OnPay
OnPay is a cloud-based payroll and HR software providing small businesses with automated tax filings, integrated benefits administration, and personnel management tools to streamline back-office operations and ensure compliance.
Toast POS
Toast is an all-in-one restaurant management platform that integrates point of sale, operations, and digital ordering to help you streamline service and increase your bottom line.
Quick Comparison
| Feature | OnPay | Toast POS |
|---|---|---|
| Website | onpay.com | pos.toasttab.com |
| Pricing Model | Subscription | Freemium |
| Starting Price | $40/month | Free |
| FREE Trial | ✓ 30 days free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2011 | 2011 |
| Headquarters | Atlanta, USA | Boston, USA |
Overview
OnPay
OnPay is a comprehensive payroll and HR solution designed to take the complexity out of managing your team. You can run unlimited payroll cycles for employees and contractors, while the platform automatically handles all federal, state, and local tax filings and payments. It simplifies your back-office by combining payroll, automated tax reporting, and HR tools into a single, intuitive interface that scales with your business needs.
Beyond just cutting checks, you can manage the entire employee lifecycle from digital onboarding to benefits administration. The platform integrates directly with popular accounting and time-tracking software to eliminate manual data entry. Whether you are a small business owner or a growing mid-sized company, you get access to licensed payroll experts and a guarantee that your tax filings are accurate and on time.
Toast POS
Toast is a dedicated restaurant management system built specifically for the food service industry. You can manage your entire front-of-house and back-of-house operations from a single platform, whether you run a small cafe, a busy full-service restaurant, or a multi-location enterprise. It combines durable hardware with cloud-based software to handle everything from tableside ordering to complex menu management.
You can take control of your business with integrated tools for online ordering, delivery, and contactless payments. The platform also helps you manage your team with built-in payroll and scheduling features, while providing real-time analytics to track your daily sales and labor costs. It is designed to keep your kitchen running smoothly even when the internet goes down with its reliable offline mode.
Overview
OnPay Features
- Full-Service Payroll Run unlimited payroll cycles for employees and contractors with automated tax filings and payments in all 50 states.
- Digital Onboarding Invite new hires to enter their own details and sign documents electronically before their first day on the job.
- Benefits Administration Manage health insurance, 401(k) plans, and workers' compensation directly within your payroll dashboard for seamless deductions.
- HR Toolset Create custom offer letters, store personnel files securely, and track employee PTO with built-in HR management features.
- Accounting Integrations Sync your payroll data automatically with QuickBooks, Xero, and FreshBooks to keep your financial books perfectly balanced.
- Employee Self-Service Give your team lifetime access to their pay stubs, tax forms, and personal information through a dedicated mobile-friendly portal.
Toast POS Features
- Tableside Ordering. Fire orders directly to the kitchen from the table with handheld devices to speed up service and improve order accuracy.
- Menu Management. Update your menu across all devices and online channels instantly from any location to keep your offerings current.
- Online Ordering. Accept orders directly through your own website and skip the high commission fees of third-party delivery apps.
- Kitchen Display System. Connect your front-of-house with the kitchen using digital screens that track prep times and organize tickets efficiently.
- Restaurant Analytics. Access detailed reports on your top-selling items and labor costs from your phone to make data-driven decisions.
- Inventory Tracking. Monitor your ingredient levels in real-time and identify waste to protect your margins and simplify your ordering process.
Pricing Comparison
OnPay Pricing
- Full-service payroll in 50 states
- Automated tax filings and payments
- HR software and document storage
- Software integrations
- Employee self-service accounts
- Everything in Base, plus:
- Pay only for active workers
- Includes 1099 and W-2 workers
- Unlimited monthly pay runs
- No extra fee for direct deposit
Toast POS Pricing
- Cloud-based POS software
- Payment processing
- Real-time reporting
- Standard support
- Menu management
- Everything in Starter, plus:
- Advanced reporting
- Multi-location management
- 24/7 customer support
- Customized hardware options
- Employee management tools
Pros & Cons
OnPay
Pros
- Transparent flat-fee pricing with no hidden costs
- Excellent customer support from licensed payroll professionals
- Intuitive interface makes running payroll very fast
- Seamless integration with popular accounting software
- Handles complex multi-state payroll without extra fees
Cons
- No native mobile app for administrators
- Limited advanced reporting compared to enterprise tools
- Lacks built-in native time tracking features
Toast POS
Pros
- Industry-specific features designed specifically for restaurant workflows
- Reliable offline mode keeps you taking orders during outages
- User-friendly interface reduces training time for new staff
- Handheld tablets significantly increase table turnover rates
Cons
- Requires use of Toast's proprietary payment processing
- Hardware costs can be high for large installations
- Long-term contracts may be required for certain tiers