Gusto vs Toast Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Gusto

0.0 (0 reviews)

Gusto is an all-in-one HR platform that automates payroll, manages employee benefits, and streamlines hiring and onboarding processes for small to medium-sized businesses looking to simplify their people operations.

Starting at $40/mo
Free Trial NO FREE TRIAL
VS

Toast

0.0 (0 reviews)

Toast is an all-in-one point of sale and restaurant management platform designed to help you streamline operations, increase sales, and create better guest experiences through integrated technology.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature Gusto Toast
Website gusto.com toast.com
Pricing Model Subscription Freemium
Starting Price $40/month Free
FREE Trial ✘ No free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile cloud mobile
Integrations QuickBooks Online Xero FreshBooks TSheets When I Work Trainual Clover Expensify Asana Slack 7shifts Homebase Grubhub DoorDash UberEats QuickBooks Xero MarketMan Ctuit Mabel
Target Users small-business mid-market small-business mid-market enterprise
Target Industries hospitality
Customer Count 0 0
Founded Year 2011 2011
Headquarters San Francisco, USA Boston, USA

Overview

G

Gusto

Gusto simplifies how you manage your team by bringing payroll, benefits, and HR into one intuitive platform. You can run payroll in just a few clicks, with all local, state, and federal tax filings handled automatically. Beyond just payments, the platform helps you support your team with health insurance, 401(k) plans, and workers' compensation, all integrated directly into your payroll workflow to ensure compliance and accuracy.

You can also streamline your entire employee lifecycle from recruitment to offboarding. Use the platform to send offer letters, conduct digital onboarding, and track time and attendance without switching between different tools. Whether you are hiring your first employee or managing a growing team across multiple states, you get the tools you need to stay organized and compliant while focusing on growing your business.

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Toast

Toast is a comprehensive restaurant management platform that unifies your front-of-house, back-of-house, and guest engagement tools. Instead of juggling multiple disconnected systems, you can manage your entire operation—from tableside ordering and integrated payments to kitchen displays and inventory—through a single, purpose-built interface. It helps you speed up service, reduce manual errors, and gain deeper insights into your restaurant's performance.

You can adapt the platform to fit your specific service model, whether you run a fine-dining establishment, a quick-service cafe, or a multi-location franchise. Beyond the point of sale, you can handle complex tasks like automated payroll, team scheduling, and loyalty programs. The software is designed to keep your business running even if your internet goes down, ensuring you never miss a sale during peak hours.

Overview

G

Gusto Features

  • Automated Payroll Run payroll in minutes with automatic tax calculations and filings for all 50 U.S. states.
  • Benefits Administration Sync medical, dental, and vision plans directly with your payroll for seamless premium deductions and enrollment.
  • Digital Onboarding Send offer letters and collect signed documents electronically so your new hires are ready on day one.
  • Time Tracking Track employee hours and PTO requests that automatically sync with your payroll to eliminate manual data entry.
  • Compliance Alerts Stay ahead of changing labor laws with automated notifications and access to certified HR experts for guidance.
  • Employee Self-Service Give your team their own portal to download paystubs, view tax forms, and manage their personal information.
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Toast Features

  • Tableside Ordering. Take orders and accept payments directly at the table with handheld devices to increase table turnover and improve accuracy.
  • Kitchen Display System. Connect your front-of-house directly to the kitchen with digital screens that track prep times and notify servers when food is ready.
  • Online Ordering. Take control of your takeout and delivery business with a branded online ordering site that integrates directly with your POS.
  • Menu Management. Update your menu across all devices and online platforms instantly from any location to keep your offerings and pricing current.
  • Automated Payroll. Sync your employee hours directly from the POS to payroll to ensure accurate paychecks and simplify your tax filings.
  • Inventory Tracking. Monitor your stock levels in real-time and track food costs to identify waste and improve your overall profitability.
  • Guest Loyalty Programs. Create custom rewards and marketing campaigns to turn first-time visitors into regulars and grow your customer database.
  • Real-time Reporting. Access detailed sales and labor reports from your phone or computer to make data-driven decisions for your business.

Pricing Comparison

G

Gusto Pricing

Simple
$40
  • Full-service payroll for one state
  • Employee self-service profiles
  • Basic hiring and onboarding tools
  • Gusto wallet mobile app
  • Standard payroll reports
  • Workers' comp administration
T

Toast Pricing

Quick Start Bundle
$0
  • Cloud-based POS software
  • Payment processing integration
  • Standard reporting
  • Menu management
  • Real-time fraud monitoring

Pros & Cons

M

Gusto

Pros

  • Extremely intuitive interface that requires almost no training
  • Automated tax filings save hours of manual work
  • Seamless integration between payroll and employee benefits
  • Helpful automated reminders for important compliance deadlines

Cons

  • Customer support response times can be slow during peak seasons
  • State tax registration assistance is limited for new businesses
  • Advanced HR features require the most expensive plan
A

Toast

Pros

  • Reliable offline mode keeps you running during outages
  • Intuitive interface makes training new staff quick
  • Seamless integration between front and back of house
  • Hardware is specifically built for harsh kitchen environments
  • Regular software updates add useful new features

Cons

  • Requires use of Toast for payment processing
  • Hardware costs can be high for multiple terminals
  • Add-on features can significantly increase monthly costs
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