Online Check Writer
Online Check Writer is a comprehensive financial management platform that allows you to create, customize, and send checks digitally or via mail while integrating with your existing bank accounts.
Stripe
Stripe provides a comprehensive financial infrastructure platform that allows businesses of all sizes to accept payments, manage billing cycles, and automate financial operations through a single integrated API.
Quick Comparison
| Feature | Online Check Writer | Stripe |
|---|---|---|
| Website | onlinecheckwriter.com | stripe.com |
| Pricing Model | Freemium | Subscription |
| Starting Price | Free | $99/month |
| FREE Trial | ✓ 15 days free trial | ✘ No free trial |
| Free Plan | ✓ Has free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2008 | 2010 |
| Headquarters | San Jose, USA | South San Francisco, USA |
Overview
Online Check Writer
Online Check Writer is a versatile financial tool designed to simplify how you handle business payments and collections. You can design custom checks with your own logo and layout, then print them on plain paper or send them digitally to vendors and clients. The platform eliminates the need for expensive pre-printed checks and specialized hardware, saving you significant overhead costs.
Beyond simple check printing, you can manage ACH transfers, wire transfers, and credit card payments all from a single interface. It integrates with over 22,000 financial institutions, allowing you to reconcile bank statements and track transactions in real-time. Whether you are a freelancer or a growing business, the software helps you maintain a professional image while keeping your cash flow organized and secure.
Stripe
Stripe is a complete financial infrastructure platform that helps you accept payments and scale your business globally. You can integrate checkout experiences into your website or app, allowing you to take credit cards, digital wallets, and local payment methods with ease. Beyond simple transactions, the platform helps you manage recurring billing, handle marketplace payouts, and issue physical or virtual cards to your team.
You can also use built-in tools to fight fraud automatically and simplify your global tax compliance. Whether you are a solo founder starting a side project or a large enterprise managing complex global cash flows, you get access to the same high-performance tools. It eliminates the need for separate merchant accounts and gateways by providing everything you need to move money in one place.
Overview
Online Check Writer Features
- Instant Check Printing Print professional, customized checks instantly on any printer using standard blank paper to save on high stationery costs.
- Digital Check Mailing Send physical checks to your payees via USPS or FedEx with just one click, and let the platform handle the printing and posting.
- ACH and Wire Transfers Move money quickly and securely between accounts using integrated ACH and wire transfer capabilities for faster vendor payments.
- Bank Reconciliation Connect your bank accounts to automatically track cleared checks and reconcile your statements without manual data entry.
- White Labeling Add your company logo and brand colors to your checks and payment pages to maintain a professional appearance.
- Multi-Bank Integration Link multiple bank accounts to one dashboard so you can manage all your business finances from a single login.
Stripe Features
- Global Payments. Accept 135+ currencies and dozens of popular local payment methods to reach customers wherever they live.
- Stripe Checkout. Deploy a pre-built, high-conversion hosted payment page that automatically adapts to your customer's device and language.
- Subscription Billing. Manage recurring revenue with flexible logic for trials, coupons, and tiered pricing models without manual intervention.
- Radar Fraud Detection. Block fraudulent transactions automatically using machine learning trained on data from millions of global companies.
- Financial Reporting. Access real-time data and automated reports to speed up your monthly closing process and track growth.
- Stripe Tax. Calculate and collect sales tax, VAT, and GST automatically based on your customer's specific location.
Pricing Comparison
Online Check Writer Pricing
- Up to 5 checks per month
- Single bank account
- Standard check templates
- Email support
- Mobile app access
- Everything in Free, plus:
- Up to 50 checks per month
- Unlimited bank accounts
- ACH and Wire transfer access
- Custom check designing
- Priority email support
Stripe Pricing
- 2.9% + 30¢ per successful card charge
- Access to 100+ features
- Real-time reporting tools
- Global payment methods
- Machine learning fraud protection
- 24/7 phone and chat support
- Volume-based discounts
- Multi-product discounts
- Country-specific pricing
- Interchange pricing available
- Dedicated support team
- Custom onboarding assistance
Pros & Cons
Online Check Writer
Pros
- Significant cost savings on check stationery
- Seamless integration with thousands of banks
- User-friendly interface for non-accountants
- Fast digital delivery options for urgent payments
Cons
- Transaction limits on lower-tier plans
- Additional fees for premium mailing services
- Learning curve for advanced ACH settings
Stripe
Pros
- Extensive documentation makes technical setup very straightforward
- Supports a massive variety of global payment methods
- Clean and intuitive dashboard for non-technical users
- Seamless integration with hundreds of third-party apps
- Highly reliable uptime during peak shopping seasons
Cons
- Customer support response times can be inconsistent
- Account freezes can occur during sudden volume spikes
- Advanced features often require significant developer resources
- Dispute fees are non-refundable even if you win