CoinPayments
CoinPayments is a global crypto payment gateway providing merchants with a secure platform to accept, store, and convert over 100 cryptocurrencies for online and physical retail transactions.
Marqeta
Marqeta is a modern card issuing and payment processing platform providing the infrastructure you need to create, manage, and scale customized physical, virtual, and tokenized payment card programs.
Quick Comparison
| Feature | CoinPayments | Marqeta |
|---|---|---|
| Website | coinpayments.net | marqeta.com |
| Pricing Model | Freemium | Custom |
| Starting Price | Free | Custom Pricing |
| FREE Trial | ✘ No free trial | ✘ No free trial |
| Free Plan | ✓ Has free plan | ✘ No free plan |
| Product Demo | ✘ No product demo | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2013 | 2010 |
| Headquarters | Vancouver, Canada | Oakland, USA |
Overview
CoinPayments
CoinPayments is a comprehensive crypto payment gateway that allows you to accept Bitcoin and over 100 other digital currencies on your website. Instead of dealing with complex blockchain integrations, you get a plug-and-play solution that handles everything from transaction processing to automatic currency conversion. You can integrate the platform directly into your existing online store or use it for point-of-sale transactions in a physical retail environment.
The platform serves a wide range of users, from solo entrepreneurs and small business owners to large-scale enterprise merchants across the globe. By using CoinPayments, you can reach a global customer base that prefers paying with digital assets while protecting yourself from the volatility of the crypto market through instant settlement options. It simplifies the entire lifecycle of a crypto transaction, providing you with the tools to manage your digital earnings securely.
Marqeta
Marqeta provides the modern infrastructure you need to build and launch sophisticated card programs without the legacy constraints of traditional banks. You can issue physical, virtual, and tokenized cards instantly, giving you total control over how payments are authorized and processed. The platform is designed for developers, offering open APIs that allow you to integrate payment capabilities directly into your own applications and workflows.
You can solve complex payment challenges like on-demand delivery, expense management, and digital banking with ease. By using their Just-in-Time (JIT) Gateway Funding, you can participate in the authorization process in real-time to approve or decline transactions based on your own business logic. This flexibility helps you reduce fraud, manage liquidity, and create unique commerce experiences for your customers.
Overview
CoinPayments Features
- Multi-Coin Support Accept over 100 different cryptocurrencies including Bitcoin, Ethereum, and Litecoin to give your customers maximum payment flexibility.
- Auto-Coin Conversion Convert your crypto earnings automatically into stablecoins or other digital assets to protect your business from market volatility.
- Fiat Settlements Settle your crypto payments directly into your bank account in national currencies like USD, EUR, or GBP.
- Shopping Cart Plugins Connect your store instantly with pre-built plugins for popular platforms like Shopify, WooCommerce, Magento, and OpenCart.
- Point of Sale Interface Accept cryptocurrency payments in person at your physical storefront using a simple web-based interface for your staff.
- Vault Protection Secure your digital assets in a long-term storage vault that requires a time-delayed withdrawal process for added safety.
Marqeta Features
- Just-in-Time Funding. Control your cash flow by funding transactions in real-time at the exact moment of purchase to minimize idle balances.
- Instant Virtual Issuance. Generate and deploy virtual cards immediately so your users can start spending through digital wallets without waiting for mail.
- Dynamic Spend Controls. Set granular rules for where, when, and how much can be spent to prevent fraud and ensure policy compliance.
- Tokenization Services. Provision cards securely into Apple Pay and Google Pay to provide your customers with a modern mobile payment experience.
- Webhooks & Real-time Data. Receive instant notifications for every transaction event so you can trigger automated workflows and keep your records synced.
- Physical Card Customization. Design and ship branded physical cards with custom materials and features to strengthen your brand identity with users.
Pricing Comparison
CoinPayments Pricing
- 0.5% flat transaction fee
- Access to 100+ cryptocurrencies
- Unlimited shopping cart plugins
- Point of Sale (POS) interface
- Basic wallet functionality
- Everything in Merchant, plus:
- Automatic coin conversion
- External exchange integration
- Fiat settlement options
- Advanced vault security features
Marqeta Pricing
Pros & Cons
CoinPayments
Pros
- Extremely low transaction fees compared to credit cards
- Supports a massive variety of alternative digital coins
- Easy integration with most major e-commerce platforms
- Global reach allows you to accept international payments
Cons
- Customer support response times can be slow
- Strict account verification process for fiat withdrawals
- Interface feels dated compared to newer competitors
Marqeta
Pros
- Highly flexible API documentation for rapid development
- Real-time transaction data provides excellent visibility
- Superior control over authorization logic via JIT funding
- Scales reliably for high-volume enterprise payment programs
Cons
- Significant technical expertise required for initial setup
- Complex compliance and regulatory hurdles to navigate
- Pricing is not transparent for smaller startups