OnPay
OnPay is a cloud-based payroll and HR software providing small businesses with automated tax filings, integrated benefits administration, and personnel management tools to streamline back-office operations and ensure compliance.
Toast
Toast is an all-in-one point of sale and restaurant management platform designed to help you streamline operations, increase sales, and create better guest experiences through integrated technology.
Quick Comparison
| Feature | OnPay | Toast |
|---|---|---|
| Website | onpay.com | toasttab.com |
| Pricing Model | Subscription | Freemium |
| Starting Price | $40/month | Free |
| FREE Trial | ✓ 30 days free trial | ✘ No free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2011 | 2011 |
| Headquarters | Atlanta, USA | Boston, USA |
Overview
OnPay
OnPay is a comprehensive payroll and HR solution designed to take the complexity out of managing your team. You can run unlimited payroll cycles for employees and contractors, while the platform automatically handles all federal, state, and local tax filings and payments. It simplifies your back-office by combining payroll, automated tax reporting, and HR tools into a single, intuitive interface that scales with your business needs.
Beyond just cutting checks, you can manage the entire employee lifecycle from digital onboarding to benefits administration. The platform integrates directly with popular accounting and time-tracking software to eliminate manual data entry. Whether you are a small business owner or a growing mid-sized company, you get access to licensed payroll experts and a guarantee that your tax filings are accurate and on time.
Toast
Toast is a comprehensive restaurant management platform that centralizes your entire operation into one system. You can handle everything from front-of-house point of sale transactions to back-of-house kitchen displays and inventory tracking. Whether you run a small cafe, a busy full-service restaurant, or a multi-location franchise, you can customize the hardware and software to fit your specific service model and workflow.
You can manage your staff with integrated payroll and scheduling tools while building guest loyalty through built-in marketing and rewards programs. The platform also enables you to expand your reach with online ordering and delivery integration, ensuring you never miss a sale. By putting all your data in one place, you can make faster, more informed decisions to grow your business and improve your bottom line.
Overview
OnPay Features
- Full-Service Payroll Run unlimited payroll cycles for employees and contractors with automated tax filings and payments in all 50 states.
- Digital Onboarding Invite new hires to enter their own details and sign documents electronically before their first day on the job.
- Benefits Administration Manage health insurance, 401(k) plans, and workers' compensation directly within your payroll dashboard for seamless deductions.
- HR Toolset Create custom offer letters, store personnel files securely, and track employee PTO with built-in HR management features.
- Accounting Integrations Sync your payroll data automatically with QuickBooks, Xero, and FreshBooks to keep your financial books perfectly balanced.
- Employee Self-Service Give your team lifetime access to their pay stubs, tax forms, and personal information through a dedicated mobile-friendly portal.
Toast Features
- Point of Sale. Process orders and payments quickly with durable hardware designed to withstand the heat and spills of a busy kitchen.
- Kitchen Display System. Connect your front and back of house instantly so your kitchen staff can manage tickets and prep times efficiently.
- Online Ordering. Take orders directly through your own website and skip the high commissions of third-party delivery apps.
- Inventory Management. Track your food costs in real-time and manage your stock levels to reduce waste and improve your margins.
- Payroll & Team Management. Simplify your administrative work by syncing timesheets directly with payroll and managing employee benefits in one place.
- Guest Loyalty Programs. Create custom rewards and email marketing campaigns to keep your customers coming back and increase their lifetime value.
Pricing Comparison
OnPay Pricing
- Full-service payroll in 50 states
- Automated tax filings and payments
- HR software and document storage
- Software integrations
- Employee self-service accounts
- Everything in Base, plus:
- Pay only for active workers
- Includes 1099 and W-2 workers
- Unlimited monthly pay runs
- No extra fee for direct deposit
Toast Pricing
- 1 terminal included
- Cloud-based POS software
- Payment processing integration
- Customer engagement tools
- Real-time reporting
- Standard support
- Everything in Quick Start, plus:
- Advanced POS functionality
- Table management
- Menu management
- Kitchen display system access
- Multi-location management
Pros & Cons
OnPay
Pros
- Transparent flat-fee pricing with no hidden costs
- Excellent customer support from licensed payroll professionals
- Intuitive interface makes running payroll very fast
- Seamless integration with popular accounting software
- Handles complex multi-state payroll without extra fees
Cons
- No native mobile app for administrators
- Limited advanced reporting compared to enterprise tools
- Lacks built-in native time tracking features
Toast
Pros
- Intuitive interface makes training new staff quick and easy
- Reliable offline mode keeps you taking orders during internet outages
- Hardware is specifically built for heavy restaurant use
- Seamless integration between online ordering and the kitchen
Cons
- Requires use of Toast for payment processing
- Contract terms can be long and difficult to exit
- Customer support response times vary during peak hours