time with built-in MICR font support for routing and account numbers.
- Signature Digitization. Upload and apply your authorized signature to checks automatically to streamline your accounts payable workflow.
Pricing Comparison
BILL Pricing
- Choice of AP or AR focus
- Unlimited document storage
- Standard approval workflows
- Import/export with accounting software
- Email and chat support
- Everything in Essentials, plus:
- Sync with QuickBooks and Xero
- Custom user roles and permissions
- Multi-level approval workflows
- Centralized inbox for invoices
CheckWriter Pricing
- One-time software license
- Print checks and drafts
- Accept checks by phone/fax
- Works with any printer
- No per-transaction fees
- Basic reporting tools
- Everything in Standard, plus:
- Multi-user network support
- Advanced batch importing
- Enhanced security permissions
- Priority technical support
- Custom data export options
Pros & Cons
BILL
Pros
- Significantly reduces time spent on manual data entry
- Seamless integration with popular accounting software like QuickBooks
- Easy-to-use interface for non-technical team members
- Reliable digital audit trail for all transactions
- Mobile app makes approving payments easy on the go
Cons
- Monthly per-user fees can become expensive
- Transaction fees apply for certain payment methods
- Customer support response times can be slow
- Occasional sync errors with external accounting tools
CheckWriter
Pros
- Eliminates recurring monthly fees for payment processing
- Checks are accepted by all major US banks
- Simple setup process works with standard printers
- Speeds up collections by bypassing traditional mail
- Reliable MICR line alignment for bank scanning
Cons
- Interface feels dated compared to modern SaaS
- Initial learning curve for alignment settings
- Requires manual data entry for basic versions